Valerie Jeanne Smits

Bobbi Spainhower is a financial advisor with OSAIC Institutions, Inc., holding Series 66 and Series 63 designations and bringing 12 years of industry experience. She has worked at Infinex Investments, Inc. since 2018 and First Security Bank & Trust since 2013, where she is a dual employee. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments, operating under a hybrid adviser/broker-dealer structure with a distinctive service and distribution model.

Eric Miller is a financial advisor with Principal Financial Services, holding a Series 66 designation and three years of industry experience. He has worked at Feller and Associates, Principal Securities Inc, Principal Life Insurance Company, and First Security Bank & Trust. Outside of his advisory role, he serves as president and treasurer of Mellex Partners, Inc., an S-corp used for tax filing purposes. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, and access to third-party money manager solutions through various adviser and promoter arrangements.

David Jarvill is a CFP® with 35 years of industry experience, currently serving as Vice President and Investment Officer at First Security Bank & Trust in Charles City, IA. He has worked at First Security Bank & Trust and Infinex Investments, Inc. since 2018, and previously spent 25 years at Broker Dealer Financial Services Corp. In his role at the community bank, he manages the wealth management office, trust, and investment departments. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans with advisory and brokerage services tailored through customized engagements. The firm employs a network of investment adviser representatives who provide a mix of fundamental and technical analysis and offer both discretionary and predominantly non-discretionary asset management solutions.

Erich Feller is a CFP®-certified financial advisor with 14 years of industry experience. He is currently a partner at Feller and Associates and has worked with Principal Financial Services since 2012. His professional activities include the sale of fixed life insurance, fixed annuities, disability insurance, and long-term care insurance through various carriers. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions, with investment implementation typically managed on a discretionary basis by third-party managers.

William Feller is a CFP® professional with 22 years of experience in the financial services industry. He is affiliated with Principal Financial Services and has worked with Principal Securities Inc. since 2016. Feller also has experience running Feller & Associates and has been associated with Principal Life Insurance Co. since 2005. He serves on the board of Divine Grace Radio, the North Iowa Area Community College Foundation, and the Charles City Rotary Club. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and military personnel. The firm offers financial planning, retirement plan consulting, and access to third-party money manager programs under both advisory and promoter arrangements.

Jolene Henn is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 66 designations and bringing 39 years of industry experience. She previously worked for Cuna Brokerage Services Inc and Cuna Mutual Group for 26 years. In addition to her advisory role, she may perform home office functions for other business units within Transamerica Financial Advisors. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individual investors, employer-sponsored plans, and charitable organizations. The firm delivers services through a large advisor network and multiple program platforms, employing model portfolios and third-party managers for portfolio management.