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Justin C

Series 66

Lincoln, NE

Ameritas Advisory Services, LLC

Justin Cabeen is a financial advisor with Ameritas Advisory Services, LLC and holds a Series 66 designation. He has 19 years of industry experience, primarily with Ameritas Life Insurance Corp. and Ameritas Investment Company, LLC. Ameritas Advisory Services, LLC provides investment advisory and financial planning to a broad client base, including individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers a variety of managed account programs and integrates multiple custodial platforms to support its advisory services.

Annuities Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Founder/Business Owner Retired
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Steven T

Series 63

Indiana, PA

Ameritas Advisory Services, LLC

Steven Tunink is a financial advisor with Ameritas Advisory Services, LLC and holds a Series 63 designation. He has 39 years of industry experience, including long-term roles at Ameritas Life Insurance Corp and Ameritas Investment Corp. Tunink is the owner and managing partner of the Western PA Financial Center, where he oversees insurance and financial product sales and manages staff. He also serves on the board of the NAIFA chapter in Indiana County, Pennsylvania. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to a wide range of clients, including individuals, retirement plans, charitable organizations, and corporate clients. The firm offers diverse managed account programs and fee-based management of variable annuity and variable universal life subaccounts, supported by an Investment Committee and third-party partners.

Annuities Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Founder/Business Owner Retired
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Nicholas P

Series 65, Series 63

Altamonte Springs, FL

Ameritas Advisory Services, LLC

Nicholas Perrone is a financial advisor with Ameritas Advisory Services, LLC, holding Series 65 and Series 63 licenses and has two years of industry experience. He is also the owner of Estate and Business Planning LLC and involved with the Estate and Business Planning Group, focusing on financial services and life insurance. Prior to his advisory career, Perrone worked in retail and education roles. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individuals, retirement plans, charitable organizations, and corporate clients. The firm offers a variety of managed account programs and fee-based management of variable annuity and universal life subaccounts, supported by an Investment Committee and third-party partners.

Annuities Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Founder/Business Owner Retired
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Thomas S

Series 65, Series 63

Garden City, NY

Ameritas Advisory Services, LLC

Thomas Spuhler is a financial advisor with Ameritas Advisory Services, LLC, holding Series 65 and Series 63 licenses and bringing 26 years of industry experience. He has worked with various Ameritas entities since 2013, including Ameritas Life Insurance Corp and Ameritas Investment Corp. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to a diverse client base, including individuals, retirement plans, charitable organizations, and corporate clients. The firm offers a range of managed account programs and integrates multiple custodial platforms to support portfolio construction and monitoring.

Annuities Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Founder/Business Owner Retired
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Michelle S

Series 63, Series 66

Sylvania, OH

Ameritas Advisory Services, LLC

Michelle Schroeder is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 66 licenses and 24 years of industry experience. Her prior work includes roles at Fifth Third Securities, The Huntington Investment Company, and KeyBanc Capital Markets Inc. Outside of finance, she creates digital content focused on vintage items, thrifting, and home decor through social media platforms with affiliate marketing. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers various managed account programs and fee-based management of variable products, supported by a network of Investment Adviser Representatives and multiple custodial platforms.

Annuities Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Founder/Business Owner Retired
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Benjamin G

Series 63, Series 66

York, NE

Ameritas Advisory Services, LLC

Benjamin Garrett is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 66 credentials and 25 years of industry experience. He has held roles at multiple related entities including Benjamin Wealth Group and BGS Financial Strategies LLC. Garrett is also involved in managing family farm holdings through LIG Farms, LLC. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to a diverse client base, including individuals, retirement plans, charitable organizations, and corporate clients. The firm offers various managed account programs and fee-based management of variable insurance products, utilizing a range of custodial platforms and third-party tools to support portfolio construction and ongoing management.

Annuities Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Founder/Business Owner Retired
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Andrea G

Series 66

Perrysburg, OH

Ameritas Advisory Services, LLC

Andrea Gibbons is a financial advisor with Ameritas Advisory Services, LLC in Perrysburg, OH, holding a Series 66 designation and eight years of industry experience. She has worked with firms including AMG Sterling Financial and Wilcox Financial, with prior experience at Signature Bank. Gibbons is also involved in insurance services and annuity sales through Wilcox Financial/AIC and AMG Sterling Financial. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers a variety of managed account programs and integrates multiple custodial and execution platforms while supporting portfolio construction through an Investment Committee and third-party partners.

