Walter Obremski is a CFP®-designated financial advisor with 54 years of industry experience. He is currently associated with B & B Financial Planning Co., Inc. and has prior work experience spanning 35 years at Cutter & Company, Inc., followed by a position at Prospera Financial Services, Inc. Obremski is involved in investment clubs where he participates as a part-owner and broker on accounts. B & B Financial Planning Co., Inc. offers personal financial planning and investment management services to individuals, families, trusts, estates, and related entities. The firm creates customized portfolios through strategic asset allocation, combining passive index and ETF investments with selected active funds, dividend-paying stocks, and municipal bonds, and manages accounts typically on a discretionary basis with periodic reviews.

Theodore Esser is a CFP® and holds a Series 66 license with 12 years of industry experience. He is currently affiliated with B & B Financial Planning Co., Inc. and Cutter & Company Brokerage, having worked previously at Edward Jones. B & B Financial Planning Co., Inc. provides financial planning and discretionary investment management to individuals, families, trusts, estates, and family businesses, managing approximately $102 million for around 117 households. The firm serves both high-net-worth and non-HNW clients, using a strategic asset-allocation approach with a mix of passive ETFs, actively managed funds, dividend-paying stocks, and municipal bonds, including the use of derivatives in separately managed accounts for risk management.

Jason Haldiman is a financial advisor at B & B Financial Planning Co., Inc. with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Cutter & Company, Inc. since 1995. Outside of his core advisory role, he is involved in Medicare insurance sales and serves as an independent contractor assisting non-profit school district employees with retirement healthcare trusts. B & B Financial Planning Co., Inc. provides personal financial planning and investment management to individuals, families, trusts, and estates through written plans, consultations, and ongoing engagements. The firm constructs tailored portfolios using a strategic mix of passive and active investments and manages accounts typically on a discretionary basis with periodic review and rebalancing.