Richard Drucker is a financial advisor with 49 Financial in Austin, TX, holding Series 63 and Series 65 licenses and two years of industry experience. His prior roles include positions at Oakwood Capital Securities and PKS Investments. He has also worked in the hospitality sector and briefly at Amazon. 49 Financial serves individual and institutional clients with financial planning, retirement-plan consulting, and investment management. The firm employs a disciplined, long-term, diversified asset allocation strategy and offers tiered fractional family office services along with access to third-party managers.

Jake Daigle is a financial advisor at 49 Financial based in Charlotte, NC, holding a Series 65 credential. He joined the firm in 2025 and has prior experience at the University of North Carolina Wilmington and other organizations. Outside of advising, he works as a licensed insurance agent. 49 Financial serves individual and institutional clients, providing financial planning, retirement-plan consulting, and investment management. The firm uses a disciplined, long-term diversified asset allocation approach and offers tiered fractional family office services.

Benjamin Long is an advisor with 9 years of industry experience, currently affiliated with 49 Financial in Austin, TX. He holds Series 65 and Series 63 licenses and has worked at firms including Purshe Kaplan Sterling Investments, Thrivent Advisor Network, and Bank of America. In addition to his advisory role, he is also a licensed fixed insurance sales agent. 49 Financial serves individual and institutional clients, providing financial planning, retirement-plan consulting, and discretionary investment management. The firm uses a disciplined, long-term diversified asset allocation approach and offers tiered fractional family office services along with access to third-party managers.

Colton Dunn is a financial advisor at 49 Financial with one year of industry experience. He holds a Series 65 designation and previously worked at Ariv Wealth and Auburn University. Dunn is also a licensed fixed insurance agent. 49 Financial serves individual and institutional clients, offering financial planning, retirement-plan consulting, and investment management. The firm employs a disciplined, long-term asset allocation strategy and provides tiered fractional family office services along with access to third-party managers.

Leighton Becker is a Series 65 licensed advisor with 49 Financial in Charlotte, NC. He joined the firm in 2024 and has prior experience working with Clemson Football and several other organizations. Outside of advising, he has worked as a fixed insurance agent. 49 Financial serves individual and institutional clients, offering financial planning, retirement-plan consulting, and investment management. The firm utilizes a disciplined, long-term diversified asset allocation approach and provides tiered fractional family office services alongside access to third-party managers.

Nicholas Bishop is an investment advisor representative at 49 Financial in Austin, TX, holding Series 63 and Series 66 licenses with eight years of industry experience. He has worked at firms including Oakwood Capital Securities, Purshe Kaplan Sterling Investments, and Thrivent Advisor Network. Outside of advisory services, he is also involved in insurance sales as a licensed agent. 49 Financial serves a diverse client base ranging from individuals to institutions, offering financial planning, retirement-plan consulting, and discretionary investment management. The firm employs a disciplined, long-term diversified asset allocation strategy and provides tiered fractional family office services alongside access to third-party managers.

Campbell Huber is a financial advisor with 49 Financial in Atlanta, GA, holding Series 63 and Series 66 licenses and three years of industry experience. His prior roles include positions at Oakwood Capital Securities, Purshe Kaplan Sterling Investments, and Peachtree Planning. Outside of his advisory work, he coaches youth basketball and serves as networking chair for the Sigma Pi Fraternity alumni committee. 49 Financial serves a diverse client base including individuals, trusts, estates, corporations, and retirement plans, offering financial planning, advanced planning, retirement plan consulting, and investment management. The firm employs a disciplined, long-term, diversified asset allocation strategy incorporating multiple analytical approaches and operates tiered fractional family office services.

Elizabeth Boswell is a financial advisor at 49 Financial with one year of industry experience. She holds a Series 65 designation. Outside of her advisory role, Boswell serves as an associate at Financial Independence Group, where she is involved in selling fixed annuities and life insurance policies. 49 Financial serves a diverse client base including individuals, trusts, estates, corporations, and retirement plans, offering financial planning, retirement-plan consulting, and investment management. The firm emphasizes a disciplined, long-term diversified asset allocation approach grounded in Modern Portfolio Theory and provides tiered fractional family office services alongside access to third-party managers.

Dean Dillenberg is a financial advisor with 10 years of industry experience, currently with 49 Financial. He holds a Series 66 designation and has previously worked at firms including Purshe Kaplan Sterling Investments and Thrivent Advisor Network. In addition to his advisory role, he is involved with 25 Giving, where he refers nonprofits to develop charitable plans for donors. 49 Financial serves a diverse client base including individuals, trusts, corporations, and retirement plans, offering financial planning, retirement-plan consulting, and investment management. The firm’s investment approach centers on disciplined, long-term diversified asset allocation using a combination of fundamental, cyclical, technical, and behavioral analysis.

Hunter Lloyd is a financial advisor at 49 Financial with 13 years of industry experience. He holds a Series 66 designation and has worked at firms including AXA Advisors, Purshe Kaplan Sterling Investments, and Thrivent Advisor Network. He is also involved with Oakwood Capital Securities and 49 Wealth Management. 49 Financial serves individual and institutional clients with financial planning, retirement-plan consulting, and discretionary and non-discretionary investment management. The firm emphasizes a disciplined, long-term diversified asset allocation approach and offers tiered fractional family office services alongside access to third-party managers.

