Steven F Thoms

Natalie Miller is the principal advisor at Grit and Lavender Financial Planning in Brighton, MI, with 14 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including Merrill Lynch, PNC Investments, and Mass Mutual. Outside of advisory work, Miller provides educational and coaching services through her consulting business and serves as a small business coach and securities licensing instructor. Grit and Lavender Financial Planning serves individual clients with investment management, comprehensive financial planning, and financial coaching. The firm primarily uses a passive investment approach and offers subscription-style services and educational programming to support client implementation and ongoing engagement.

Craig Mckee is the principal of XLM Capital Management, an independent advisory firm based in Dexter, MI. He holds Series 63 and Series 65 designations and has 15 years of industry experience. Mckee has led XLM Capital Management since its founding in 2003. XLM Capital Management provides discretionary and non-discretionary portfolio management primarily to high-net-worth individuals, estates, and businesses. The firm focuses on direct equity and options strategies, constructing concentrated portfolios tailored to each client's objectives and risk tolerance without using pooled vehicles or mutual funds.

Robert Laura is a financial advisor with Wealth & Wellness Group, LLC in Brighton, MI, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. He has been involved with Synergos Financial Group, L.L.C. dba Osborn Wealth Management since 2009 and is also active in educational content development and workshops through Retirement Project LLC. Wealth & Wellness Group provides investment advisory and planning services primarily to high-net-worth individuals, trusts, estates, charitable organizations, and retirement plans. The firm employs a tailored portfolio management approach that emphasizes diversification, asset allocation, Modern Portfolio Theory, and fundamental analysis, managing both discretionary and directed client relationships.

William Winn is a financial advisor with Fiducial Partners LLC in Brighton, MI, holding Series 65 and Series 66 licenses and bringing 10 years of industry experience. He previously worked at Retirement Wealth Advisors and has owned Newbridge Financial Group since 2013. In addition to advising, he operates as an independent insurance agent, offering fixed insurance and related products. Fiducial Partners LLC provides discretionary investment management to individuals, trusts, estates, retirement plans, charitable organizations, and business entities. The firm’s investment approach combines fundamental and technical analysis, active allocation, and position-level risk management, managing accounts primarily on a discretionary basis with regular reviews.

Brent Bell is a CFP® professional with nine years of experience in financial planning and investment advisory. He is the principal advisor at Bell Financial Planning, an independent firm he has led since 2020. His prior roles include positions at Tempus Wealth Planning, fpPathfinder, and McCarthy Tax Preparation. In addition to advising clients, he spends time reviewing financial planning resources for accuracy through his work with fpPathfinder. Bell Financial Planning serves both individual and institutional clients, providing investment management and retirement-plan advisory services. The firm utilizes third-party managers and passive, Modern Portfolio Theory–based allocations, and it offers flexible financial planning options including project, hourly, and subscription-based services.

Belle Eve Financial provides flat-fee, fee-only financial planning, retirement planning, tax planning, and investment management for women, couples, and families who want clear guidance and a trusted partner to help coordinate their financial lives. As a CFP® professional and CPA, I bring financial planning expertise and a tax-aware perspective to every client relationship. I help clients make confident, coordinated decisions around retirement and retirement income planning, tax-efficient investing and withdrawals, Roth conversions, cash flow, Social Security, equity compensation, insurance, estate planning, and investment management. As a fee-only fiduciary financial advisor, my advice is designed to serve your best interests. I do not sell investment or insurance products, earn commissions, or charge a percentage of your assets. Instead, Belle Eve Financial provides transparent, ongoing comprehensive financial planning and investment management for a flat annual fee. While I work with individuals, couples, and families, I have a particular passion for financial planning for women, especially those navigating career changes, divorce, widowhood, inheritances, retirement, or the responsibility of managing family wealth. Financial confidence isn't about knowing every piece of industry jargon. It's about having someone who can simplify the complexity, ask the right questions, and help you make decisions that align your money with the life you want. My own path has included growing up with limited means, navigating a significant financial windfall, building and selling businesses, retiring early, and ultimately creating a meaningful second career in financial planning. Those experiences shaped the practical, judgment-free way I work with clients today. At Belle Eve Financial, you'll receive personalized, comprehensive financial advice and the education to understand the “why” behind it—so you can feel organized, confident, and in control of your financial future. Based in the Ann Arbor, Michigan area and serving clients virtually.