Ryan Trulove is a financial advisor with Advisory Alpha, LLC in Rocklin, CA, holding Series 63 and Series 65 licenses and 20 years of industry experience. His career includes roles at Purshe Kaplan Sterling Investments, Triad Advisors, LLC, and Mutual Advisors, LLC. In addition to advisory duties, he provides notarial services and owns a support services organization related to investment activities. Advisory Alpha is an SEC-registered enterprise managing over $4.3 billion across individual and high-net-worth clients, supported by approximately 60 advisors. The firm employs a centralized Investment Team that implements a fund-of-funds approach, offering discretionary portfolio management with emphasis on factor-based equity strategies, structured products, and fixed income solutions. It also acts as a subadvisor and co-advisor to other RIAs and provides specialized retirement-plan services.

Michael Dewitt is a CFP® with ten years of industry experience, currently serving as a financial advisor at Advisory Alpha, LLC. He has held positions at Fidelity and MDRN Capital LLC prior to joining Advisory Alpha. Outside of his advisory work, he is the owner of Booner Mountain Outdoors LLC. Advisory Alpha serves a diverse retail client base, including individual and high-net-worth investors, offering portfolio management, financial planning, and specialty solutions such as retirement plan services and donor-advised funds. The firm also provides subadvisory and co-advisory services to other RIAs and employs a broad range of managed portfolio strategies overseen by an internal Investment Team.

Nicholas Heinrich is a CFP®, CFA®, and Series 66-registered advisor with Advisory Alpha, LLC, based in Holland, MI. He has 11 years of industry experience, including prior roles at Triad Advisors, Inc. Heinrich is also a licensed insurance agent, offering term life insurance, annuities, and fixed insurance products to clients. Advisory Alpha is an SEC-registered firm managing over $4.3 billion for individual and high-net-worth clients. The firm utilizes a centralized Investment Team to implement a fund-of-funds approach across diverse managed portfolio series and serves as a subadvisor and co-advisor to other registered investment advisers.

Lisa Carlson is a financial advisor at Advisory Alpha, LLC with 10 years of industry experience. She has held roles at several firms including Simplicity Wealth, Brokers International Financial Services, DHI Group, and Athene Annuity & Life Company. Carlson also founded Carlson Wealth Management, where she provides financial and insurance services. Advisory Alpha is an SEC-registered firm managing over $4.3 billion for individual and high-net-worth clients, supported by a team of approximately 60 advisors. The firm employs a fund-of-funds investment approach overseen by a centralized Investment Team and is notable for its roles as a subadvisor and co-advisor to other RIAs, as well as its specialized retirement-plan and technology services.

Sean O'drobinak is a Series 65-licensed financial advisor with Advisory Alpha, LLC, where he has worked since 2022. He has four years of industry experience and has held roles at Citizen Advisory Group and Foresight Insurance, both involving insurance sales and financial consulting. Prior to his advisory career, he spent eight years at Case Medical, Inc. and five years at Intuitive Surgical. Advisory Alpha is an SEC-registered firm managing over $4.3 billion for individual and high-net-worth clients. The firm employs a centralized investment team that uses a fund-of-funds approach and serves as a subadvisor and co-advisor to other registered investment advisers.

Kaitlyn Natividad is a Series 65 credentialed financial advisor with one year of industry experience. She is currently with Advisory Alpha, LLC and previously worked at Fifth Third Bank. Advisory Alpha is an SEC-registered firm managing over $4.3 billion for a diverse client base, including individual and high-net-worth clients. The firm employs a fund-of-funds approach with systematic portfolio management and serves in subadvisory and co-advisory roles for other registered investment advisers.

Gaylynn Loskill is a financial advisor at Advisory Alpha, LLC with 10 years of industry experience. She holds a Series 65 designation and has previously worked at Tucker Asset Management LLC. Loskill is also the owner of Loskill Financial Group, LLC, which provides financial services, consulting, and insurance products including annuities, life, and long-term care. Advisory Alpha serves a broad retail client base including individual and high-net-worth investors, offering portfolio management, financial planning, and specialty solutions such as retirement plan services and donor-advised funds. The firm also provides subadvisory and co-advisory services to other registered investment advisors and employs a diverse investment process overseen by an internal team.