Annuities Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Founder/Business Owner Retired
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Eric P

Series 63, Series 65

Northfield, NJ

Ameritas Advisory Services, LLC

Eric Pepper is a financial advisor with Ameritas Advisory Services, LLC and holds Series 63 and Series 65 licenses. He has 41 years of industry experience, including long-term roles at Ameritas Investment Corp., Ameritas Life Insurance, and his own firm, Pepper and Pepper Ltd, where he remains a partner. In addition to advisory work, he is licensed as an independent insurance agent and offers traditional life insurance and annuities through Pepper and Pepper Ltd. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to a diverse client base, including individual investors, retirement plans, and charitable organizations. The firm offers a variety of managed account programs and fee-based management for variable annuity and universal life subaccounts, supported by an Investment Committee and multiple custodial platforms.

Annuities Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Founder/Business Owner Retired
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Timothy V

Series 63, Series 66

Roseville, CA

Ameritas Advisory Services, LLC

Timothy Vasdias is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 66 credentials and bringing 34 years of industry experience. He has worked with Ameritas Life Insurance Corp. and Ameritas Investment Corp. since 2003, and has been with Ameritas Advisory Services since 2021. Vasdias is also licensed as an independent insurance agent specializing in fixed insurance products and annuities. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers a variety of managed account programs and fee-based management of variable annuity and universal life subaccounts, utilizing multiple custodial platforms and third-party tools to support portfolio construction and monitoring.

Annuities Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Founder/Business Owner Retired
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Andy P

Series 65, Series 63

Flagstaff, AZ

Ameritas Advisory Services, LLC

Andy Phillips is a financial advisor with Ameritas Advisory Services, LLC, holding Series 65 and Series 63 licenses and six years of industry experience. He has worked at multiple firms including Arizona Federal Credit Union and Young and Associates, Inc., and owns a commercial photography business, Great Outdoor Photography. He also operates APConsultingNow LLC, providing commercial loan underwriting services. Ameritas Advisory Services, LLC delivers investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients through a network of Investment Adviser Representatives. The firm offers a variety of managed account programs and integrates multiple custodial platforms with third-party tools to support portfolio construction and management.

Annuities Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Founder/Business Owner Retired
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Emmelis K

Series 63, Series 66

Stuart, FL

Ameritas Advisory Services, LLC

Emmelis Keaney is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. She has held roles at Ameritas Life Insurance Corp and Ameritas Investment Corp since 2013 and operates Keaney Financial Services Corp since 2011. Additionally, she is involved with Disability Insurance Queen, a brand focused on disability income insurance education and sales, and teaches business, finance, and entrepreneurship at Indian River State College. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers a variety of managed account programs and integrates multiple custodial platforms while supporting portfolio construction through its Investment Committee and third-party partners.

Annuities Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Founder/Business Owner Retired
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Allen R

Series 63, Series 66

McCleary, WA

Ameritas Advisory Services, LLC

Allen Robbins is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 66 designations and over 32 years of industry experience. He has been with Ameritas Investment Company, LLC since 2000 and with Ameritas Advisory Services since 2021. Robbins also serves as a budget manager for the Washington State Department of Ecology, a position he has held since 1987. Ameritas Advisory Services provides investment advisory and financial planning services to a diverse client base, including individual investors, retirement plans, charitable organizations, and corporate clients, offering a variety of managed account programs and fee-based management of variable annuity and variable universal life subaccounts.

Annuities Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Founder/Business Owner Retired
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Angelo C

Series 63, Series 65

Fairchance, PA

Ameritas Advisory Services, LLC

Angelo Cilia is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has held roles at Ameritas Life Insurance Corp and Ameritas Investment Corp since 2003 and is president of CF Advisors Group LLC, a business focused on insurance commissions. Additionally, he provides coin collection evaluations for estates and individuals. Ameritas Advisory Services, LLC offers investment advisory and financial planning services to a diverse client base including individual investors, retirement plans, charitable organizations, and corporate clients. The firm provides various managed account programs and fee-based management of variable annuity and variable universal life subaccounts, supported by an Investment Committee and third-party partners.

