Vincent Nicholas Benkusky

Lawrence McGuire is a CFA® charterholder with 24 years of industry experience, serving as the sole advisor at Red Rock Capital Advisors, LLC since 2002. He holds Series 63 and Series 65 licenses and is based in Hibbing, MN. Red Rock Capital Advisors provides discretionary portfolio management, financial planning, and advisory consulting primarily for individual clients, managing approximately $12.7 million across about 17 clients. The firm employs both fundamental and technical analysis with a mix of long-term and short-term investment strategies, and requires clients to use Charles Schwab for custody and execution.

Shawn Lappi is a financial advisor at Gradient Advisors, LLC with two years of industry experience. He holds a Series 65 designation and has served as an owner and investment advisor representative at Tri-Sure Financial since 2009. Outside of his advisory role, he owns a landscaping business and performs with a music entertainment group. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to a diverse client base including individuals, retirement plans, and charitable organizations. The firm operates primarily through third-party money managers and investment advisor representatives, using a largely non-discretionary model that focuses on client approval for transactions and incorporates fundamental, technical, and cyclical analysis in portfolio management.

Kevin Roche Jr. is a financial advisor with Lifemark Securities Corp. in Hibbing, MN, holding Series 63, 65, and 66 licenses and 21 years of industry experience. He has been with Lifemark Securities since 2018 and previously worked at Foresters Equity Services, Inc. He is also involved with Roche Financial Education and Strategies Inc. and Bridge Financial Services Group, both providing life, health, disability, LTC, and fixed annuity products. Additionally, he works part-time in furniture sales at Slumberland Furniture. Lifemark Securities Corp. provides fee-based investment advisory and financial planning services primarily to individual investors and retirement plan sponsors, offering programs like Unified Managed Accounts and Separately Managed Accounts. The firm delivers suitability-driven advice with periodic reviews and maintains custody through third-party custodians.

Gary Oie is a financial advisor at Creative Financial Designs, Inc. with 17 years of industry experience. He holds a Series 66 designation and has worked at firms including Securities America Advisors and OSAIC. Outside of his advisory role, he serves on the boards of two nonprofit organizations: Veterans Community Thrift Store and Security State Bank Foundation. Creative Financial Designs serves individual, charitable, corporate, and retirement plan clients with a range of investment management and financial planning services. The firm employs a diversified investment approach that includes model portfolios, adviser-directed management, and Biblical Responsible Investing strategies.

Terry Gries is a financial advisor with LPL Financial based in Hibbing, MN, holding a Series 66 credential and 18 years of industry experience. He has worked at Riverwood Bank and LPL Financial since 2019 and previously held positions at Wachovia Securities and The Oak Ridge Financial Services Group, Inc. Outside of his advisory role, he is involved as an insurance broker with In Source. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, providing advisors with a range of discretionary and non-discretionary investment strategies supported by research and technology tools.

Ryan Wahlund is a financial advisor with Cetera who holds a Series 66 designation and has eight years of industry experience. He has worked at Commonwealth Financial Network and Lincoln Financial Advisors, and he currently operates two financial services businesses: Wahlund Financial, which he owns, and Ryan Financial Group, where he provides retirement plan advisory services for defined contribution plans. Based in Hibbing, MN, he has been with Cetera since 2026. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. It offers portfolio management, financial planning, ERISA retirement services, and access to a range of third-party money managers through a multi-manager platform.