James Hill is a CFP® with 11 years of industry experience, currently serving as a financial advisor at Advisory Alpha, LLC. His prior experience includes roles at Cambridge Investment Research Advisors and Purshe Kaplan Sterling Investments. Hill is also president and owner of Trustment, LLC, a firm providing financial services and insurance consulting. Advisory Alpha serves a broad retail client base, including individual and high-net-worth investors, offering portfolio management, financial planning, and specialized solutions such as retirement plan services and donor-advised funds. The firm also acts as a subadvisor or co-advisor to other registered investment advisors, employing a discretionary, fund-of-funds investment approach overseen by an internal Investment Team.

Steve Osterink Jr. is a CFP® and CFA® with 16 years of industry experience. He is a financial advisor at Advisory Alpha, LLC and has previously worked at Simplicity Wealth, LLC and Planners Alliance, LLC. Outside of his advisory role, he is a licensed insurance agent offering term life insurance and fixed annuities and manages a holding company as well as an insurance planning business. Advisory Alpha serves individual and high-net-worth clients, providing portfolio management, financial planning, and specialty solutions such as retirement plan services and donor-advised funds. The firm also acts as a subadvisor or co-advisor for other registered investment advisors, offering a broad range of managed portfolio strategies typically implemented through fund-of-funds structures.

Robert Harkson is a CFP®-certified financial advisor with 21 years of industry experience. He is currently with Advisory Alpha, LLC, where he has worked since 2019. His prior roles include positions at Phase 2 Wealth Advisors, Parker Financial, and Thrivent Investment Management. Advisory Alpha is an SEC-registered adviser managing over $4.3 billion for individual and high-net-worth clients, supported by a team of approximately 60 advisors. The firm utilizes a centralized Investment Team with a fund-of-funds approach across diverse managed portfolio strategies and serves as a subadvisor and co-advisor to other registered investment advisers.

William O'Neil is a financial advisor with Advisory Alpha, LLC, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He previously worked at First Advisors National, LLC and Cetera ADVISORS LLC. In addition to his advisory role, he is involved in insurance sales, education, consulting, and coaching through the O'Neil Insurance Agency. Advisory Alpha serves a broad retail client base, including individual and high-net-worth investors, offering portfolio management, financial planning, and specialty solutions such as retirement plan services and donor-advised funds. The firm also acts as a subadvisor or co-advisor for other registered investment advisors and manages a diverse range of managed portfolio series with discretionary oversight.

Janine Osterink is a financial advisor at Advisory Alpha, LLC with 13 years of industry experience. She holds a Series 65 credential and has worked at firms including Advisory Alpha and Planners Alliance. Outside of advising, she owns and operates Osterink Farm, LLC, a farming enterprise. Advisory Alpha serves a broad retail client base, including individual and high-net-worth investors, offering portfolio management, financial planning, and specialty solutions such as retirement plan services and donor-advised funds. The firm also provides subadvisory and co-advisory services to other registered investment advisors and manages a diverse range of managed portfolio strategies.

Danny Howes is a financial advisor with Advisory Alpha, LLC in Vero Beach, FL, holding Series 63 and Series 65 licenses and 18 years of industry experience. Prior to joining Advisory Alpha in 2025, he worked at Truvestments Capital, LLC and Motiv8 Investments LLC, and has operated East Coast Tax and Financial since 2015, where he serves as CEO providing tax preparation, accounting, and business advisory services. He is also involved in insurance sales and holds a financial partnership in a property and casualty insurance business. Advisory Alpha serves individual and high-net-worth investors, offering portfolio management, financial planning, and specialized solutions including retirement plans, 529 and HSA platforms, and donor-advised fund services. The firm also provides subadvisory and co-advisory services to other registered investment advisors and manages a diverse range of managed portfolio strategies across multiple asset classes.