Annuities Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Founder/Business Owner Retired
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Arnolds G

Series 63, Series 66

Allen, TX

Ameritas Advisory Services, LLC

Arnolds Grava is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 66 credentials and over 23 years of industry experience. He has worked with Ameritas-affiliated firms since 2006 and is also the founder of My PFTM, a personal financial task management software designed to assist advisors in their sales process. Additionally, he manages The DI Center, LLC, specializing in disability, life, annuities, and health insurance products. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers a range of managed account programs and fee-based management of variable annuity subaccounts, supported by an investment committee and third-party partners to align portfolios with client objectives.

Annuities Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Founder/Business Owner Retired
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Scott P

Series 63

Richfield, OH

Ameritas Advisory Services, LLC

Scott Payden is a financial advisor with Ameritas Advisory Services, LLC, holding a Series 63 license and over 41 years of industry experience. He has been associated with various Ameritas entities since 2006 and is also president and owner of Wallstreet Money Managers, Inc., where he has been active since 1980. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers a range of managed account programs and fee-based management of variable annuity and universal life subaccounts while integrating multiple custodial platforms and third-party tools to support portfolio construction and management.

Annuities Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Founder/Business Owner Retired
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Mark S

CFP®, Series 63, Series 65

Omaha, NE

Ameritas Advisory Services, LLC

Mark Scholz is a CFP® professional with 18 years of experience, currently serving as a financial advisor at Ameritas Advisory Services, LLC since 2021. He has worked with Envision Wealth Network and Midwest Resource Group since 2008. Scholz is also licensed as an independent insurance agent and involved in the sales and marketing of various insurance products. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to a wide range of clients, including individuals, retirement plans, charitable organizations, and corporations. The firm offers multiple managed account programs and fee-based management of variable annuity and life subaccounts, supporting advisory relationships through both discretionary and non-discretionary models.

Annuities Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Founder/Business Owner Retired
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Kevin W

Series 66

Folsom, CA

Ameritas Advisory Services, LLC

Kevin Wright is a financial advisor with Ameritas Advisory Services, LLC, holding a Series 66 designation and bringing 20 years of industry experience. His career includes roles at Next Peak Financial Group, Capstone Financial Group, and Ameritas, as well as ownership of Capstone Accountancy Inc, where he provides tax preparation and accounting services. Ameritas Advisory Services, LLC offers investment advisory and financial planning services to a diverse client base, including individuals, retirement plans, charitable organizations, and corporate clients. The firm provides a variety of managed account programs and integrates multiple custodial and execution platforms to support tailored investment solutions.

Annuities Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Founder/Business Owner Retired
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Jacqueline J

Series 63, Series 65

Vista, CA

Ameritas Advisory Services, LLC

Jacqueline Jackman Cunningham is a financial advisor with Ameritas Advisory Services, LLC and holds Series 63 and Series 65 designations. She has 36 years of industry experience, including roles at Ameritas Life Insurance Corp and Hawkeye Brokerage Center. She is also licensed as an independent insurance agent to sell fixed insurance products. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers a variety of managed account programs and fee-based management of variable annuity and life subaccounts, supported by a network of Investment Adviser Representatives and an investment committee.

Annuities Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Founder/Business Owner Retired
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Rita A

Series 63, Series 65

San Francisco, CA

Ameritas Advisory Services, LLC

Rita Abraldes is a financial advisor with Ameritas Advisory Services, LLC in San Francisco, holding Series 63 and Series 65 licenses and 11 years of industry experience. Her background includes roles at Ameritas Investment Corp and 20/20 Capital Management. She is also involved with Boom Planning and Canvas Financial, where she prepares financial plans and manages client communications. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers a variety of managed account programs and fee-based management of variable annuity and variable universal life subaccounts, supported by an Investment Committee and third-party partners.

Annuities Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Founder/Business Owner Retired
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Eric S

Series 66

Exeter, CA

Ameritas Advisory Services, LLC

Eric Stevens is a financial advisor at Ameritas Advisory Services, LLC with 13 years of industry experience. He holds a Series 66 credential and has worked with several firms, including Harvest Wealth Group and Canvas Financial. Stevens is also licensed as an independent insurance agent, providing fixed insurance products and assisting in financial planning and investment services. Ameritas Advisory Services, LLC offers investment advisory and financial planning services to a diverse client base, including individual investors, retirement plans, and corporate clients. The firm provides a variety of managed account programs and fee-based management of variable annuity and universal life subaccounts, supported by multiple custodial platforms and third-party tools.

Annuities Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Founder/Business Owner Retired
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