Lillian Cheesar is a financial advisor at 49 Financial in Austin, TX, holding a Series 65 designation with less than one year of industry experience. Her prior roles include positions in arts administration and retail. She has also been employed in educational settings during her academic years. 49 Financial serves individual and institutional clients, including high-net-worth individuals and retirement plans, offering financial planning, investment management, and tiered fractional family office services. The firm uses a disciplined, long-term diversified asset allocation approach incorporating fundamental, cyclical, technical, and behavioral analysis.

Will Crenshaw III is a financial advisor with 49 Financial in Austin, TX, holding a Series 65 license and two years of industry experience. Prior to joining 49 Financial, he worked at Builders FirstSource for three years and has held roles at various organizations including Austin Stone Community Church and the University of Texas at Austin. Crenshaw is also licensed as a fixed insurance agent. 49 Financial serves individual and institutional clients with financial planning, retirement-plan consulting, and investment management, including tiered fractional family office services. The firm employs a disciplined, long-term diversified asset allocation approach grounded in a derivative of Modern Portfolio Theory.

Gregory Rosner is a financial advisor with 9 years of industry experience, currently practicing at 49 Financial in Austin, TX. He holds a Series 66 designation and has prior experience with firms including Oakwood Capital Securities, Purshe Kaplan Sterling Investments, and AXA Advisors. Outside of his advisory work, he owns Ranch Water Pool Co., a pool maintenance and repair company in Texas. 49 Financial serves a diverse client base including individuals, trusts, estates, corporations, and retirement plans, offering financial planning, advanced planning, retirement-plan consulting, and discretionary investment management. The firm employs a disciplined, long-term diversified asset allocation strategy incorporating multiple analytical approaches and provides tiered fractional family office services along with access to third-party managers.

Michael Ihlenfeldt is a CFP® professional with 12 years of experience in financial advising. He is currently with 49 Financial and Oakwood Capital Securities, having previously worked at Axa Advisors, Purshe Kaplan Sterling Investments, and Thrivent Advisor Network. He also holds a Fixed Insurance Sales Agent license and dedicates part of his time to insurance sales. 49 Financial serves individual and institutional clients with financial planning, retirement-plan consulting, and investment management, employing a disciplined, long-term diversified asset allocation strategy. The firm offers tiered fractional family office services and integrates multiple analyses in its investment approach, managing proprietary and third-party model portfolios.

Abigail Horton is a financial advisor at 49 Financial with one year of industry experience. She holds a Series 65 credential and previously worked in roles outside the financial advisory sector, including positions at Athens Country Club and Trinity Accounting Group. Horton is also involved as a contractor with 25 Giving, where she assists nonprofits in developing charitable plans for donors. 49 Financial serves individual and institutional clients by providing financial planning, retirement-plan consulting, investment management, and fractional family office services. The firm emphasizes a disciplined, long-term diversified asset allocation approach rooted in a combination of fundamental, cyclical, technical, and behavioral analysis.

Charlou Peterson is a financial advisor at 49 Financial with Series 65 and Series 63 credentials. Peterson has held positions at TIFF Investment Management, Ascensus, The Vanguard Group, and other firms, accumulating several years of industry-related experience. 49 Financial serves individual and institutional clients with financial planning, retirement-plan consulting, and both discretionary and non-discretionary investment management. The firm emphasizes disciplined, long-term diversified asset allocation using a model that integrates fundamental, cyclical, technical, and behavioral analysis.

Grayson Downs is a financial advisor at 49 Financial in Austin, TX, holding a Series 65 designation with two years of industry experience. Prior to joining 49 Financial, he held roles at Sewell Automotive Companies and Texas A&M University. Outside of his advisory work, he is also a licensed insurance agent. 49 Financial serves a diverse client base, including retail and high-net-worth individuals, trusts, estates, corporations, and retirement plans, offering financial planning, retirement-plan consulting, and discretionary and non-discretionary investment management. The firm emphasizes a disciplined, long-term diversified asset allocation approach and provides tiered fractional family office services.

Mary Grace Cooper is a financial advisor at 49 Financial in Austin, TX, holding Series 63 and Series 65 licenses with three years of industry experience. She previously worked at Oakwood Capital Securities, Purshe Kaplan Sterling Investments, and 49 Wealth Management. Outside of her advisory role, she is involved with Whole & Equal Co., a health and wellness company where she provides coaching and nutrition advice. 49 Financial serves a diverse client base including individuals, trusts, corporations, and retirement plans, offering financial planning, investment management, and fractional family office services. The firm’s investment approach focuses on disciplined, long-term diversified asset allocation with a combination of fundamental, cyclical, technical, and behavioral analysis.

Samantha Owens is a financial advisor at 49 Financial in Austin, TX, holding Series 63 and Series 65 licenses with four years of industry experience. She previously worked at Purshe Kaplan Sterling Investments for four years. Outside of her advisory role, she is involved with Groesbeck High School as Vice President of the Class of 2015, helping to plan and organize reunions. 49 Financial serves individual and institutional clients with services including financial planning, retirement-plan consulting, and investment management. The firm uses a disciplined, long-term diversified asset allocation approach and offers tiered fractional family office services along with access to third-party managers.

Luke Heiligenthal is a financial advisor at 49 Financial with five years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Purshe Kaplan Sterling Investments, Thrivent Advisor Network, Arvest Bank, and the University of Arkansas. His background includes roles in both financial services and education. 49 Financial serves a diverse client base that includes retail and high-net-worth individuals, trusts, estates, corporations, and retirement plans. The firm offers financial planning, retirement-plan consulting, discretionary and non-discretionary investment management, and tiered fractional family office services, using a disciplined, long-term, diversified asset allocation approach.

