Daniel Billings is a CFP® with 19 years of industry experience, currently serving as a financial advisor at Ameritas Advisory Services, LLC since 2021. He has previously worked at Ameriprise and Concourse Financial Group Securities, and has ongoing roles with Ameritas Life Insurance Corp and Southeast Financial Services, Inc. Billings is also licensed as an independent insurance agent, focusing on fixed insurance products and financial planning. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers a variety of managed account programs and utilizes a network of Investment Adviser Representatives supported by an Investment Committee and third-party partners to align portfolio allocations with client objectives.

Mitchell Ostrove is a ChFC® and holds Series 63 and Series 65 licenses, with 57 years of industry experience. He is currently with Ameritas Advisory Services, LLC and has been associated with various Ameritas entities since 2006. He is also the Chairman and CEO of The Ostrove Group, a firm he has led since 1981. Ostrove is a member of the National Association of Insurance and Financial Advisors (NAIFA) New York chapter. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to a diverse client base including individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers a variety of managed account programs and fee-based management solutions, supported by both internal and third-party resources for portfolio construction and monitoring.

Frank Cavoti is a financial advisor at Ameritas Advisory Services, LLC with 25 years of industry experience. He holds the Series 66 designation and previously worked for Mid Atlantic Capital Corporation for 22 years. In addition to his advisory role, he is involved with Beltz Financial, where he focuses on fixed income sales and agency-related insurance products. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to a diverse client base, including individual investors, retirement plans, and charitable organizations. The firm offers a variety of managed account programs and fee-based management of variable annuity and universal life subaccounts, supported by a structured investment committee and multiple custodial platforms.

Sonia Krasnigor is a financial advisor at Ameritas Advisory Services, LLC with a Series 65 credential and one year of industry experience. Her prior work includes roles at Sage Financial Planning, AIM Real Estate Management, Charleston Shoe Company, and GEICO Insurance. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to a diverse range of clients, including individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers various managed account programs and fee-based management of variable annuity and variable universal life subaccounts, supported by an Investment Committee and third-party partners.

James Christensen Jr. is a Series 63 licensed financial advisor with Ameritas Advisory Services, LLC, bringing 41 years of industry experience. He has held leadership roles across multiple entities, including serving as CEO of inSOURCERx, a prescription drug savings card company, and president of InSource Benefits Group. His career encompasses extensive work with Ameritas and affiliated firms since the 1980s. Ameritas Advisory Services, LLC offers investment advisory and financial planning services to a diverse client base, including individual investors, retirement plans, charitable organizations, and corporate clients. The firm utilizes various managed account programs and collaborates with third-party partners to support portfolio construction and ongoing management.

Kyle Anderson is a financial advisor with Ameritas Advisory Services, LLC, holding a Series 66 designation and three years of industry experience. Prior to his advisory career, he worked at Honda Aircraft Company, LLC for eight years. He is also involved with Summerfield Wealth Advisors, where he assists with comprehensive planning, insurance, and financial strategy. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers a variety of managed account programs and fee-based management of variable annuity and universal life subaccounts, supported by a team-oriented approach to portfolio construction and ongoing client reviews.

Luke Halsey is a Series 66-licensed financial advisor with Ameritas Advisory Services, LLC in Toledo, OH. He has been with Ameritas and affiliated firms since 2026. Prior to his advisory role, his work history includes positions at LPL Enterprise LLC, Barnes Wendling CPAs, and Bowling Green State University. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers a variety of managed account programs and integrates multiple custodial platforms, supported by an Investment Committee and third-party partners to assist with portfolio construction and oversight.

Hale Mc Cullough is a Series 66-licensed financial advisor with four years of industry experience, currently affiliated with Ameritas Advisory Services, LLC. He is also an Associate Financial Planner at Boom Planning/Canvas Financial, where he has worked since 2020. His prior work includes multiple roles at Santa Clara University and experience with Portland Parks & Recreation and Ida B Wells High School. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to a diverse client base, including individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers a variety of managed account programs and fee-based management of variable annuity and universal life subaccounts, delivered through a network of Investment Adviser Representatives using both discretionary and non-discretionary approaches.

Jeremy Lopez is a financial advisor with Ameritas Advisory Services, LLC, holding a Series 66 designation and six years of industry experience. His prior work includes roles at Bank of America, Merrill, and Wells Fargo Clearing. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to a diverse client base, including individuals, retirement plans, charitable organizations, and corporate clients. The firm offers a variety of managed account programs and fee-based management of variable annuity and universal life subaccounts, supported by an Investment Committee and third-party partners to align portfolios with client objectives.

Ivar Jones Jr. is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His prior roles include positions at David White & Associates and founding IJ Financial. Outside of his advisory work, he is licensed as an independent insurance agent and is involved in real estate holding through Iron House LLC. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers various managed account programs and fee-based management of variable annuity and variable universal life subaccounts, supporting both discretionary and non-discretionary advisory relationships through its network of Investment Adviser Representatives.

