Ashley Juliano is a financial advisor at Bay Capital Advisors, LLC in Virginia Beach, VA. She holds a Series 65 designation and has one year of industry experience. Prior to joining Bay Capital Advisors, she worked at Accenture Federal Services and was involved with Kings High Media LLC. Bay Capital Advisors is a fee-only advisory firm serving individual, high-net-worth, business, and charitable clients with discretionary portfolio management, financial planning, and consulting services. The firm employs a top-down macroeconomic and fundamental investment approach, customizing portfolios primarily with mutual funds and ETFs, and manages approximately $196 million across about 175 client relationships.

Arcelia Wicker is a financial advisor at Bay Capital Advisors, LLC with three years of industry experience. She holds the ChFC® designation and the Series 65 license. Prior to joining Bay Capital Advisors, she served in the United States Navy for seven years. Bay Capital Advisors is a fee-only advisory firm serving individual and high-net-worth clients, as well as business and charitable entities. The firm employs a top-down macroeconomic and fundamental analysis approach combined with a core-satellite implementation, managing approximately $196 million across about 175 client relationships.

Edward Sallee is a financial advisor with Bay Capital Advisors, LLC in Virginia Beach, VA, holding CFP® and Series 66 credentials and bringing 11 years of industry experience. Prior to his financial advisory career, he worked at ProEquities, Inc. and serves as a Captain in the U.S. Navy. Outside of his advisory role, he is president of two business consulting firms focused on expense reduction and serves as a board member for a local nonprofit supporting court-appointed special advocates. Bay Capital Advisors is a fee-only firm serving individual, high-net-worth, business, and charitable clients, managing approximately $196 million across 175 relationships with a four-advisor team. The firm employs a top-down macroeconomic and fundamental investment process with customized portfolios typically using mutual funds and ETFs, and it offers both discretionary management and a range of planning and consulting services.

Vivian Honeycutt is a CFP® professional with 25 years of industry experience currently with Bay Capital Advisors, LLC. She has previously worked at Honeycutt Financial Services, LLC, Kestra Investment Services, LLC, and PRUCO Securities, LLC. Honeycutt operates as part of a five-advisor team based in Virginia Beach, VA. Bay Capital Advisors serves individual and high-net-worth clients, trusts, estates, business entities, and charitable organizations through discretionary portfolio management and financial planning. The firm employs a combined top-down macroeconomic and fundamental analysis approach with core-satellite portfolio construction, tailoring portfolios to client objectives and reviewing them quarterly.

James Upshaw is a financial advisor at Bay Capital Advisors, LLC in Virginia Beach, VA, with two years of industry experience and a Series 65 designation. Prior to entering the financial industry, he served 20 years in the United States Navy and has worked with the City of Chesapeake since 2024. Outside of advising, he has been involved with Centerville Baptist Church. Bay Capital Advisors serves individual and high-net-worth clients, trusts, estates, business entities, and charitable organizations through discretionary portfolio management, investment analysis, and both one-time and ongoing financial planning. The firm combines top-down macroeconomic and fundamental analysis with core-satellite portfolio construction, favoring mutual funds and ETFs while accommodating individual-security preferences.