Banks Wilson is a financial advisor at 49 Financial with a Series 65 designation and two years of industry experience. Prior to joining 49 Financial in 2024, he worked in property management and real estate services. He also works as a fixed insurance agent. 49 Financial serves individual and institutional clients, including high-net-worth individuals, trusts, and retirement plans, offering financial planning, advanced planning, and investment management. The firm emphasizes a disciplined, long-term diversified asset allocation approach and provides tiered fractional family office services alongside access to third-party managers.

Kyle Sweeney is a financial advisor with 49 Financial based in Austin, TX, holding Series 63 and Series 65 licenses and four years of industry experience. His prior work includes roles at Oakwood Capital Securities, Inc. and Purshe Kaplan Sterling Investments. Outside of his advisory work, he participates as a flag runner for Dallas Cowboys home games. 49 Financial serves a diverse client base including individuals, trusts, estates, corporations, and retirement plans, providing comprehensive financial planning and investment management. The firm focuses on disciplined, long-term diversified asset allocation and offers tiered fractional family office services alongside access to third-party managers.

Blake Miller is a financial advisor at 49 Financial in Austin, TX, holding a Series 65 designation. Miller joined 49 Financial in 2026 and has no prior professional experience in the financial industry. Before entering the field, Miller was employed at Tulane University and Saint Marys Hall. 49 Financial serves individual and institutional clients, including high-net-worth individuals, trusts, estates, corporations, and retirement plans. The firm offers financial planning, retirement-plan consulting, and investment management, using a disciplined, long-term asset allocation approach based on Modern Portfolio Theory and combining multiple types of analysis.

Dane Bower is a financial advisor at 49 Financial with a Series 65 designation and one year of industry experience. Prior to his current role, he has held various positions in education and automotive industries, including at the University of Georgia and Phil Hughes Automotive. Outside of his advisory work, he participates in a nonprofit contractor role with 25 Giving, referring charities to develop charitable plans for donors. 49 Financial serves individual and institutional clients by providing financial and advanced planning, retirement-plan consulting, and investment management. The firm employs a disciplined, long-term diversified asset allocation strategy and offers tiered fractional family office services alongside third-party manager access.

Nicholas Wheeler is a financial advisor at 49 Financial with a Series 65 designation and three years of industry experience. His prior roles include positions at Cerity Partners LLC and Fruitful, LLC. 49 Financial serves individual and institutional clients with comprehensive financial planning, retirement-plan consulting, and investment management, utilizing a disciplined, long-term diversified asset allocation approach influenced by Modern Portfolio Theory. The firm also offers tiered fractional family office services and maintains notable third-party and referral relationships.

Matthew Gooch is a financial advisor at 49 Financial with one year of industry experience. He holds a Series 65 designation. Prior to joining 49 Financial, he had roles at Macon Mayhem, Film Buildings LLC, Samford, and Rama Swim Club. 49 Financial serves a diverse client base including individual and institutional investors, providing financial planning, retirement plan consulting, and investment management. The firm employs a disciplined, long-term asset allocation strategy grounded in Modern Portfolio Theory and offers tiered fractional family office services.

Timothy Herndon is a financial advisor with 2 years of industry experience, currently with 49 Financial in Atlanta, GA. He holds Series 63 and Series 65 licenses. His prior roles include positions at Oakwood Capital Securities, Purshe Kaplan Sterling Investments, and the Alabama Securities Commission. Outside of his advisory work, he is involved in a vehicle window tinting business and refers nonprofits to a charitable planning organization. 49 Financial serves individual and institutional clients with services including financial planning, retirement-plan consulting, and investment management. The firm employs a disciplined, long-term diversified asset allocation strategy and offers tiered fractional family office services along with access to third-party managers.

Lincoln Rock is an investment advisor representative at 49 Financial with six years of industry experience. He has worked at Oakwood Capital Securities, 49 Wealth Management LLC, Thrivent Advisor Network, and Purshe Kaplan Sterling Investments. Outside of financial advising, he volunteers with 25 Giving, assisting nonprofits in developing charitable plans. 49 Financial serves individual and institutional clients with financial planning, retirement-plan consulting, and investment management. The firm employs a disciplined, long-term diversified asset allocation strategy and offers tiered fractional family office services.

Dana Cabela is a financial advisor with 3 years of industry experience, currently affiliated with 49 Financial in Austin, TX. She holds Series 63 and Series 65 licenses and has worked previously at Oakwood Capital Securities, Inc. and Purshe Kaplan Sterling Investments. 49 Financial serves a diverse client base including individuals, trusts, estates, corporations, and retirement plans, offering financial planning, retirement-plan consulting, and discretionary and non-discretionary investment management. The firm employs a disciplined, long-term diversified asset allocation strategy that integrates fundamental, cyclical, technical, and behavioral analysis, with an emphasis on mutual funds and ETFs and periodic portfolio rebalancing.

Ellie Gaunt is a Series 65 credentialed advisor with 1 year of experience, currently with 49 Financial in Rogers, Arkansas. Her prior work includes roles in athletics and corporate environments, such as LSU Athletics and Exxon Mobil. She also has an ongoing side activity involved in fixed insurance sales through Financial Independence Group. 49 Financial serves individual and institutional clients with financial planning, advanced planning, retirement-plan consulting, and discretionary and non-discretionary investment management. The firm emphasizes disciplined, long-term diversified asset allocation and offers tiered fractional family office services alongside access to third-party managers and legacy position implementation.