Lucas Mansberger is a CFP® and CFA® affiliated with Breakwater Capital, with four years of industry experience. He previously worked at Greenleaf Trust for seven years before joining Breakwater Capital in 2022. Breakwater Capital serves individuals, high-net-worth clients, families, small businesses, and nonprofit organizations, providing comprehensive financial planning and discretionary investment management. The firm emphasizes asset-class analysis and fundamental research, incorporates options strategies alongside mutual funds and ETFs, and performs regular portfolio reviews for ongoing accounts.

Ross Pollard is a CFP® with 16 years of industry experience, currently serving as an advisor at Breakwater Capital since 2015. His prior experience includes roles at IDS Life Insurance Company and American Express Financial Advisors, where he has worked since 2001. Breakwater Capital provides comprehensive financial planning and discretionary investment management to individuals, high-net-worth clients, families, small businesses, and nonprofit organizations. The firm’s portfolio construction relies on asset-class analysis and fundamental research, incorporating options strategies alongside mutual funds and ETFs, and typically manages assets totaling approximately $156.6 million.