Timothy Lee is a CFP® professional with three years of experience at Bluestem Financial Advisors, LLC and previous work experience at Costco Wholesale and Chipotle. He is based in Savoy, Illinois. Bluestem Financial Advisors is a fee-only firm providing comprehensive financial planning and discretionary portfolio management to individuals and families, focusing on young professionals, pre-retirees, and university professionals. The firm emphasizes strategic asset allocation using low-cost, passive index funds and ETFs, offers ESG investment options, and includes tax preparation in its comprehensive retainer agreements.

Nicholas Vogel is a CFP® with six years of industry experience, currently serving as a financial advisor at Bluestem Financial Advisors, LLC since 2018. Prior to this, he worked at Martin Hood LLC for six years. Bluestem Financial Advisors is a fee-only firm providing comprehensive financial planning and discretionary portfolio management to individuals and families, including young professionals, pre-retirees, and university professionals. The firm employs a strategic asset allocation approach using primarily low-cost, passive index funds and ETFs, offers ESG fund options upon client request, and acts as a fiduciary for retirement accounts under written retainer agreements.

Jacob Kuebler is a CFP® with 16 years of industry experience, currently serving at Bluestem Financial Advisors, LLC since 2011. He is also a part-time lecturer at the University of Illinois at Urbana-Champaign. Bluestem Financial Advisors is a fee-only firm that provides comprehensive financial planning and discretionary portfolio management to individuals and families, focusing on young professionals, pre-retirees, and university professionals. The firm emphasizes strategic asset allocation using low-cost, passive index funds and ETFs, offers ESG options, and delivers integrated planning across multiple financial areas under retainer agreements tailored to client objectives.

Johnathan Frerichs is a CFP® professional with experience at Bluestem Financial Advisors, LLC and Busey Wealth Management. He has a background that includes work at the University of Illinois - Champaign-Urbana and Rantoul City Schools. Bluestem Financial Advisors is a fee-only firm serving individuals and families, particularly young professionals, pre-retirees, and university staff. The firm provides comprehensive financial planning and discretionary portfolio management, emphasizing strategic asset allocation with low-cost, passive index funds and ETFs.

Joshua Cutler is a Certified Financial Planner (CFP®) with 14 years of industry experience. He has been with Bluestem Financial Advisors, LLC since 2014. Bluestem Financial Advisors is a fee-only firm that provides comprehensive financial planning and discretionary portfolio management to individuals and families, focusing on young professionals, pre-retirees, and university professionals. The firm emphasizes strategic asset allocation using low-cost, passive index funds and ETFs, offers ESG options upon client request, and delivers integrated planning across multiple financial areas through tailored retainer agreements.

Samuel Wesley is a CFP® and holds a Series 65 license, currently serving at Bluestem Financial Advisors, LLC. He has experience in financial services roles since 2020, including positions at Safe Retirement Systems, Inc. and Tammy Goodman Financial. Wesley’s background also includes four years at the University of Illinois and prior work at St. Joseph - Ogden High. Bluestem Financial Advisors is a fee-only firm offering comprehensive financial planning and discretionary portfolio management to individuals and families, including young professionals, pre-retirees, and university staff. The firm emphasizes strategic asset allocation primarily via low-cost, passive index funds and ETFs, and provides integrated planning services covering investments, tax, estate, insurance, retirement, education funding, and small-business needs.

Joseph Miebach is a CFP® professional with nine years at Bluestem Financial Advisors, LLC and two years of industry experience. Before joining Bluestem, he worked at Common Ground Publishing for one year. Bluestem Financial Advisors is a fee-only firm offering comprehensive financial planning and discretionary portfolio management to individuals and families, focusing on young professionals, pre-retirees, and university professionals. The firm emphasizes strategic asset allocation with low-cost, passive index funds and ETFs, providing integrated planning services under written retainer agreements.