Zach A Barton

Brian Ziarnick is the owner and president of Ziarnick Financial LLC, a state-registered investment adviser based in Wimberley, TX. He holds Series 63 and Series 65 licenses and has 13 years of industry experience. In addition to his advisory role, he provides bookkeeping services for two small businesses. Ziarnick Financial LLC primarily operates as a solicitor for Austin Wealth Management and as a life insurance agency. The firm employs a top-down investment process using fundamental, quantitative, charting, and cyclical analysis but does not currently exercise investment discretion or hold client assets.

Yogesh Modak is a financial advisor at Semper Sursum Investments LLC with one year of industry experience. He holds the Series 65 and Series 63 designations. Prior to founding Semper Sursum, he spent 11 years at Clearbridge Investments. Semper Sursum Investments LLC offers discretionary investment management primarily through separately managed accounts, using a fundamental, bottom-up process with multi-year horizons and scenario analysis. The firm serves clients globally with varied strategies, including equities, fixed income, derivatives, and specialized exposures such as Bitcoin ETFs and distressed securities, and provides no-cost educational seminars for clients and prospects.

Jason Grohman is a financial advisor at PLW Financial in New Braunfels, TX, holding a Series 65 designation with eight years of industry experience. He has been with PLW Financial since 2017 and also serves as an active firefighter with the New Braunfels Fire Department. Prior to his advisory role, he was involved with Neighborly Lawn Care. PLW Financial provides financial planning, discretionary investment management, tax preparation, and ERISA plan advisory services to individuals, high-net-worth clients, and small businesses. The firm employs a primarily passive, long-term investment approach using low-cost, diversified index funds and ETFs, and it serves corporate and small-business clients alongside individual investors.

Erica Schnabel is a CFP® and CFA® with seven years of industry experience, currently serving as the sole advisor at Mountain Flower Investments & Planning, LLC. Her prior experience includes roles at Colorado Capital Management and First National Bank. She serves as an outside investment committee member for the Colorado State University Other Post Employment Benefits Trust. Mountain Flower Investments & Planning provides investment management and integrated financial planning primarily for individual and high-net-worth clients, combining passive index-based ETFs with selective active management to deliver personalized portfolio construction and continuous oversight.

Ralph Boschert is a financial advisor at Arrowhead Asset Management with 37 years at the firm and nine years of industry experience. He holds a Series 63 designation and is based in Wimberley, TX. Arrowhead Asset Management is a fee-only money manager serving individuals, families, small business owners, and an institutional retirement plan for higher-education professionals. The firm offers discretionary portfolio management tailored to clients’ goals and risk tolerance, employing both technical and fundamental analysis, and emphasizes socially conscious investment screens in its process.

Terry Roberts is a financial advisor with PCK Investments in Martindale, TX, holding Series 63 and Series 65 licenses and 13 years of industry experience. He has worked at PVK Investments since 2008 and has been associated with The Variable Annuity Marketing Company since 1978. PCK Investments advises individual participants in 403(b) tax-deferred annuity plans at educational institutions and a smaller number of IRA/Roth IRA clients. The firm focuses on portfolio construction, fund selection, and periodic reviews, managing assets on a non-discretionary basis with client approval required for all changes.