Christopher Spalthoff is a financial advisor at 49 Financial with Series 63 and Series 65 licenses and four years of industry experience. Prior to joining 49 Financial, he has held roles at PKS Investments and Northwestern Mutual, among others. In addition to his advisory work, he has experience in the restaurant industry. 49 Financial serves individual and institutional clients, providing financial planning, advanced planning, retirement-plan consulting, and investment management. The firm employs a disciplined, long-term diversified asset allocation strategy and offers tiered fractional family office services alongside third-party manager access.

Tarpley Herlihy is a financial advisor at 49 Financial with one year of industry experience. He holds a Series 65 designation and previously worked at Southwestern Advantage and the University of Georgia. Herlihy is also a licensed insurance agent. 49 Financial serves a diverse client base, including individuals, trusts, estates, corporations, and retirement plans, offering financial planning, retirement-plan consulting, and investment management with a focus on disciplined, long-term diversified asset allocation.

Nicholas Skudlarick is a financial advisor at 49 Financial with one year of industry experience. He holds a Series 65 designation and has prior experience at Equitable Advisors. Outside of his advisory role, he is engaged in fixed insurance sales through 49 Financial’s Financial Independence Group. 49 Financial serves a variety of clients including individuals, trusts, estates, corporations, and retirement plans, providing financial planning, retirement-plan consulting, and investment management. The firm employs a disciplined, long-term diversified asset allocation strategy grounded in a derivative of Modern Portfolio Theory and offers tiered fractional family office services.

Andrew Wilson is a Series 65 licensed financial advisor at 49 Financial in Austin, TX, with one year of industry experience. Prior to joining 49 Financial, he held roles at ADP and Texas Christian University’s Sales Center. 49 Financial serves a diverse client base including individuals, trusts, corporations, and retirement plans, offering financial planning, advanced planning, retirement-plan consulting, and investment management. The firm emphasizes disciplined, long-term diversified asset allocation and provides tiered fractional family office services alongside access to third-party managers.

Clifton Borders is a financial advisor with 5 years of industry experience, currently associated with 49 Financial. He holds Series 65 and Series 63 licenses and has worked at firms including Purshe Kaplan Sterling Investments and Oakwood Capital Securities. Borders is also licensed as an agent for fixed and traditional insurance products. 49 Financial serves a diverse client base including individuals, high-net-worth clients, trusts, and institutions, offering financial planning, retirement-plan consulting, and discretionary investment management. The firm emphasizes a disciplined, long-term diversified asset allocation approach and provides tiered fractional family office services alongside access to third-party managers.

John Walker Smith is a financial advisor at 49 Financial in Austin, Texas, holding a Series 65 designation. He joined the firm in 2025 and has prior experience at the University of Mississippi and Bowie High School. Outside of his advisory role, he works as a fixed insurance agent. 49 Financial serves individual and institutional clients, offering financial planning, retirement-plan consulting, and investment management. The firm’s approach combines diversified asset allocation with fundamental, cyclical, technical, and behavioral analysis, and it provides tiered fractional family office services alongside access to third-party managers.

Logan Tingley is a Series 65-licensed financial advisor at 49 Financial with two years of industry experience. Based in Charlotte, NC, he joined 49 Financial in 2024 after completing eleven years as a student. 49 Financial serves a diverse client base, including individuals, trusts, corporations, and retirement plans, offering financial planning, advanced planning, retirement-plan consulting, and investment management. The firm emphasizes disciplined, long-term diversified asset allocation and manages proprietary model portfolios combined with behavioral coaching.

Evan Miller is a financial advisor at 49 Financial with a Series 65 designation and one year of industry experience. His prior work includes roles at Central Bank, Kruse Financial Group, and the University of Nebraska-Lincoln. 49 Financial serves individual and institutional clients, offering financial planning, retirement-plan consulting, and investment management. The firm employs a disciplined, long-term diversified asset allocation approach and provides tiered fractional family office services alongside access to third-party managers.

James Scheper is a financial advisor with 49 Financial in Jacksonville, FL, holding a Series 65 credential and one year of industry experience. Prior to joining 49 Financial, he worked at Pueblo Restaurant and has a background that includes roles at the University of Florida and the Law Offices of J. Scott Scheper. Outside of finance, he operates a personal photography business. 49 Financial serves individual and institutional clients, providing a range of financial planning and investment management services. The firm employs a disciplined, long-term, diversified asset allocation approach and offers tiered fractional family office services alongside access to third-party managers.

John Helmers is a financial advisor at 49 Financial in Charlotte, NC, holding a Series 65 credential. He has one year of experience in the industry and previously worked at Forward Wealth Management, Rinse N Repeat, and Aptive. Outside of advisory roles, he is also a licensed fixed insurance agent. 49 Financial serves individual and institutional clients, including high-net-worth individuals and retirement plans, offering comprehensive financial planning, advanced planning, and investment management. The firm utilizes a disciplined, long-term diversified asset allocation strategy and provides tiered fractional family office services.