Laura Maksymkow is a financial advisor with B&E Investment Advisers, Inc. in Wayzata, MN, holding the ChFC® designation and Series 63 license. She has 29 years of industry experience and has served in various roles since 2005, including with Valmark Securities, Inc. and affiliated firms. Outside of investment advisory, she is a co-owner and general member of South-Pit LLC, a gravel pit business in Grand Rapids, MN. B&E Investment Advisers provides financial planning, asset management, third-party money manager selection, and pension consulting to individuals, trusts, small businesses, and retirement plans. The firm mainly uses a non-discretionary advisory approach with model portfolios and third-party managers on the Valmark platforms, combining modern portfolio theory and fundamental analysis.

Sarah Kaelberer is a CFP® and ChFC® with 28 years of experience in financial advising. She has worked at B&E Investment Advisers, Inc., B & E Pension Advisers, Inc., Business & Estate Advisers, Inc., and Valmark Securities, Inc. since the mid-1990s and early 2000s. She is president of B&E Investments and serves on the board of directors for the Greater Wayzata Area Chamber of Commerce. B&E Investment Advisers provides financial planning, asset management, third-party money manager selection, and pension consulting for individuals, trusts, small businesses, and retirement plans. The firm primarily uses a non-discretionary approach with model portfolios and third-party managers on Valmark platforms, combining modern portfolio theory, fundamental analysis, and targeted asset allocation.

Ryan Michaelis is a CFP® and ChFC® with 16 years of industry experience, currently serving as Vice President at B&E Investment Advisers, Inc. in Wayzata, MN. He has been with B&E Investment Advisers since 2017 and previously worked at Berthel Fisher & Company Planning, Inc. and Berthel Fisher & Company Financial Services, Inc. In addition to his advisory role, Michaelis holds a 5% ownership interest in both B&E Investment Advisers and B&E Pension Advisers, where he provides financial planning and pension consulting services. B&E Investment Advisers offers financial planning, asset management, third-party money manager selection, and pension consulting to individuals, trusts, small businesses, and retirement plans. The firm primarily uses a non-discretionary investment approach, recommending model portfolios and third-party managers through Valmark platforms, while servicing a client base that includes significant pension consulting engagements.