Brian Kragt is a financial advisor at Advisory Alpha, LLC with 12 years of industry experience. He holds a Series 65 designation and has been with Advisory Alpha since 2013. Outside of his advisory role, he is involved in rental property management. Advisory Alpha manages over $4.3 billion for individual and high-net-worth clients through a centralized Investment Team employing a fund-of-funds approach, and serves in subadvisory and co-advisory capacities for other registered investment advisers.

Jaime Cowper is a financial advisor with Advisory Alpha, LLC, holding Series 63 and Series 65 licenses and 14 years of industry experience. He has worked at Advisory Alpha since 2019 and previously held roles at Planners Alliance, Alphastar Capital Management, and Unity Financial Advisors, where he is also the founder and serves as President. In addition to his advisory work, Cowper provides mentoring to independent financial advisors and speaks at professional events on topics such as professional growth and client engagement. Advisory Alpha serves a broad retail client base including individual and high-net-worth investors, offering portfolio management, financial planning, and specialized solutions like retirement plan services and donor-advised funds. The firm also provides subadvisory and co-advisory services to other registered investment advisors and manages portfolios using a diverse range of managed strategies overseen by an internal Investment Team.

Joshua Bergsma is a financial advisor with Advisory Alpha, LLC, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. He has worked at Cambridge Investment Research Advisors and Vision Financial Group, where he currently serves as a wealth advisor. Bergsma also acts as an insurance agent specializing in fixed and traditional insurance products. Advisory Alpha serves a diverse retail client base including individual and high-net-worth investors, offering portfolio management, financial planning, and specialty solutions such as retirement plans and donor-advised funds. The firm also provides subadvisory and co-advisory services to other RIAs, managing a broad range of managed portfolio strategies with discretionary oversight.

John Newton is a financial advisor with Advisory Alpha, LLC in Perrysburg, Ohio. He holds Series 63 and Series 65 licenses and has three years of industry experience. His prior roles include positions at The Huntington National Bank, NYLIFE Securities, and Fifth Third Bank. Advisory Alpha is an SEC-registered firm managing over $4.3 billion for individual and high-net-worth clients, supported by approximately 60 advisors. The firm employs a fund-of-funds investment approach with discretionary portfolio management and serves as a subadvisor and co-advisor to other registered investment advisers.

Kyle O'Brien is a financial advisor with Advisory Alpha, LLC and holds a Series 65 designation. He has seven years of industry experience, having previously worked at Planners Alliance LLC and maintaining a longstanding role with Unity Financial Advisors. Outside of his advisory work, he is involved in insurance account management and sales through Unity Financial Advisors. Advisory Alpha serves a diverse retail client base, including individual and high-net-worth investors, offering portfolio management, financial planning, and specialty solutions such as retirement plans and donor-advised funds. The firm also acts as a subadvisor or co-advisor for other registered investment advisors, employing a fund-of-funds investment approach across a wide range of managed portfolio strategies.

Michael Baker is a Series 65-licensed financial advisor with 15 years of industry experience. He has worked at Advisory Alpha, LLC since 2018 and previously spent nine years at Summit Investment Guidance Partners. Advisory Alpha serves a broad retail client base including individual and high-net-worth investors, offering portfolio management, financial planning, and specialty solutions such as retirement plan services and donor-advised funds. The firm also acts as a subadvisor or co-advisor for other registered investment advisors and employs a discretionary investment process featuring a diverse range of managed portfolio series and strategies.

Michael Baker is a CFP® and Series 65-licensed financial advisor with 15 years of industry experience. He is currently with Advisory Alpha, LLC and has previously worked at Planners Alliance LLC, Vertex Capital Advisors, and AlphaStar Capital Management. In addition to his advisory work, he owns The Wealth Technique, LLC, through which he provides financial education and public speaking. Advisory Alpha serves a broad retail client base, including individual and high-net-worth investors, offering portfolio management, financial planning, and specialty solutions such as retirement plan services and donor-advised fund offerings. The firm also acts as a subadvisor or co-advisor for other registered investment advisors, managing a diverse range of managed portfolio series with a discretionary investment approach.