William Heredia Ramirez

Michel Klus is a financial advisor at Synergos Capital Management with four years of industry experience. He holds a Series 65 credential and has worked at Cambridge Investment Research Advisors, Inc. since 2024. His prior roles include positions at the Texas Permanent School Fund and entrepreneurial ventures such as Transcendent Roofing and Rated To Roll. Synergos Capital Management provides discretionary portfolio management services to individual and high-net-worth clients, managing a diverse range of securities including equities, fixed income, ETFs, real estate funds, commodities, private placements, and venture capital. The firm employs a combination of charting, cyclical, fundamental, quantitative, and technical analyses, using both long-term trading and options strategies under written investment policies.

Brian Ziarnick is the owner and president of Ziarnick Financial LLC, a state-registered investment adviser based in Wimberley, TX. He holds Series 63 and Series 65 licenses and has 13 years of industry experience. In addition to his advisory role, he provides bookkeeping services for two small businesses. Ziarnick Financial LLC primarily operates as a solicitor for Austin Wealth Management and as a life insurance agency. The firm employs a top-down investment process using fundamental, quantitative, charting, and cyclical analysis but does not currently exercise investment discretion or hold client assets.

Yogesh Modak is a financial advisor at Semper Sursum Investments LLC in Austin, TX, holding Series 63 and Series 65 licenses. He has over a decade of experience in the investment industry, including 11 years at Clearbridge Investments prior to founding Semper Sursum. Semper Sursum Investments LLC provides discretionary investment management primarily through separately managed accounts, employing a fundamental, bottom-up investment process with an emphasis on multi-year horizons and scenario analysis. The firm’s strategies are global and may include a wide range of instruments such as equities, fixed income, derivatives, and specialized exposures like Bitcoin ETFs and distressed securities.

James McGrath is a CFP® professional with 21 years of industry experience, operating through Financial Strategies, Inc. in Dripping Springs, TX. He has been associated with Financial Strategies, Inc. and Financial Management Group, Inc. since 1984. In addition to advisory services, he provides tax planning and preparation at the same location as his advisory business. Financial Strategies, Inc. serves individuals, trusts, estates, charities, retirement plans, and businesses, managing approximately $19.4 million in client assets. The firm employs a Core+Satellite investment approach combining passive core holdings with selected active managers and individual securities, and offers financial planning alongside investment management.

Erica Schnabel is a CFP® and CFA® credentialed financial advisor with six years of industry experience. She currently leads Mountain Flower Investments & Planning in New Braunfels, TX. Prior to founding her firm, she worked at LifePath Financial Advisors, Colorado Capital Management, and First National Bank. She serves as an outside member of the investment committee for Colorado State University’s Other Post Employment Benefits Trust. Mountain Flower Investments & Planning provides financial planning and discretionary investment management primarily to individuals, including high-net-worth clients, and some business clients. The firm employs a combination of active and passive investment strategies tailored to client goals and risk tolerance, delivering ongoing portfolio management and written financial plans.

Ralph Boschert is a financial advisor at Arrowhead Asset Management with 37 years at the firm and nine years of industry experience. He holds a Series 63 designation and is based in Wimberley, TX. Arrowhead Asset Management is a fee-only money manager serving individuals, families, small business owners, and an institutional retirement plan for higher-education professionals. The firm offers discretionary portfolio management tailored to clients’ goals and risk tolerance, employing both technical and fundamental analysis, and emphasizes socially conscious investment screens in its process.