Javier De La Torre is a Series 65-credentialed advisor with 0 years of industry experience. He is currently with 103 Advisory Group and has prior experience at Hightower Advisors and several other firms. 103 Advisory Group serves individual and high-net-worth clients by providing discretionary asset management, financial planning, and business-development consulting for financial institutions. The firm combines strategic and tactical asset allocation with fundamental and technical analysis and manages a relatively large asset base for a limited number of clients.

John Mariscalco is a CFP® and CFA® charterholder with 10 years of industry experience. He has worked at 103 Advisory Group since 2019 and previously held roles at Strategic Wealth Partners, Marquette Associates, Mainstreet Advisors, and Gunnallen Financial. 103 Advisory Group serves individual and high-net-worth clients by providing discretionary asset management, financial planning, retirement rollover advice, and consulting. The firm combines strategic and tactical asset allocation with fundamental and technical analysis and offers specialized services such as fixed-fee institutional consulting and business-development support for financial institutions.

Richard Milton is a financial advisor at 103 Advisory Group with 25 years of industry experience. He holds the CFA® designation and the Series 63 license. Prior to joining 103 Advisory Group in 2021, he worked at Mainstreet Advisors for 17 years and also has experience with Waterstone Financial Group, Inc. and Feldman Securities Group L.L.C. 103 Advisory Group serves individual and high-net-worth clients by providing discretionary asset management, written financial planning, and business-development consulting to financial institutions. The firm uses a mix of strategic and tactical asset allocation, employs both fundamental and technical analysis, and offers tailored investment management with a focus on high average assets per client.