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Walter Jeffrey Cotton Jr.

Advisor at Cetera — Troy, AL

Updated today

Credentials

Series 63, Series 66

Experience

24 years

Location

Troy, AL

Cetera logo

Cetera

Institution

Total advisors

10,171

Across 5,095 offices

Clients per advisor

79 Low

Avg AUM per client

$306,089 Low

HNW client ratio

10% Low

About

Walter Cotton Jr. is a financial advisor with Cetera in Troy, Alabama, holding Series 63 and Series 66 credentials and 24 years of industry experience. He previously worked for Avantax Investment Services, Inc., Avantax Insurance Agency, LLC, and Avantax Advisory Services for 11 years. Cotton also serves as treasurer for the nonprofit United Appeal and holds a board position on the Pike County Republican Executive Committee. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers across various program structures.

Client services

Based on Cetera

Financial planning Portfolio management Pension consulting Selection of other advisers Educational seminars or workshops

Expertise

Based on Cetera

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy

Occupation focus

Based on Cetera

Founder/Business Owner Executive

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Fee options

Fixed

Flat fees may be charged for financial planning and consulting services as negotiated with advisor.

Percentage

$0 - $250,000: up to 2.90% $250,001 - $500,000: up to 2.90% $500,001 - $1,000,000: up to 2.70% $1,000,001 - $2,000,000: up to 2.00% $2,000,001+: up to 1.50%

Commissions

Advisors may be registered representatives and licensed insurance agents earning commissions on securities and insurance products.

Project-based

Consulting and financial planning services may be charged on an hourly rate basis, ranges not specifically stated.

Other

Account minimum: $5,000 Fee-only: Flat fees for financial planning and consulting services; hourly fees for financial planning and consulting according to client agreement; fees negotiated with advisor.

Location

See office

Troy, AL

Troy AL

Advisors at this office

1

Most active in

Alabama

Work history

24 years of industry experience

Cetera Wealth Services, LLC

2025 - Present • 1 year

Troy, AL

Cetera

2025 - Present • 1 year

Schaumburg, IL

Avantax Investment Services, INC.

2014 - 2025 • 11 years

Troy, AL

Avantax Insurance Agency, LLC

2014 - 2025 • 11 years

Troy, AL

Avantax Advisory services

2014 - 2025 • 11 years

Troy, AL

Trojan Properties, Llc

2008 - Present • 18 years

Troy, AL

W.J. Cotton, Jr. Inc

2005 - Present • 21 years

Troy, AL

Raymond James Financial Services, inc.

2004 - 2007 • 3 years

AL

A. G. Edwards & Sons, Inc.

2002 - 2004 • 2 years

Troy, AL

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

user avatar

Collin M

Series 63

Troy, AL

Benjamin F. Edwards & Company, Inc.

Collin Mccrary is a financial advisor with Benjamin F. Edwards & Company, Inc. He holds a Series 63 designation and has 38 years of industry experience. Prior to joining Benjamin F. Edwards in 2022, he worked at Wells Fargo Clearing and Wells Fargo Advisors LLC for a combined 13 years, and spent 35 years at Cox & Associates, Inc. Outside of his advisory work, he volunteers as a spotter for television announcers during PGA Tour golf events with NBC Sports Golf Operations. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, pension plans, charitable organizations, and corporations. The firm offers a range of fee-based wrap programs, financial planning, and investment management consulting, utilizing discretionary and non-discretionary strategies managed internally and through third-party managers.

Private / alternative investments Tax-loss harvesting Passive / index investing Active portfolio management Retirement plans for business owners (SEP, solo 401k) Executive Founder/Business Owner
user avatar

Tyson P

Series 63, Series 66

Troy, AL

Benjamin F. Edwards & Company, Inc.

Tyson Pugh is a financial advisor at Benjamin F. Edwards & Company, Inc. with 13 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Benjamin F. Edwards since 2022, following roles at Wells Fargo Clearing Services and American Fidelity Assurance. Outside of his advisory career, he manages a cattle operation in Troy, Alabama. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer serving a diverse client base, including individuals, institutions, and charitable organizations. The firm offers a range of investment strategies through discretionary and non-discretionary wrap programs, combining in-house management with third-party models and providing custody, execution, and advisory services.

Private / alternative investments Tax-loss harvesting Passive / index investing Active portfolio management Retirement plans for business owners (SEP, solo 401k) Executive Founder/Business Owner
user avatar

Ashley C

Series 66

Troy, AL

Benjamin F. Edwards & Company, Inc.

Ashley Chaisson is a financial advisor at Benjamin F. Edwards & Company, Inc. with two years of industry experience. She holds a Series 66 designation and has previously worked with the Pike County Chamber of Commerce and Campus Outreach Birmingham. Outside of advising, she is a barre instructor in Troy, Alabama. Benjamin F. Edwards & Company serves a broad client base including individuals, pension and profit-sharing plans, and charitable organizations. The firm offers fee-based wrap programs, financial planning, and investment management consulting through a range of actively and passively managed strategies monitored by an Investment Strategy Committee.

Private / alternative investments Tax-loss harvesting Passive / index investing Active portfolio management Retirement plans for business owners (SEP, solo 401k) Executive Founder/Business Owner
user avatar

Charles C

Series 66

Troy, AL

Benjamin F. Edwards & Company, Inc.

Charles Carson is a financial advisor at Benjamin F. Edwards & Company, Inc. with 12 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors, LLC. Carson is also the author of a book titled *Made to Multiply*. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer serving a diverse client base, including individuals, pension and profit-sharing plans, charitable organizations, and corporations. The firm offers a range of investment strategies and advisory services through fee-based wrap programs and manages assets with both in-house and third-party strategies.

Private / alternative investments Tax-loss harvesting Passive / index investing Active portfolio management Retirement plans for business owners (SEP, solo 401k) Executive Founder/Business Owner
user avatar

Ian M

Series 66

Troy, AL

Edward Jones

Ian Mc Gaughey is a financial advisor at Edward Jones in Troy, Alabama, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones in 2025, he worked at New York Life and has been involved in several entrepreneurial ventures including Tackle Shack Outdoors and J and M Designs Athens, LLC. Outside of his advisory role, he volunteers as a golf coach at Charles Henderson High School. Edward Jones is a full-service wealth management firm serving a broad client base including individuals, institutions, and charitable organizations. The firm offers a range of investment strategies and affiliated products, operating under a fiduciary standard and managing over $1 trillion in assets through a large nationwide network of advisors and branch offices.

Wealth management Tax-loss harvesting Multi-generational wealth transfer Retired Founder/Business Owner Executive

Kenneth G

Series 66

Troy, AL

Edward Jones

Kenneth Green is a financial advisor at Edward Jones with 13 years of industry experience and holds the Series 66 designation. He has worked at Edward Jones since 2012. Outside of his advisory role, he officiates youth soccer matches as a referee for the United States Soccer Federation. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs with both discretionary and non-discretionary strategies, operating under a fiduciary standard.

Retirement income strategy Business ownership considerations Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy General estate planning guidance Founder/Business Owner
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