William Payne

Marc Hoffrichter is the sole advisor at MDH Investment Management, Inc. in East Liverpool, OH, holding a Series 63 designation with 25 years of industry experience. He has led MDH Investment Management (formerly Tri-State Acquisition) since 2004. MDH Investment Management is a state-registered advisory firm serving individuals—including high-net-worth clients—pension and profit-sharing plans, charitable organizations, and closely held businesses. The firm uses a macroeconomic-driven investment process with fundamental and technical analysis to build diversified portfolios tailored to client objectives, and it manages its own wrap fee program offering bundled advisory, execution, and custody services.

David Bickerton is a financial advisor at MDH Investment Management, Inc. with 16 years of industry experience. He holds a Series 66 designation and has been with MDH Investment Management since 2009. MDH Investment Management is a state-registered advisory firm serving individuals, pension and profit-sharing plans, charitable organizations, and closely held businesses. The firm employs an international, macroeconomic-driven investment process and offers a range of strategies tailored to client objectives, including managing its own wrap fee program that combines advisory, execution, and custody services.

Mark Dinuzzo is a CFP® and ChFC® with 27 years of industry experience. He is a senior vice president at DiNuzzo Private Wealth, Inc., where he has worked since 1997, and has also been with Beaconsfield Financial Services Inc. since 2009. DiNuzzo Private Wealth provides discretionary investment management, retirement-plan consulting, and wealth-planning services to individuals, high-net-worth households, business owners, trusts, estates, and retirement plans. The firm employs globally diversified, index-based portfolios and offers multiple client service tracks, combining automated model delivery with ongoing advisor oversight.

Patrick Dinuzzo is a financial advisor with DiNuzzo Private Wealth, Inc. He holds the PFS™ designation along with Series 63 and Series 65 licenses and has 27 years of industry experience. He has been associated with Dinuzzo Index Advisors, Inc. since 1989. DiNuzzo Private Wealth provides discretionary investment management, retirement-plan consulting, and wealth-planning services to individuals, high-net-worth households, business owners, trusts, estates, and retirement plans. The firm manages approximately $1.01 billion in assets and employs globally diversified, index-based portfolios using mutual funds and ETFs, combining automated model delivery with personalized advisor oversight.

Robert Graham is a CFP® professional with 33 years of industry experience, currently serving at DiNuzzo Private Wealth, Inc. since 2016. Prior to this, he worked at PNC Investments for one year. DiNuzzo Private Wealth provides discretionary investment management, retirement-plan consulting, and wealth-planning services to individuals, high-net-worth households, business owners, trusts, estates, and retirement plans. The firm employs globally diversified, index-based portfolios and offers a range of client service tracks, including a full-service family office platform and an automated emerging wealth solution.

Michael Dinuzzo is a CFP® and ChFC® with 15 years of experience in financial planning and wealth management. He is a principal at DiNuzzo Private Wealth, Inc., where he has worked since 2010, and has also been affiliated with Beaconfield Financial Services since 2011. DiNuzzo Private Wealth provides discretionary investment management, retirement-plan consulting, and wealth-planning services to individuals, high-net-worth households, business owners, trusts, estates, and retirement plans. The firm manages approximately $1.01 billion in assets and offers tailored client service tracks, employing globally diversified, index-based portfolios with a combination of automated and advisor-managed strategies across multiple office locations.