Terrence Heafey is a CFP® with 30 years of industry experience, currently serving at Brickwork Financial Planning, LTD in Orland Park, IL. His prior work includes roles at 4 Wealth Advisors, Inc., PURSHE KAPLAN STERLING INVESTMENTS, Inc., and A.G. Edwards & Sons, Inc. He is also a member of the Palos Consolidated Elementary School District 118 School Board. Brickwork Financial Planning provides financial planning and consulting services to individuals, pension and profit-sharing plans, charitable organizations, and businesses. The firm offers written analyses and implementation recommendations without discretionary portfolio management, charging fees based on fixed, hourly, or negotiated planning arrangements.

Ryan Kavois is a CFP® professional with 20 years of industry experience, currently serving at Brickwork Financial Planning, LTD. He has held roles at firms including 4Wealth Advisors, Inc., IPI Asset Management, Inc., and Wells Fargo Clearing. Kavois is also involved in insurance sales as an owner and officer of Brokerage Unlimited. Brickwork Financial Planning offers financial planning and consulting services to individuals, pension and profit-sharing plans, charitable organizations, and businesses. The firm focuses on written analyses and implementation recommendations without discretionary portfolio management, emphasizing fixed or hourly fee arrangements and using tools such as MoneyGuide Pro and FI360 to support its planning process.