Kyle Townsend is a financial advisor at Ameriprise in Portland, OR, holding Series 63 and Series 65 licenses with 10 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2015. Ameriprise offers a retirement-income planning service designed for individuals nearing or in retirement who meet specific asset criteria, providing detailed Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary advice through a centralized consulting team.

Trevor Fawley is a financial advisor with Ameriprise in Hickory, PA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendation reports. The firm serves a broad client base through advisory, brokerage, and insurance solutions typical of a large institutional firm.

Owen Lavery is a financial advisor at Ameriprise with 13 years of industry experience and holds a Series 66 designation. He has been with Ameriprise and its affiliated entities since 2012. Outside of his advisory role, he is involved in managing a graphic design business and serves on the board of directors for the Granite YMCA. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement who meet specific asset criteria. The firm provides comprehensive advisory, brokerage, and insurance solutions, combining research, modeling, and tax-efficient strategies to deliver tailored retirement income recommendations.

Kymberlie Reed is a financial advisor at Ameriprise with 17 years of industry experience. She holds the Series 66 designation and has been with Ameriprise and its related entities since 2006. Outside of her advisory role, she has involvement in real estate ownership unrelated to investment activities. Ameriprise provides retirement-income planning services targeting individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Monica Hensley is a financial advisor with Ameriprise in Fresno, CA, holding a Series 63 designation and bringing 39 years of industry experience. She has been with Ameriprise since 2005. Outside of her advisory role, she is an officer in her husband's businesses related to equipment rental and solar project construction consulting. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients. It offers a specialized Premier Retirement Income service focused on retirement-income planning through written recommendation reports and ongoing advice.

Michael Cruz is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Ameriprise provides a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. The firm serves clients through a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Daniel Payson is a financial advisor at Ameriprise with 11 years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its affiliate firms since 2014. Outside of advising, he has investment-related interests in multi-family real estate ownership. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides clients with written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

John Murphy IV is a CFP® professional with 27 years of experience in financial advising, currently with Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. from 2005 to 2020. He is also involved in a business ownership role with JVM Group, LLC, which supports his planning practice. Ameriprise provides a retirement-income planning service targeting individuals approaching or in retirement with substantial investable assets, delivering tailored recommendation reports focused on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic tools to produce these recommendations, serving a wide range of clients with advisory, brokerage, and insurance solutions.

Jordan Booko is a financial advisor with Ameriprise in Three Rivers, MI, holding a Series 66 designation and nine years of industry experience. He has worked at Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2003. Ameriprise provides a retirement-income planning service focused on individuals approaching or in retirement with substantial investable assets, delivering written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis with algorithmic tools to generate tailored retirement recommendations, primarily managing assets within Ameriprise accounts.

James Ingenluyff is a financial advisor at Ameriprise with six years of industry experience. He has worked at Ameriprise and its affiliated entities since 2017 and previously spent six years with Paradigm Management Services. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service providing written recommendation reports and ongoing tax-aware retirement income planning advice, supported by investment research and algorithmic tools.

Kaitlyn Tonai is a financial advisor at Ameriprise with three years of industry experience. She holds a Series 66 designation and has worked at Ameriprise since 2021. Her prior work includes roles at George Fox University, Roger Dunn Golf Shops, Olomana Golf Course, and Punahou School. Ameriprise offers a retirement-income planning service tailored for individuals approaching or in retirement, typically serving clients with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written recommendation reports, supported by a centralized consulting team and a broad range of advisory, brokerage, and insurance solutions.

Zachary Kenny is a financial advisor at Ameriprise with five years of industry experience. He holds a Series 66 designation and has worked at firms including Federated Hermes, PNC Investments, and Northwestern Mutual. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide personalized, written recommendation reports. The firm delivers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Lori Decker is a financial advisor with Ameriprise in Alexandria, Louisiana, holding a Series 63 designation and 18 years of industry experience. She previously worked at LPL Financial for 11 years before joining Ameriprise in 2019. Outside of her advisory role, she serves on the board of directors for the YWCA. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets, combining research and modeling to provide tailored, tax-efficient withdrawal strategies. The firm also delivers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Mary Incera is a financial advisor with Ameriprise in Auburndale, MA, holding a Series 66 designation and five years of industry experience. Her prior work includes roles at State Street Global Advisors and Northeastern University. She is also involved with NET FLOWS LLC, an investment-related advisory business. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement planning through written Recommendation Reports and ongoing advice on income sources and tax-aware withdrawal strategies.

Kevin Isoda is a financial advisor with Ameriprise based in Honolulu, HI, holding a Series 63 designation and 36 years of industry experience. He has been with Ameriprise and its related entities since 2005. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning services that include written recommendation reports and ongoing tax-aware advice focused on dependable income sources for clients approaching or in retirement.

Jason Formo is a financial advisor with Ameriprise in Shoreline, WA, holding a Series 66 designation and 19 years of industry experience. He previously worked at RBC Capital Markets Corporation for 11 years before joining Ameriprise in 2019. Ameriprise provides a retirement-income planning service targeted at individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities, with an emphasis on managed accounts and algorithmic support in its retirement planning approach.

Paige Kerr is a financial advisor at Ameriprise with 21 years of industry experience. She holds the Series 66 designation and has been with Ameriprise and its affiliate since 2005. Outside of her advisory role, she is involved in real estate ownership in Northfield, Illinois. Ameriprise is a large institutional firm offering a retirement-income planning service targeted at individuals approaching or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to deliver annual, non-discretionary recommendation reports in partnership with its financial advisors.

Matthew Johnson is a financial advisor at Ameriprise with Series 63 and Series 65 licenses. He has been with Ameriprise since 2025 and has prior experience at Biltmore Family Office, LLC, as well as an educational background that includes roles at The Ohio State University and Sinclair Community College. Outside of finance, he co-owns Johnson.Johnson Landscaping LLC, a landscaping and yard maintenance business. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficient strategies delivered through a centralized consulting team. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Andrew Lee is a financial advisor at Ameriprise with 15 years of industry experience. He holds a Series 66 designation and has worked previously at Bank of America and Merrill. Outside of his advisory role, he is involved in real estate ownership unrelated to his investment activities. Ameriprise offers retirement-income planning services targeted at individuals nearing or in retirement who meet specific asset criteria. The firm provides a range of advisory, brokerage, and insurance solutions through affiliated entities and employs a centralized consulting team to deliver customized, algorithm-supported retirement income recommendations.

Gray Goudeau is a financial advisor with Ameriprise Financial Services, holding the CFP®, ChFC®, and Series 63 designations and bringing 35 years of industry experience. He has been with Ameriprise since 2005 and owns Riversend Planning Group LLC, a business unrelated to investment activities. Ameriprise serves individuals approaching or in retirement, offering a retirement-income planning service that utilizes research, modeling, and tax-efficiency analysis to provide tailored recommendation reports, primarily for clients with significant investable assets under management at the firm.