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Ziaul Islam Khondker

Advisor at Gradient Advisors, LLC — Richmond, TX

Updated today

Credentials

Series 63, Series 65

Experience

35 years

Location

Richmond, TX

Gradient Advisors, LLC logo

Gradient Advisors, LLC

Multi-team

Total advisors

183

Across 153 offices

Clients per advisor

12 Very Low

Avg AUM per client

$134,534 Very Low

HNW client ratio

2% Very Low

About

Ziaul Khondker is a financial advisor at Gradient Advisors, LLC with 35 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Guardian Life Insurance Company, Park Avenue Securities, Allstate Insurance Company, and The Prudential Insurance Co. of America. Khondker is also the owner and Investment Advisor Representative of Navigro Financial, a financial planning firm. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to a diverse client base including individuals, retirement plans, trusts, estates, charitable organizations, and corporations. The firm operates primarily through third-party money managers and Investment Advisor Representatives, employing a largely non-discretionary approach that incorporates fundamental, technical, and cyclical analysis.

Client services

Based on Gradient Advisors, LLC

Financial planning Portfolio management Pension consulting Selection of other advisers

Expertise

Based on Gradient Advisors, LLC

Retirement income strategy General tax planning

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Fee options

Other

Minimum fee: Financial planning fees range from $300 up to more than $2,000, negotiable based on complexity and advisor experience. Fee-only: Fixed fees for financial planning and consulting services, negotiable between $300 and over $2,000, possibly recurring (e.g., quarterly).

Location

See office

Richmond, TX

Richmond TX

Advisors at this office

1

Most active in

Texas

Work history

35 years of industry experience

Gradient Advisors, LLC

2024 - Present • 2 years

Arden Hills, MN

Guardian life Insurance Company

2024 - 2024 • 1 year

Richmond, TX

Guardian life Insurance Company

2022 - 2024 • 2 years

Houston, TX

Park Avenue securities

2022 - 2024 • 2 years

Houston, TX

Park Avenue securities

2021 - 2024 • 3 years

Richmond, TX

Park Avenue securities

2021 - 2022 • 1 year

Sugar Land, TX

Guardian Life Insurance Company

2020 - 2022 • 2 years

Sugar Land, TX

Allstate Insurance Company

2018 - 2020 • 2 years

Sugalnd, TX

Guardian life Insurance Company

2017 - 2018 • 1 year

Houston, TX

Park Avenue securities

2017 - 2018 • 1 year

Houston, TX

Pruco Securities, LLC

2016 - 2017 • 1 year

Houston, TX

The Prudential Insurance Co. of America

2016 - 2017 • 1 year

Houston, TX

OSAIC Services, Inc.

2015 - 2016 • 1 year

Houston, TX

MSI Financial Services, Inc.

2014 - 2015 • 1 year

Houston, TX

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Brian C

CRPC®, Series 65

Missouri City, TX

Campbell Wealth Partners, LLC

Brian Campbell is the founder and Managing Director of Campbell Wealth Partners LLC. He provides clients with individually tailored investment and risk management strategies. Brian's expertise includes family wealth management, personal retirement planning, education funding planning, and specialized focus with government or former government employees. Brian holds Series 7, 63 and 65 FINRA registrations and the Certified Plan Fiduciary Advisor (CPFA®), Accredited Wealth Management Advisor℠ (AWMA®), and Chartered Retirement Planning Counselor™ (CRPC™) designations. A graduate of the University of Houston, and University of Houston - Downtown and a former United States Army Officer, Brian combines his education and military experience to deliver disciplined, math-based investment processes. Active in community and professional organizations, Brian actively supports the USO, the Wounded Warrior Project and is a member of the Rotary Club of Greater Houston Veterans and American Legion. Outside of work, he enjoys tinkering with computers, golf, online games and spending time with his family.