Michael Jones is a financial advisor with Ameritas Advisory Services, LLC in Libertyville, IL, holding Series 63 and Series 65 licenses and six years of industry experience. His work history includes roles at Ameritas Investment Company, Friese Financial Advocates, and prior experience at firms such as GWM Advisors and LPL Financial. Outside of his advisory work, he has been involved with The Arboretum Club and Amazon Flex. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers a variety of managed account programs and fee-based management of variable annuity and universal life subaccounts, supported by a network of Investment Adviser Representatives using risk questionnaires, model portfolios, and third-party tools for portfolio management and ongoing client reviews.

Roger Johnson is a financial advisor with Ameritas Advisory Services, LLC, holding a Series 66 designation and 27 years of industry experience. He has worked with Ameritas since 1998 in various capacities and owns Johnson Financial Guidance and Johnson Custom Drums, where he builds and sells musical instruments. He also teaches financial planning classes through the Heartland Institute of Financial Education and manages a band called Breakaway. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individuals, retirement plans, charitable organizations, and corporate clients. The firm offers a variety of managed account programs and integrates multiple custodial platforms, supported by a team that includes an Investment Committee and third-party partners.

Jeffrey Bryant is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has been associated with various Ameritas entities since 2007 and operates Bryant Financial, an insurance services business he has owned since 1987. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to a diverse client base, including individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers a variety of managed account programs and fee-based management of variable annuity and universal life subaccounts, supported by robust portfolio construction and monitoring processes.

Robert Miller is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. He has worked with Ameritas entities since 2015 and was previously with Wells Fargo Clearing. Outside of advisory services, he is involved in bookkeeping and participates in a professional referral group. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers a variety of managed account programs and uses risk questionnaires, model portfolios, and third-party partners to align investments with client objectives.

Malinda Williams is a Series 66-credentialed financial advisor with 16 years of industry experience. She is currently with Ameritas Advisory Services, LLC and has held roles at firms including Park Avenue Securities, Guardian Life Insurance, MVEST Wealth Partners, and Edward Jones. Williams serves as deputy executive director of Family Housing Advisory Services, a nonprofit providing homebuyer education and resources. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individual and institutional clients through a network of Investment Adviser Representatives. The firm offers a variety of managed account programs and fee-based management for variable annuity and life subaccounts, supporting portfolio construction and management with an experienced Investment Committee and multiple third-party partners.

Christopher Warren is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has held roles at multiple firms including Lawless Edwards & Warren LLC, where he is a partner and advisor, and serves as a board member at Ovation Home Insurance Reciprocal Exchange. Warren is also licensed as an independent insurance agent to sell fixed insurance products and is approved to offer life settlements on those products. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers a range of managed account programs and fee-based management of variable annuity and variable universal life subaccounts, supported by multiple custodial platforms and third-party tools.

Austin Reaster is a financial advisor with Ameritas Advisory Services, LLC based in Toledo, OH. He holds a Series 65 credential and has one year of industry experience. Prior to joining Ameritas, he worked at several firms including Piazza Wealth Management and Financial Gravity Family Office Services. Outside of his advisory role, he is involved with Financial Gravity Enhanced Markets, LLC in an insurance-related capacity. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers a variety of managed account programs and utilizes both discretionary and non-discretionary advisory relationships supported by an Investment Committee and third-party partners.

Jared Sandridge is a financial advisor at Ameritas Advisory Services, LLC with four years of industry experience. He holds the Series 66 designation and has worked at firms including Ameritas Investment Company, LLC and Marston Rogers Group. Jared is also involved with UCL Financial Group, LLC, where he provides financial planning services. Ameritas Advisory Services, LLC offers investment advisory and financial planning services to a diverse client base that includes individual investors, retirement plans, charitable organizations, and corporate clients. The firm provides various managed account programs and fee-based management of variable products, supported by an Investment Committee and third-party partners to assist with portfolio construction and monitoring.

Robert Heard is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 designations and possessing 29 years of industry experience. He is also licensed as an independent insurance agent and serves as president of Jeff Heard and Associates, Inc., as well as vice president of the Estate & Business Planning Group. He has extensive experience with Ameritas-affiliated firms dating back to 2002. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to a diverse client base, including individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers a variety of managed account solutions and integrates multiple custodial platforms, supported by its Investment Committee and third-party partners.

Preston Speece is an investment professional with 31 years of industry experience, currently affiliated with Ameritas Advisory Services, LLC. He holds Series 63 and Series 65 licenses and has held various roles at Ameritas and related firms since 2004, including positions at Securian Financial Services and Principal Financial Services. He is also involved with Envision Wealth Network. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to a diverse client base, including individuals, retirement plans, charitable organizations, and corporate clients. The firm offers a variety of managed account programs and fee-based management of variable annuity subaccounts, supporting both discretionary and non-discretionary advisory relationships through a network of Investment Adviser Representatives.