Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Credentials
CFP®, Series 63, Series 65
Experience Industry experience
34 years
Location
Fort Myers Beach, FL
Total Clarity Wealth Management, Inc
Team
Terrance Murphy is a CFP® professional with 34 years of industry experience, currently serving at Total Clarity Wealth Management, Inc. in Fort Myers Beach, FL. He has worked at LPL Financial since 2018 and was previously with Cetera Advisor Networks from 2013 to 2018. Outside of financial advising, he has experience managing a pizza business and operates an accounting and tax advisory service. Total Clarity Wealth Management is a multi-advisor firm serving individual and high-net-worth clients, as well as trusts, estates, charitable organizations, and employer retirement plans. The firm offers discretionary portfolio management, financial and retirement planning, and 401(k) advisory services, employing a range of investment strategies from conservative wrap programs to actively traded accounts for sophisticated investors.
Based on Total Clarity Wealth Management, Inc
Based on Total Clarity Wealth Management, Inc
Based on Total Clarity Wealth Management, Inc
Fixed fees from $250 to $5,000 for financial planning; retainer fees from $250 to $50,000 annually for ongoing services
$0 - $50,000: 2.75% (Vision Accounts), 2.50% (Value Accounts) $50,001 - $100,000: 2.75% (Vision Accounts), 2.50% (Value Accounts) $100,001 - $250,000: 2.75% (Vision Accounts), 2.50% (Value Accounts) $250,001 - $500,000: 2.50% (Vision Accounts), 2.25% (Value Accounts) $500,001 - $1,000,000: 2.00% (Vision Accounts), 1.75% (Value Accounts) $1,000,001 - $3,000,000: 1.75% (Vision Accounts), 1.50% (Value Accounts) $3,000,001 - $5,000,000: 1.75% (Vision Accounts), 1.50% (Value Accounts) $5,000,001+: 1.75% (Vision Accounts), 1.50% (Value Accounts) $0 - $500,000: 2.50% (PreActive Accounts) $500,001 - $1,000,000: 2.50% (PreActive Accounts) $1,000,001 - $3,000,000: 2.50% (PreActive Accounts) $3,000,001 - $5,000,000: 2.50% (PreActive Accounts) $5,000,001+: 2.50% (PreActive Accounts)
Commissions earned by dually-registered representatives on securities and insurance products sold outside advisory accounts
Up to $500/hour for financial planning and special projects
Account minimum: $10,000 for Vision and Value Accounts; $100,000 for PreActive Accounts (exceptions may be made) Fee-only: Hourly rates up to $500/hour; fixed fees ranging from $250 to $5,000 for planning; retainer fees from $250 to $50,000 annually
Fort Myers Beach, FL
Fort Myers Beach FL
Advisors at this office
1
Florida · Illinois · Texas
34 years of industry experience
LPL Financial
2018 - Present • 8 years
Fort Myers Beach, FL
Tnt Bs Dba Rosati's Pizza
2016 - 2019 • 3 years
Warrenville, IL
Cetera Advisor Networks
2013 - 2018 • 5 years
El Segundo, CA
Total Clarity Wealth Management, Inc.
2006 - Present • 20 years
Fort Myers Beach, FL
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Is not active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Verified by Warmer
Series 66
Cape Coral, FL
Juth Investment Advisory
Ruth Grogan is a financial advisor at Juth Investment Advisory with three years of industry experience. She holds a Series 66 designation and has worked at Pershing LLC, BNY Mellon, and MTA. Juth Investment Advisory provides personalized financial planning and discretionary investment management primarily to individuals and small businesses. The firm employs a hybrid asset-management approach combining strategic and tactical allocation, utilizing both fundamental and technical analysis to tailor portfolios to client goals and risk tolerance.
Verified by Warmer
Series 63, Series 66
Cape Coral, FL
Juth Investment Advisory
Jonathan Grogan is a financial advisor at Juth Investment Advisory with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Pershing LLC, Evergreen, and Northwestern Mutual. Outside of finance, he is the managing partner of Jonathan Grogan Acting Services LLC, pursuing acting roles in TV and film. Juth Investment Advisory provides personalized financial planning and discretionary investment management primarily to individuals and small businesses. The firm uses a hybrid asset-management approach combining strategic and tactical allocation, employing fundamental and technical analysis to tailor portfolios that include equities, options, ETFs, fixed income, and limited cryptocurrency exposure.
Series 66
Bonita Springs, FL
Foliage Financial
Chelly Joseph is a financial advisor at Foliage Financial with 19 years of industry experience. She holds a Series 66 designation and has previously worked at PACE Wealth Management, Legacy Tax Consultants, and VALIC Financial Advisors. Joseph also conducts business as a licensed insurance agent. Foliage Financial, founded in 2025, provides discretionary and non-discretionary asset management primarily through third-party platform programs, along with financial planning and consulting services. The firm employs model portfolios, sub-advised solutions, and custom managed accounts, using technical analysis and Monte Carlo planning, while accommodating client-imposed investment restrictions.
CFP®, Series 63, Series 65
Sanibel, FL
Bloomfield Asset Management, Inc.
Patrick Bloomfield is the sole advisor at Bloomfield Asset Management, Inc., an independent firm based in Sanibel, FL. He holds the CFP® designation, as well as Series 63 and Series 65 licenses, and has 43 years of experience in the financial industry. Prior to establishing his independent practice in 2017, he worked at Wells Fargo Advisors Financial Network LLC for 17 years. Bloomfield Asset Management is a small SEC-registered advisory firm that serves individuals, trusts, foundations, and institutional clients. The firm provides discretionary investment and wealth management with a documented client profile and written investment plan, utilizing a range of securities and occasional third-party sub-advisors.
CFP®, Series 65, Series 66
Bonita Springs, FL
River Tree Capital Management
Dennis Bares is the sole advisor at River Tree Capital Management in Bonita Springs, FL, holding CFP®, Series 65, and Series 66 designations with 13 years of industry experience. He has been with River Tree Capital Management (formerly Bares Consulting Services) since 1998. River Tree Capital Management provides discretionary portfolio management and financial planning services to individuals and various institutional clients, including small businesses, corporate pension and profit-sharing plans, trusts, estates, charitable organizations, and foundations. The firm utilizes a bottom-up fundamental analysis approach to develop customized Investment Policy Statements, focusing on publicly traded securities with an emphasis on small-cap opportunities and long-only portfolios.
Series 66
Naples, FL
Berger Wealth Management, LLC
Jamie Berger is the sole advisor at Berger Wealth Management, LLC in Naples, FL, with 18 years of industry experience. He previously worked for Stifel Independent Advisors, LLC from 2008 to 2024. Berger is also an independent insurance agent, selling insurance products since 2008. Berger Wealth Management provides discretionary asset management to individuals, high-net-worth clients, trusts, estates, business owners, and qualified retirement plans. The firm uses tailored investment programs based on client goals, employing methods such as cyclical analysis and modern portfolio theory, and manages more than 200 client relationships, including corporate and institutional pension consulting services.
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor's Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and referrals are provided by FinanceHQ LLC ("FHQ"), a wholly-owned subsidiary of Warmer and an SEC-registered investment adviser. We may be compensated by participating advisors. You pay no fee to use our matching service, and advisor fees are not increased because of a referral. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to the Warmer Terms of Service and FHQ Advisory Agreement, and acknowledge Warmer's Privacy Policy. Please review FHQ's ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")