Theresa Colson

Robert Harbour is a financial advisor with EBH Financial, Inc., holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at EBH Financial since 2010, with prior roles at LPL Financial and Infinity Financial Services Advisory. EBH Financial provides discretionary asset management and financial planning services to individual and high-net-worth clients. The firm focuses on client-specific objectives and risk tolerance, using fundamental analysis and a preference for long-term investments, while maintaining a single custodian relationship with Charles Schwab.

Alexander Koynoff is a financial advisor at ATK Financial Prosperity with a Series 65 designation and three years of industry experience. He previously worked at Zurich North America, Northwestern University, and Northern Trust. ATK Financial Prosperity is an independent, single-advisor registered investment adviser serving individuals and high-net-worth clients with financial planning and discretionary portfolio management. The firm’s investment approach emphasizes Modern Portfolio Theory and primarily passive portfolios constructed with index mutual funds and ETFs, supplemented by fundamental, technical, cyclical, and charting analysis.

Kristopher Kalish is a financial advisor at The Kalish Group with eight years of industry experience. He holds a Series 66 designation and has worked previously at Merrill Lynch and Bank of America. The Kalish Group provides discretionary investment management, financial planning, estate planning, and consulting primarily to high-net-worth individuals, families, trusts, estates, businesses, and charitable organizations. The firm employs a proprietary asset-allocation methodology and offers a broad range of investment tools, including options and leveraged ETFs, while maintaining an explicit margin policy and a focus on customized portfolio management.

Greg Rutherford is a CFP® professional with 17 years of experience at Sound Asset Management, Inc., an independent firm based in Yorkville, IL. He has worked exclusively with Sound Asset Management since 2009. Sound Asset Management, Inc. provides personalized, fee-only financial planning and investment management services to individuals, pension and profit-sharing plans, trusts, estates, and small businesses. The firm focuses on strategic, globally diversified asset allocation primarily through no-load or low-load mutual funds and ETFs, and is notable for its work with institutional retirement clients and pension consulting services.

Daniel De Boer is a financial advisor at Cruz Investments & Wealth Management in Aurora, IL. He holds a Series 65 designation and has been with the firm since 2023. Prior to his advisory role, he worked at Aurora University and Kaneland School District 302. Cruz Investments & Wealth Management provides investment management primarily through recommending and monitoring third-party advisers and offers modular financial planning along with ancillary insurance and tax-planning services. The firm focuses on asset allocation and ongoing evaluation of outside managers, with accounts managed on a non-discretionary basis.

Bernard Czerwinski is a financial advisor at Ascension Financial with two years of industry experience. He holds the ChFC® designation and Series 65 license. Prior to joining Ascension Financial, he worked at RLK-PLG Investment Management, Forever Companies, GM Casting House, Inc., and Northport Investments. Outside of advising, he is the managing member of Czerwinski Consulting, which provides operational strategy and technology consulting for B2B manufacturers and direct consumer retail businesses. Ascension Financial is a fee-only advisory firm serving individual and high-net-worth clients, as well as trusts, estates, and qualified retirement plans. The firm actively manages portfolios using a combination of fundamental, quantitative, and technical analysis, and employs derivatives and margin strategies for hedging and income generation.