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Thomas Earl Chandler Jr.

Advisor at Cetera — Oxford, MS

Updated today

Credentials

Series 63, Series 66

Experience

9 years

Location

Oxford, MS 38655

Cetera logo

Cetera

Institution

Total advisors

10,217

Across 5,122 offices

Clients per advisor

78 Low

Avg AUM per client

$306,089 Low

HNW client ratio

10% Low

About

Thomas Chandler Jr. is a financial advisor with Cetera and holds Series 63 and Series 66 licenses. He has nine years of industry experience, including roles at Regions Bank and MassMutual. Outside of his advisory work, he operates a notary public service for non-investment clients. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and more than $256 billion in assets under management.

Client services

Based on Cetera

Financial planning Portfolio management Pension consulting Selection of other advisers Educational seminars or workshops

Expertise

Based on Cetera

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy

Occupation focus

Based on Cetera

Founder/Business Owner Executive

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Fee options

Fixed

Flat fees may be charged for financial planning and consulting services as negotiated with advisor.

Percentage

$0 - $250,000: up to 2.90% $250,001 - $500,000: up to 2.90% $500,001 - $1,000,000: up to 2.70% $1,000,001 - $2,000,000: up to 2.00% $2,000,001+: up to 1.50%

Commissions

Advisors may be registered representatives and licensed insurance agents earning commissions on securities and insurance products.

Project-based

Consulting and financial planning services may be charged on an hourly rate basis, ranges not specifically stated.

Other

Account minimum: $5,000 Fee-only: Flat fees for financial planning and consulting services; hourly fees for financial planning and consulting according to client agreement; fees negotiated with advisor.

Location

See office

Oxford, MS

158 Court House Square

Oxford MS 38655

Advisors at this office

1

Most active in

Mississippi · Texas

Work history

9 years of industry experience

Regions bank

2023 - Present • 3 years

Oxford, MS

Cetera Investment Services Llc

2023 - Present • 3 years

Saint Cloud, MN

Cetera

2023 - Present • 3 years

Oxford, MS

MassMutual Life Insurance Company

2022 - 2023 • 1 year

Oxford, MS

Mass Mutual Investors Services

2022 - 2023 • 1 year

Oxford, MS

Sand Springs Community Church

2016 - 2020 • 4 years

Pontotoc, MS

MWA Financial Services, Inc.

2016 - 2022 • 6 years

Oxford, MS

Modern Woodmen of America

2016 - 2022 • 6 years

Oxford, MS

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

user avatar

Don F

Series 65

Oxford, MS

Fruge' Capital Advisors, LLC (formerly Oxford Investment Adv)

Don Fruge is a financial advisor with Fruge' Capital Advisors, LLC, holding a Series 65 designation and 18 years of industry experience. He has worked with Oxford Investment Advisors since 2009 and also serves as a partner at Fruge' Law Firm, PLLC, where he provides legal services unrelated to investment advisory. Fruge' Capital Advisors serves individuals and families, including high-net-worth clients, as well as nonprofits, trusts, estates, and retirement plans. The firm offers fee-only investment management and financial planning, using globally diversified, multi-asset class portfolios that combine passive index ETFs with tactical overlays and selected active managers. Its affiliation with a law practice allows coordination on tax, estate, and charitable planning when clients engage those services.

Charitable giving & philanthropy General estate planning guidance Tax strategies for small businesses Active portfolio management Executive Founder/Business Owner Retired
user avatar

Don F

Series 65

Oxford, MS

Fruge' Capital Advisors, LLC (formerly Oxford Investment Adv)

Don Fruge is a financial advisor at Fruge' Capital Advisors, LLC with 18 years of industry experience. He holds a Series 65 designation and has worked at Oxford Investment Advisors, PLLC since 2009. In addition to his advisory role, Fruge is a partner at Fruge' Law Firm, PLLC, where he provides legal services. He has also been affiliated with the University of Mississippi since 1971. Fruge' Capital Advisors serves individuals and families, including high-net-worth clients, as well as nonprofits, trusts, estates, and retirement plans. The firm offers fee-only investment management and financial planning, utilizing globally diversified, multi-asset class portfolios with a strategic core based on modern portfolio theory and passive index ETFs, complemented by tactical overlays and selected active managers.

Charitable giving & philanthropy General estate planning guidance Tax strategies for small businesses Active portfolio management Executive Founder/Business Owner Retired
user avatar

John H

Series 63, Series 65

Oxford, MS

Hardy Reed, LLC

John Hardy is a financial advisor at Hardy Reed, LLC in Oxford, MS, with 23 years of industry experience. He has been with Hardy Reed since 2011 and holds Series 63 and Series 65 licenses. Hardy Reed provides financial planning, wealth management, and investment advisory services to individuals, trusts and estates, pension and profit-sharing plans, as well as charitable and corporate entities. The firm employs a long-term investment approach focused on discretionary portfolios concentrated in mutual funds and ETFs, and it holds a CEFEX® certification uncommon among similar team firms.

Wealth management
user avatar

Gary W

CFA®, Series 65, Series 63

Oxford, MS

Hardy Reed, LLC

Gary Wilson is a CFA® charterholder with four years of industry experience, currently serving as an advisor at Hardy Reed, LLC. Prior to joining Hardy Reed, he worked at ALPS Distributors, Inc and Vulcan Value Partners, and spent 18 years at Southeastern Asset Management. Outside of his financial career, he is a member of Magnolia By the Sea, LLC, a vacation rental business. Hardy Reed provides financial planning, wealth management, and investment advisory services to individuals, trusts, pension plans, and charitable and corporate entities. The firm uses fundamental analysis to construct discretionary portfolios, typically concentrated in mutual funds and ETFs, with a long-term investment approach supplemented by tailored financial plans.

Wealth management
user avatar

Kenneth P

Series 63, Series 65

Oxford, MS

Hardy Reed, LLC

Kenneth Parkinson is a financial advisor with Hardy Reed, LLC in Oxford, MS, holding Series 63 and Series 65 licenses and 21 years of industry experience. He has been with Hardy Reed since 2011. Hardy Reed provides financial planning, wealth management, and investment advisory services to individuals, trusts, pension plans, and corporate entities. The firm focuses on discretionary portfolios using mutual funds and ETFs with a long-term investment horizon and offers fiduciary consulting and CEFEX certification services.

Wealth management
user avatar

Andrew Y

CFP®, Series 66

Oxford, MS

Barnes Pettey Financial Advisors, LLC

Andrew Yee is a CFP® professional with 19 years of industry experience. He is affiliated with Barnes Pettey Financial Advisors, LLC and previously worked at Raymond James Financial Services for 18 years. Yee holds a Series 66 license and is also a licensed independent life insurance agent with limited activity outside his advisory role. Barnes Pettey Financial Advisors, LLC provides discretionary and non-discretionary investment management, financial planning, and retirement-plan consulting to individuals, families, trusts, estates, charitable organizations, and businesses. The firm manages $1.31 billion in assets and follows a client-specific approach utilizing a broad range of investment vehicles and strategies.

Private / alternative investments Real estate investing Options & derivatives strategies Retirement plans for business owners (SEP, solo 401k)
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