Thomas Cooper

Patrick Gallagher is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 16 years of industry experience. His background includes roles at several firms such as Waddell & Reed Inc and DRP Insurance Enterprises LLC. Gallagher is involved in multiple business activities, including tax preparation and insurance services through related entities. LPL Financial serves a broad client base including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm offers a range of advisory and brokerage services supported by an in-house research team and a variety of investment strategies and delivery options.

Nicole Irwin is a financial advisor with Raymond James Financial Services Advisors, Inc. She holds a Series 66 designation and has 11 years of industry experience. She is also associated with Chapman & Cardwell Capital Management, where she serves as an associate. Nicole owns Nicole Irwin Inc., a business entity used for managing payroll and business expenses. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, corporations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting supported by extensive research and a broad affiliate network.

Sarah Cizmas is a CFP® and holds a Series 66 license with Edward Jones, where she has worked since 2008. She has 17 years of industry experience and serves as a board member of the Florida Keys Firefighters Pension Board. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Steven Jackson is a financial advisor with Stifel, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His prior roles include positions at Wells Fargo Advisors LLC and Wells Fargo Clearing. Stifel serves a diverse clientele, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services supported by a proprietary methodology from its Investment Strategy Group.

Melanie Ornelas is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Her prior work includes roles at Selective Insurance Company of America and The Law Offices of Halford G. Schuhmacher. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a wide range of investment strategies, including discretionary and non-discretionary wrap fee programs and separately managed accounts, operating under a fiduciary standard.

Mark Whitney is a CFP® professional with 19 years of industry experience. He is currently with Wells Fargo Clearing, having joined in 2022, and previously worked at Bank of America, N.A. for 11 years. Outside of his advisory role, he holds ownership in 7 Mile Sunset, LLC, which manages a vacation home in Marathon, Florida. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a broader range of financial product offerings that include insurance-related vehicles and bank deposit sweep options.