Treasa Anne Smith

Hey! I'm Jake, Financial Planner and co-founder of Spark Wealth Advisors. I started Spark to deliver financial advice the best way I know how, free from constraints and biases that come with working for large corporate firms. As a gay man, I strive to enhance the financial lives of other gay men who may be hesitant to work with a financial professional out of fear of judgement, or not being comfortable sharing aspects of their personal lives that true financial planning requires. My firm is fee-only and I act as a fiduciary, always putting clients' interests before my own.

Do you plan to make work optional before age 65? I will use my tools and expertise to educate and empower you to be your own retirement hero, rather than try to convince you that you need to pay me or any other advisor year after year. While I provide investment advice, I do not offer ongoing portfolio management as a service and my only objective is to give you the best advice possible. My planning engagements typically consist of three to four meetings and span one to three months. We will work together to create a detailed plan for early retirement that doesn't ignore what you need to feel fulfilled in the present. You will be given free ongoing access to my planning software upon completion of our engagement and I will teach you how to navigate it. Visit my website today to learn more and don't forget when you are there to sign up to receive my free guide, The Top 10 Critical Mistakes People Make When They Plan To Retire Early.

Luciano Duque is a financial advisor at Sardona Global Advisors LLC with Series 65 and Series 66 credentials and four years of industry experience. His work history includes roles at Securitize Markets, LLC, Solomon Capital Management, SW Financial, and Morgan Stanley, among others. Sardona Global Advisors LLC provides investment management primarily to pooled vehicles, private funds, institutional clients, and high-net-worth individuals. The firm employs a multi-asset, multi-manager approach, conducting due diligence on sub-advisers while managing portions of client assets directly, and offers additional services such as private fund administration and corporate management.

Mario Payne is a CFP® professional with 18 years of industry experience, currently serving as the sole advisor at Toams Financial. Prior to founding Toams Financial in 2019, he worked for Raymond James Financial Services from 2013 to 2019. Outside of advisory services, Mr. Payne is an Independent Insurance Agent and holds minority ownership stakes in several technology and real estate platforms, including Let Bob LLC, a software app focused on investment strategies and trading automation. He is also the author of the book *The Relax Estate - The Relax Investor*. Toams Financial provides discretionary investment management and financial planning to individual and high-net-worth clients, using a mix of fundamental, technical, cyclical, behavioral, and charting analysis in a primarily long-term investment approach. The firm integrates AI-driven products such as the Let Bob AI Powered Momentum ETF (LETB) into client portfolios and manages a notably high client load for a single-advisor practice.

Nicholas Whitcraft is a financial advisor at NRW Asset Management, Inc. in Jacksonville, FL, holding a Series 65 designation with 23 years of industry experience. He has been with NRW Asset Management since 2007, the sole advisor at the independent firm. NRW Asset Management provides discretionary portfolio management to individual clients, focusing on diversified accounts primarily invested in exchange-traded funds and mutual funds, with occasional use of stocks and bonds. The firm emphasizes strategic asset allocation based on Modern Portfolio Theory and combines fundamental, technical, and cyclical analysis to inform investment decisions, maintaining a small client roster to allow for individualized advisory relationships.

Michael Macke is a CFP® professional with 23 years of experience in financial advising. He is the sole advisor at Wealth73, LLC, an independent firm in Jacksonville, FL. His career includes roles at Petros Advisory Services, Payne Capital Management, and Woman's Worth, among others. Wealth73, LLC is a fee-only registered investment adviser serving individuals and high-net-worth clients with discretionary and non-discretionary portfolio management, as well as project-based and ongoing financial planning. The firm combines strategic and tactical asset allocation using both passive and active investment vehicles and may recommend third-party managers while providing regular account reviews.