Sydney Shaye Nelson

Sara Smith is a financial advisor with LPL Financial in Pine City, MN, holding Series 63 and Series 65 credentials and 18 years of industry experience. She previously worked at Investment Centers of America and has been associated with Frandsen Bank & Trust for over two decades, where she serves as Vice President and Retail Manager. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and asset management solutions, supported by technology tools, and oversees over $819 billion in discretionary assets across a large network of advisors.

Joshua Lartch is a financial advisor with LPL Financial in Pine City, Minnesota, holding a Series 66 credential and four years of industry experience. He has worked with Frandsen Bank & Trust since 2018 and previously was involved with Innovative Egress Windows, Inc. Since 2018, Lartch has served as a director on the board of the Pine County Agricultural Society, a nonprofit organization. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to various investment strategies and institutional platforms.

Ashley Hartman is a financial advisor with Ameriprise, holding a Series 66 designation and 17 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services Inc. since 2007. Ameriprise provides retirement-income planning services for individuals approaching or in retirement, focusing on clients with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations, supported by a centralized consulting team and algorithmic tools.

Evan Pinkston is a financial advisor with Cetera, holding a Series 66 designation and seven years of industry experience. Prior to his advisory role, he served nine years with the Department of Defense and currently maintains involvement with Unity Bank. Outside of advising, he co-owns CREO Financial Services, which provides payroll and bookkeeping services for local small businesses, and serves on the finance committee of the Tusen Tack organization, assisting with financial policy and budgeting processes. Cetera Investment Advisers LLC operates as an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform featuring both affiliated and third-party managers, with options ranging from automated allocations to customized strategies.

Robert Root is a Series 66-licensed financial advisor with 19 years of industry experience. He is currently affiliated with LPL Financial and Frandsen Bank & Trust, where he has worked since 2017. His prior experience includes roles at Securities America, Investment Centers of America, Inc., and Gähler Investment Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies, supported by advisor-facing tools and a broad platform that includes affiliated insurance and banking services.

Michael Ritland is a financial advisor with LPL Financial in Pine City, MN, holding a ChFC® designation along with Series 63 and Series 66 licenses. He has 28 years of industry experience, including previous roles at Investment Centers of America, Bancwest Investment Services, Inc., and Cetera Investment Services LLC. He is also active as an agent with Frandsen General Agency, a non-variable insurance business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of investment adviser representatives. The firm offers a variety of financial planning and investment management solutions to individuals, retirement plan participants, and institutions, with a focus on combining advisory platforms with a broad range of financial services.