Advisor at Centaurus Financial, Inc.
Data sourced from SEC public records (and other sources when available). Some details may be added by the advisor after claiming their profile. Refreshed daily • Updated today.
Location
Ault, CO
Credentials
Series 63, Series 66
Industry experience
24 years
Terrell Gertge is a financial advisor with Centaurus Financial, Inc. holding Series 63 and Series 66 licenses and 24 years of industry experience. He has worked at Centaurus Financial since 2011 and at KPG Capital since 2005. Outside of advising, he is involved in several non-investment activities including ownership of a farm, operating a clothing and tack retail business, and acting as a licensed insurance producer. Centaurus Financial, Inc. provides advisory services through a network of independent representatives to individuals, families, businesses, and institutions. The firm offers financial planning, investment management, and access to third-party managers, combining fundamental and technical analysis with model portfolios and other strategies.
Based on Centaurus Financial, Inc.
Based on Centaurus Financial, Inc.
$0+: up to 2.25% annually (maximum advisory fee) $25,000+: up to 1.50% annually for Advisory Annuity and Variable Life Management programs $25,000+: 1.35% annually for Adviser-Directed program
Commission may be received on sales of annuities, variable life policies, and alternative investments purchased through affiliated Broker-Dealer; advisory fees waived for 12 months following purchase if commission received
Financial planning and consulting services fees are negotiable and may be charged on an hourly basis, specific rates not stated
Account minimum: $25,000 Fee-only: Negotiable fees, generally asset-based, ranging up to 2.25% annually for most advisory programs; financial planning fees negotiable based on services provided; TPMM advisory fees range from 1.00% to 3.00%
Ault, CO
California · Colorado · Nebraska · Oregon · Texas · Washington
Centaurus Financial INC.
2011 - Present (15 years)
KPG Capital
2005 - Present (21 years)
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
CFP®, Series 66
Timnath, CO
Level Up Financial Planning, LLC
Lucas Casarez is a CFP® professional with 10 years of industry experience. He is the principal of Level Up Financial Planning, LLC, an independent advisory firm, and also owns Power Up Tax Planning Services, LLC, where he provides tax preparation services during tax season. His prior experience includes roles at Cetera Advisor Networks, Western Wealth Management, LPL Financial, and Keystone Financial Services. Level Up Financial Planning, LLC serves individual clients across a range of wealth levels, offering discretionary portfolio management and financial planning through subscription, fixed-fee, or hourly engagements. The firm emphasizes passive portfolio construction using low-cost index funds and ETFs, guided by client-specific investment policy statements, and also incorporates technical and cyclical analysis as part of its planning process.
Series 63, Series 65
Loveland, CO
Fletching Arrows Wealth Management LLC
Andrew Logue is the sole advisor at Fletching Arrows Wealth Management LLC in Loveland, CO, holding Series 63 and Series 65 licenses with 11 years of industry experience. He previously worked at Navigation Wealth Management, Sigma Financial Corporation, Spc, and Navigation Financial Services before founding his current firm in 2017. Outside his advisory role, he coordinates Financial Peace University, an educational program focused on financial literacy. Fletching Arrows Wealth Management LLC offers fee-based financial planning and discretionary portfolio management primarily to individual clients, utilizing the Orion Portfolio Solutions platform. The firm manages accounts on a discretionary basis with regular reviews and combines fundamental and technical analysis to support various investment strategies.
CFA®, Series 63
Loveland, CO
Perspective Wealth Advisors
James Milroy is a CFA® charterholder with seven years of industry experience. He is currently an advisor at Perspective Wealth Advisors in Loveland, CO, where he has worked since 2025. His prior experience includes roles at Easterly Securities LLC & Easterly Asset Management LP, James Alpha Advisors, FDX Capital, LLC, Syntrinsic Investment Counsel, and SRS Acquiom. Perspective Wealth Advisors serves individuals, high-net-worth families, estates, trusts, and retirement plans with discretionary investment management, financial planning, and retirement-plan consulting. The firm combines strategic and tactical asset allocation with fundamental, technical, and proprietary quantitative analysis, offering customized portfolios that may include individual securities, ETFs, alternative investments, and tailored ESG options.
CFP®, Series 66
Loveland, CO
Keystone Financial Services
Jeremy Busch is a CFP® professional with nine years of industry experience, currently serving as an advisor at Keystone Financial Services since 2020. His prior roles include positions at Cetera Advisor Networks, Cwm, LLC, and Edward Jones. Outside of financial advising, he was involved with ABR Inspections, LLC and worked in the Weld County School District. Keystone Financial Services manages approximately $306 million for a diverse client base, including individuals, trusts, and retirement plans. The firm employs a range of investment strategies across multiple asset classes, emphasizing active portfolio management, asset allocation, and tailored solutions.
Series 65
Loveland, CO
Keystone Financial Services
Jennifer Walenter is a financial advisor at Keystone Financial Services with Series 65 credentials. She has over 14 years of industry experience, including 13 years at Edward Jones and subsequent roles at Keystone Financial Services. Keystone Financial Services manages approximately $306 million for around 509 clients, providing services to individuals, trusts, retirement plans, and broker-dealer customers. The firm employs a range of investment strategies across multiple asset classes, combining fundamental, technical, and industry expert analysis, with portfolios that are actively monitored and tailored for tax efficiency or partial delegation.
Series 63, Series 65
Windsor, CO
Cosner Financial Group, LLC
Ryan Cosner is a financial advisor with Cosner Financial Group, LLC in Windsor, CO, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He has worked at Cosner Financial Group since 2008 and previously at Triad Advisors Inc. and Osaic Wealth, Inc. Cosner serves as president-elect of the Boys and Girls Club of Larimer County, a nonprofit focused on supporting at-risk youth. Cosner Financial Group provides asset management and financial planning services to individuals, pension and profit-sharing plans, and corporate clients. The firm manages approximately $370 million in assets across about 600 client relationships, offering discretionary portfolio management as well as hourly and flat-fee planning tailored to client goals.
Not sure where to start?
We'll help you think it through — whether you ultimately need an advisor or not.
Warmer helps you compare advisors clearly — so you can choose with confidence.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")
