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Vanita Louise Kibbe

Advisor at First Command Advisory Services — Santa Maria, CA S Miller St

Updated today

Credentials

ChFC®, Series 63, Series 66

Experience

23 years

Location

Santa Maria, CA 93454

First Command Advisory Services logo

First Command Advisory Services

Enterprise

Total advisors

1,036

Across 280 offices

Clients per advisor

110 High

Avg AUM per client

$214,697 Very Low

HNW client ratio

3% Low

About

Vanita Kibbe is a financial advisor at First Command Advisory Services with 23 years of industry experience. She holds the ChFC® designation along with Series 63 and Series 66 licenses. She has worked with the First Command organization since 2002 and currently serves as a health and weight loss coach with Optavia, LLC. First Command Advisory Services is an SEC-registered investment adviser that primarily serves individuals, corporations, and charitable clients, with a focus on active-duty service members and their families. The firm offers comprehensive financial planning and wrap-fee asset management programs managed centrally by its Investment Management Team and Wealth Portfolio Managers.

Client services

Based on First Command Advisory Services

Financial planning Portfolio management

Expertise

Based on First Command Advisory Services

Passive / index investing Active portfolio management Retirement income strategy Tax-loss harvesting ESG / Sustainable investing

Occupation focus

Based on First Command Advisory Services

Self-Employed

Demographic focus

Based on First Command Advisory Services

Young Professionals

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Fee options

Percentage

$0 - $250,000: 1.30% $250,001 - $500,000: 1.15% $500,001 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.75% $2,000,001+: 0.50%

Commissions

Commissions apply for brokerage and insurance products through affiliated companies.

Other

Account minimum: $5,000 Minimum fee: Financial Planning Tailored Professional Services (TPS) fees generally range from $750 to $3,000 based on client circumstances and advisor discretion. Fee-only: Advisory Programs charge wrap fees based on asset tiers, no commissions for advisory management services.

Location

See office

Santa Maria, CA S Miller St

1414 S Miller St, Suite A

Santa Maria CA 93454

Advisors at this office

2

Most active in

California · Texas

Work history

23 years of industry experience

First Command Advisory Services

2015 - Present • 11 years

Fort Worth, TX

First Command Financial Services, INC

2002 - Present • 24 years

Fort Worth, TX

First Command Financial Planning, Inc

2002 - Present • 24 years

Oceanside, CA

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

user avatar

Justin C

Series 65

Nipomo, CA

Ambition Financial LLC

Justin Cook is a financial advisor at Ambition Financial LLC and holds a Series 65 designation. He has been with Ambition Financial since its founding in 2026 and has over a decade of experience at Cisco Systems. He also maintains a separate corporate finance role alongside his advisory work. Ambition Financial LLC is a fee-only independent registered investment adviser serving individuals and high-net-worth clients. The firm focuses on asset allocation and passive investment strategies, offering discretionary portfolio management, written financial plans, and coordination with third-party professionals.

Wealth management General retirement planning Cash flow / budgeting College savings (529s, UTMA, etc.) General estate planning guidance
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Thorne O

Series 66

Santa Maria, CA

X Advisors, LLC

Thorne O Connell is a financial advisor at X Advisors, LLC with two years of industry experience. He holds a Series 66 designation and has previously worked at Cambridge Investment Research, Pomona College, Sallie Mae, and Pennsylvania State Employees Credit Union. X Advisors, LLC is a seven-advisor team managing approximately $190 million for about 275 clients, including individuals, trusts, estates, business entities, and retirement plans. The firm offers a range of wealth management and financial planning services, employing fundamental, technical, quantitative, and sector analysis to construct and continuously monitor diversified portfolios.

Wealth management General tax planning
user avatar

Robert B

Series 63, Series 65

Santa Maria, CA

X Advisors, LLC

Robert Bull IV is a financial advisor with X Advisors, LLC in Santa Maria, CA. He holds Series 63 and Series 65 designations and has 37 years of industry experience. He has held roles at multiple firms including Stratosphere Capital LLC and Aufhauser Securities and serves as chief compliance officer at X Advisors. Outside of advisory work, he is a FINRA arbitrator and provides consulting for several financial and compliance-related entities. X Advisors, LLC provides investment advisory and financial planning services to individuals, trusts, estates, corporations, and employer-sponsored retirement plans. The firm offers tailored portfolios using a mix of individual securities, ETFs, mutual funds, options, and alternative investments with ongoing monitoring and rebalancing, and provides both discretionary and non-discretionary advisory services.

Wealth management General tax planning
user avatar

Alexander K

Series 63, Series 65

Santa Maria, CA

X Advisors, LLC

Alexander Koury is a financial advisor at X Advisors, LLC with one year of industry experience. He holds Series 63 and Series 65 credentials. Koury also owns and manages a consulting firm that provides online media marketing services. X Advisors, LLC offers investment advisory and financial planning services to individuals, trusts, estates, corporations, and employer-sponsored retirement plans. The firm’s portfolios include a range of securities and use both indexing and active strategies, providing discretionary and non-discretionary management tailored to client goals.

Wealth management General tax planning
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Paul K

Series 65

Nipomo, CA

Miles Brown Asset Management

Paul Kramer is a financial advisor at Miles Brown Asset Management with a Series 65 credential and one year of industry experience. His prior work includes roles at Kramer Wealth Management, Miles Brown and Associates, and several companies outside of finance, such as OhmConnect Inc and Vision Dental Plan Inc. Miles Brown Asset Management provides fee-only, fiduciary advisory services to individuals, families, trusts, and retirement and profit-sharing plans. The firm offers discretionary investment management using individual securities, mutual funds, ETFs, and options, along with a proprietary automated ETF-only platform for smaller accounts.

Social Security optimization General retirement planning Income planning Tax strategies for small businesses ESG / Sustainable investing
user avatar

Paul L

Series 63, Series 65

Nipomo, CA

Diversified Capital Group

Paul Laughton is a financial advisor with Diversified Capital Group, holding Series 63 and Series 65 registrations and 24 years of industry experience. He has been with Diversified Capital Management LLC since 2007. Outside of his advisory work, Laughton serves as the president of a homeowners association in Park City, Utah. Diversified Capital Group provides discretionary asset and portfolio management services primarily to individual and high-net-worth clients. The firm employs multiple analysis methods and a range of strategies, focusing on individualized portfolios with continuous monitoring and periodic rebalancing.

Active portfolio management Passive / index investing Options & derivatives strategies Real estate investing
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