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Joel E

Series 66

Kansas City, MO

Ameritas Advisory Services, LLC

Joel Engle is a financial advisor with Ameritas Advisory Services, LLC, holding a Series 66 designation and 22 years of industry experience. He has been with Ameritas Advisory Services since 2021, and has also worked at Ameritas Investment Corp since 2004. Outside of his financial advisory work, Engle serves as a US Army Career Counselor with the US Army Reserve, a role he has held since 2015. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers a variety of managed account programs and fee-based management of variable annuity and variable universal life subaccounts, supported by a network of Investment Adviser Representatives and a comprehensive platform of custodial and third-party resources.

Annuities Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Founder/Business Owner Retired
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Angela G

Series 66

La Jolla, CA

Ameritas Advisory Services, LLC

Angela Grundig is a financial advisor with Ameritas Advisory Services, LLC, holding a Series 66 designation and two years of industry experience. She has held roles at Ameritas Investment Company, LLC and Boom Planning, where she currently serves as an employee and paraplanner. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to a broad client base, including individual investors, retirement plans, charitable organizations, and corporate clients, utilizing a variety of managed account programs and third-party solutions.

Annuities Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Founder/Business Owner Retired
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Rochelle S

Series 63, Series 66

Oceanside, CA

Ameritas Advisory Services, LLC

Rochelle Sanchez is a financial advisor at Ameritas Advisory Services, LLC with 14 years of industry experience. She holds Series 63 and Series 66 designations and has previously worked at US Bancorp Advisors LLC and Union Bank. Sanchez is also involved with BOOM Planning / Canvas Financial, where she provides investment advisory and planning services. Ameritas Advisory Services, LLC offers investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients. The firm supports a range of managed account programs and fee-based management of variable annuity and universal life subaccounts, utilizing various custodial platforms and third-party tools to align portfolios with client objectives.

Annuities Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Founder/Business Owner Retired
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Robert L

CFP®, Series 63, Series 65

Clifton, VA

Ameritas Advisory Services, LLC

Robert Lee is a CFP® professional with 34 years of industry experience. He is currently with Ameritas Advisory Services, LLC and has held positions at Ameritas Life Insurance Corp, OneAmerica Securities, The O.N. Equity Sales Company, Ohio National, and Securities America Advisors, Inc. No notable outside activities are listed. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers various managed account programs and fee-based management of variable annuity and universal life subaccounts, supported by an Investment Committee and third-party partners.

Annuities Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Founder/Business Owner Retired
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Phuoc D

Series 63, Series 65

Rockville, MD

Ameritas Advisory Services, LLC

Phuoc Dang is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 credentials and bringing 43 years of industry experience. He has worked at Ameritas Advisory Services since 2021 and has longstanding roles with Acacia Financial Advisors LLC and Ameritas Life Insurance Corp. In addition to his advisory work, he serves as president of US-Asia Links, providing international business consulting on environmental and clean water initiatives, and is involved in community advisory activities related to the Asian Pacific American community. Ameritas Advisory Services, LLC offers investment advisory and financial planning services to individuals, retirement plans, charitable organizations, and corporate clients through a network of Investment Adviser Representatives. The firm provides a variety of managed account programs, fee-based management of variable products, and supports portfolio construction and monitoring through internal and third-party resources.

Annuities Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Founder/Business Owner Retired
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Carl E

Series 63, Series 65

Omaha, NE

Ameritas Advisory Services, LLC

Carl Eberspacher is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 credentials and 39 years of industry experience. His career includes long-term roles at Ameritas Life Insurance Corp and Ameritas Investment Company, LLC, as well as Central Financial Services, where he has been involved in fixed insurance product sales since 1987. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers a variety of managed account programs and fee-based management of variable annuity and universal life subaccounts, supported by a network of Investment Adviser Representatives and third-party partners.

Annuities Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Founder/Business Owner Retired
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Michael B

Series 63

Canton, OH

Ameritas Advisory Services, LLC

Michael Bruin is a financial advisor with Ameritas Advisory Services, LLC, holding a Series 63 designation and bringing 38 years of industry experience. His career includes roles at Ameritas Life Insurance Company and Benefit Related Services Group Ltd, among others. Outside of advisory work, he is involved in managing real estate properties and serves as trustee of a land trust. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers a variety of managed account programs and fee-based management of variable annuity and universal life subaccounts, supported by an investment committee and third-party partners.

Annuities Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Founder/Business Owner Retired
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Robert N

Series 63, Series 65

Melissa, TX

Ameritas Advisory Services, LLC

Robert Northcut is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has worked with Ameritas Advisory Services since 2021 and has been involved in the financial and insurance sectors through Ameritas Life Insurance Corp., Ameritas Investment Corp., and his own firm, Northcut Financial LLC, for over 20 years. Outside of finance, he serves as the Mayor of Melissa, Texas. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individuals, retirement plans, charitable organizations, and corporate clients. The firm offers a variety of managed account programs and integrates multiple custodial platforms, supporting both discretionary and non-discretionary advisory relationships through a combination of internal resources and third-party partners.

Annuities Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Founder/Business Owner Retired
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Orlando C

Series 63, Series 66

Charlotte, NC

Ameritas Advisory Services, LLC

Orlando Cruz Jr. is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 66 licenses and having 25 years of industry experience. His prior roles include positions at ICMA-RC Services, PNC Investments, MSI Financial Services, MetLife Securities, and Truist Investment Services. He is based in Charlotte, NC. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers managed account programs and fee-based management of variable products, supported by a network of Investment Adviser Representatives and an Investment Committee that collaborates with third-party partners to construct and monitor portfolios.

Annuities Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Founder/Business Owner Retired
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Jack G

Series 65, Series 63

Phoenixville, PA

Ameritas Advisory Services, LLC

Jack Gulati III is a financial advisor at Ameritas Advisory Services, LLC with Series 63 and Series 65 designations and three years of industry experience. His prior roles include positions at New York Life and JP Morgan Chase. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients through a network of Investment Adviser Representatives. The firm offers a variety of managed account programs and fee-based management of variable annuity and universal life subaccounts, supported by an Investment Committee and third-party partners.

Annuities Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Founder/Business Owner Retired
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