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Credentials
Series 63, Series 65
Experience Industry experience
25 years
Location
Middleton, TN 38052
Cetera
Institution
William Carter is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 25 years of industry experience. He has worked at Cetera since 2021 and previously spent seven years with VOYA Financial Advisors and over 19 years with Bright Oak Financial Management, where he is also the owner. In addition to his advisory work, he operates as an independent insurance agent specializing in fixed insurance products and provides tax preparation services through his DBA. Cetera Investment Advisers LLC is a large SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, providing advisors access to both affiliated and third-party investment managers through a variety of program structures and custodial arrangements.
Based on Cetera
Based on Cetera
Flat fees may be charged for financial planning and consulting services as negotiated with advisor.
$0 - $250,000: up to 2.90% $250,001 - $500,000: up to 2.90% $500,001 - $1,000,000: up to 2.70% $1,000,001 - $2,000,000: up to 2.00% $2,000,001+: up to 1.50%
Advisors may be registered representatives and licensed insurance agents earning commissions on securities and insurance products.
Consulting and financial planning services may be charged on an hourly rate basis, ranges not specifically stated.
Account minimum: $5,000 Fee-only: Flat fees for financial planning and consulting services; hourly fees for financial planning and consulting according to client agreement; fees negotiated with advisor.
Middleton, TN
1210 Old Enon Road
Middleton TN 38052
Advisors at this office
1
Tennessee
25 years of industry experience
Cetera
2023 - Present • 3 years
Schaumburg, IL
Cetera Wealth Services, LLC
2021 - Present • 5 years
El Segundo, CA
VOYA Financial Advisors
2014 - 2021 • 7 years
Portland, OR
Bright Oak Financial Management
2007 - Present • 19 years
Sioux Falls, SD
Fiducial Investment Advisors, Inc.
2006 - 2007 • 1 year
Portland, OR
National Planning Corporation
2004 - 2004 • 1 year
Vancouver, WA
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Trust company
They provide trust and estate administration services, typically for separate fees.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
Bank
They're affiliated with a bank that may offer its own financial products and services.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
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