Wealth management General retirement planning General estate planning guidance College savings (529s, UTMA, etc.) Income planning Self-Employed Attorney Military & Veterans Founder/Business Owner Engineering Professional Mid-Career Professionals Established Professionals Approaching retirement

Troy W

Series 66, Series 7, AAMS®, CRPC®

Sugar Land, TX

OSAIC

My objective is simple: I will focus on understanding your unique values, personal situation and financial needs in order to deliver tailored strategies to you. Our branch will help you track your goals and communicate regularly to deliver timely information. Working closely with you and your CPA, attorney and other professionals, I can help determine the most appropriate financial strategy for you and your family. I can also help with your retirement savings strategy, so you have more options when you retire, regardless of what you decide to do. I began my Financial Planning career in 2012 in Sugar Land, Texas. At Sync Wealth Group, we invest in our knowledge so we can have a positive impact on your whole financial picture, so I hold the AAMS™ and CRPC™ designations. We provide highly personalized service. All aspects of our business are aligned to help us better understand and meet your unique goals and needs. Outside of work, I enjoy attending my children's baseball games, theatre plays, teaching guitar to my oldest and traveling. OSAIC is an SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base, including individual investors, pension plans, corporations, and charitable organizations. The firm offers a range of advisory and brokerage services supported by advanced asset-allocation and portfolio management tools.

Wealth management General retirement planning Income planning Social Security optimization General tax planning Founder/Business Owner Executive Retired Oil & Gas Self-Employed
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William B

CFP®, Series 66

Katy, TX

Edward Jones

William Blackmon is a CFP® with 10 years of experience in the financial industry, all spent at Edward Jones since 2016. He is based in Katy, TX, and holds a Series 66 license. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, access to separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Wealth management Tax-loss harvesting Multi-generational wealth transfer Retired Founder/Business Owner Executive
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Mukul K

Series 63, Series 65

Sugar Land, TX

Quantwealth Advisors LLC

Mukul Khandelia is a financial advisor at Quantwealth Advisors LLC with two years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated and Bank of America, Merrill Lynch. He is also the managing member of Quantroll Capital LLC, a currently dormant entity. Quantwealth Advisors LLC provides discretionary and non-discretionary asset management primarily for high-net-worth individuals, using a combination of quantitative and traditional investment methods. The firm focuses on ongoing portfolio management with quarterly reviews and employs a broad range of strategies tailored to client goals and risk tolerance.

Options & derivatives strategies
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Sanjay G

Series 65

Sugarland, TX

584 North LLC

Sanjay Gupta is a financial advisor at 584 North LLC in Sugarland, TX, holding a Series 65 designation with one year of industry experience. Before founding 584 North LLC in 2025, he worked at Shell for 11 years. 584 North LLC is an independent investment manager that offers discretionary investment advisory services focused on U.S.-listed equity securities. The firm serves both individual retail clients and qualified clients using a uniform long/short equity strategy based on technical analysis, momentum, and market timing.

Active portfolio management Concentrated stock management

Cameron F

CFP®

Missouri City, TX

Folse Financial

My name is Cameron Folse, and I am the founder of Folse Financial. I believe that professional financial advice should be simple and streamlined. Our focus is on flat fees, a modern digital experience, and fiduciary advice. After over 6 years in the financial services industry, I realized that the industry has a transparency problem. Many clients do not know how much they pay their advisor, either through insurance commissions or through investment management fees. Whether the fees are high, low, or just right, people should know exactly how much they are paying so they can be able to decide for themselves if what they are paying for is worth it. That is why Folse Financial is founded on flat, clear fees that are based on the complexity of your situation, not how much you decide to invest with us. I also pride myself on giving fiduciary advice. One thing many people don't know is that some advisors are not always fiduciaries. Some advisors wear several hats, and are only legally fiduciaries when making certain types of recommendations. With the CERTIFIED FINANCIAL PLANNER® certification, we are required to be fiduciaries at all times. In today's world, it's not enough to have transparent fees and give excellent advice. Clients also deserve a digital experience as well. We have set up systems to allow clients to view their entire financial picture in one place and allow them to track their progress towards their planning goals. The process of opening accounts and signing paperwork is entirely digitalized, saving hours of time for my clients and for myself. These are our 3 focuses for our business. Let us know if there's a way we can help you!

General retirement planning Retirement income strategy Income planning Founder/Business Owner HENRY (High Earners, Not Rich Yet) FIRE (Financial Independence Retire Early) Gen Y/Millennials (Born 1980-1995)
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