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Tamra Lee Maltese

Advisor at Cetera — Sidney, MT

Updated today

Credentials

CFP®, Series 66

Experience

24 years

Location

Sidney, MT 59270

Cetera logo

Cetera

Institution

Total advisors

10,182

Across 5,098 offices

Clients per advisor

79 Low

Avg AUM per client

$306,089 Low

HNW client ratio

10% Low

About

Tamra Maltese is a CFP® and Series 66-registered advisor with 24 years of industry experience, currently affiliated with Cetera. She has held positions at several firms, including Fiduciary Trust and Avantax, and owns Maltese Financial Services LLC. Outside of her advisory work, she serves as president of the Shinnick Memorial Charitable Foundation and is active on the finance council at St. Matthew's Church in Sidney, MT. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers portfolio management, financial planning, and access to a variety of third-party money managers across multiple program platforms.

Client services

Based on Cetera

Financial planning Portfolio management Pension consulting Selection of other advisers Educational seminars or workshops

Expertise

Based on Cetera

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy

Occupation focus

Based on Cetera

Founder/Business Owner Executive

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Fee options

Fixed

Flat fees may be charged for financial planning and consulting services as negotiated with advisor.

Percentage

$0 - $250,000: up to 2.90% $250,001 - $500,000: up to 2.90% $500,001 - $1,000,000: up to 2.70% $1,000,001 - $2,000,000: up to 2.00% $2,000,001+: up to 1.50%

Commissions

Advisors may be registered representatives and licensed insurance agents earning commissions on securities and insurance products.

Project-based

Consulting and financial planning services may be charged on an hourly rate basis, ranges not specifically stated.

Other

Account minimum: $5,000 Fee-only: Flat fees for financial planning and consulting services; hourly fees for financial planning and consulting according to client agreement; fees negotiated with advisor.

Location

See office

Sidney, MT

919 S Lincoln Avenue

Sidney MT 59270

Advisors at this office

1

Most active in

Montana · Texas

Work history

24 years of industry experience

Cetera Wealth Services, LLC

2025 - Present • 1 year

Sidney, MT

Cetera

2025 - Present • 1 year

Schaumburg, IL

Maltese Financial Services LLC

2021 - Present • 5 years

Sidney, MT

RC Financial Services, LLC

2019 - 2021 • 2 years

Sidney, MT

Fiduciary Trust

2017 - 2020 • 3 years

Sidney, MT

Manzanita LLC

2014 - Present • 12 years

Sidney, MT

Avantax Insurance Agency, LLC

2008 - 2025 • 17 years

Sidney, MT

Avantax Advisory services

2004 - 2025 • 21 years

Sidney, MT

Avantax Investment Services, INC.

2002 - 2025 • 23 years

Sidney, MT

Tami Maltese M.S. C.P.A. C.F.P.

1984 - Present • 42 years

Sidney, MT

Tami Maltese CPA

1982 - Present • 44 years

Sidney, MT

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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Jonathan S

CFP®, Series 65

Sidney, MT

Investment Management Group

Jonathan Skinner is a CFP® and Series 65 holder with two years of experience in financial advising. He is currently affiliated with Investment Management Group and has previously worked at Stockman Wealth Management for three years. Before entering financial services, Skinner spent a combined sixteen years in education with Sidney Public Schools and Fairview Schools. Investment Management Group provides advisory services primarily to financial institutions and institutional clients, including banks and a municipality, while also offering individual portfolio management and financial planning. The firm utilizes a combination of fundamental and qualitative investment analysis and manages most institutional accounts on a non-discretionary basis.

Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner
user avatar

Matthew S

Series 66

Sidney, MT

Empower Advisory Group

Matthew Senn is a financial advisor at Empower Advisory Group with seven years of industry experience. He holds a Series 66 designation and has previously worked at New Century Gold and Thrivent Investment Management Inc. Before entering financial services, he was employed at Blarney Stone Pub. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage account holders. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms and focus on long-term portfolio returns, annual rebalancing, and clients’ savings rates.

General retirement planning Retirement income strategy Social Security optimization Debt management College savings (529s, UTMA, etc.)
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Elizabeth V

Series 66

Sidney, MT

Edward Jones

Elizabeth Verhasselt is a financial advisor at Edward Jones with a Series 66 credential and two years of industry experience. Her prior experience includes roles at Supporting Strategies and Kringen Construction. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management and a network of more than 23,000 financial advisors. The firm offers a range of advisory programs and affiliated investment products, operating under a fiduciary standard.

Wealth management Tax-loss harvesting Multi-generational wealth transfer Retired Founder/Business Owner Executive
user avatar

Gerald H

Series 63, Series 66

Sidney, MT

Edward Jones

Gerald Hughes is a financial advisor with Edward Jones in Sidney, Montana, holding Series 63 and Series 66 licenses and 31 years of industry experience. He has been with Edward Jones since 2002. Outside of his advisory role, he serves as a trustee for an inheritance trust, involved in managing land leasing decisions. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets through a nationwide network of over 23,000 advisors and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies and separately managed accounts.

Wealth management Tax-loss harvesting Multi-generational wealth transfer Retired Founder/Business Owner Executive
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Nicholas L

Series 63, Series 66

Sidney, MT

Edward Jones

Nicholas Lonski is a financial advisor with Edward Jones, holding Series 63 and Series 66 credentials and 25 years of industry experience. He has been with Edward Jones since 2000. Outside of advising, he serves as president of the Bishop of Myra Foundation, a personal foundation he co-manages with his wife, and is an assistant wrestling coach at Sidney High School. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a range of advisory programs and affiliated investment products. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of over 23,700 financial advisors.

Wealth management Tax-loss harvesting Multi-generational wealth transfer Retired Founder/Business Owner Executive

Jamie M

Series 66

Sidney, MT

Edward Jones

Jamie Malsam is a financial advisor at Edward Jones with eight years of industry experience. Prior to joining Edward Jones in 2018, Jamie worked for six years at the Sidney Police Department. Jamie holds a Series 66 designation. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies supported by a nationwide network of financial advisors. The firm provides affiliated mutual funds, tax-efficient services, and operates under a fiduciary standard.

General retirement planning Wealth management Retired Founder/Business Owner Executive
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