William Overton is a CFP® with seven years of experience, currently serving as an advisor at Advanced Financial Solutions, Inc. in Boise, ID. Before joining the firm, he was involved with organizations such as Solid Rock Climbers for Christ and Young Life. Advanced Financial Solutions, Inc. is a small registered investment adviser serving individual clients, trusts, retirement plans, and business entities. The firm utilizes a proprietary rule-based S.T.A.Y.™ framework that combines passive and active allocation using low-cost index funds and ETFs, with a focus on risk management through algorithmic strategies developed internally.

David Wilhite is a CERTIFIED FINANCIAL PLANNER™ and Chartered Financial Consultant with 32 years of experience in the financial services industry. He has been with Advanced Financial Solutions, Inc. since 1994, where he serves as President and focuses primarily on financial planning and fee-based money management. In addition to his advisory role, he is also an independent insurance agent specializing in fixed life and health insurance products. Advanced Financial Solutions, Inc. provides comprehensive and limited financial planning and investment management to individuals, pension plans, trusts, estates, charitable organizations, and businesses. The firm employs a proprietary S.T.A.Y.™ investment approach, which is a rule-based, absolute-return strategy combining strategic passive allocation with tactical re-allocations driven by mathematical algorithms and volatility filters.