John Horan III is a financial advisor with Bristol Financial LLC in Clayton, MO, holding a Series 66 designation and having 22 years of industry experience. He worked at Merrill from 2002 to 2015 before joining Bristol Wealth Management LLC, where he has been since 2015. Bristol Financial LLC provides portfolio management, financial planning, and consulting services primarily to individuals, high-net-worth individuals, and business entities. The firm focuses on non-discretionary asset management, employing fundamental analysis and a mix of strategies, and sponsors a wrap fee program that combines portfolio management and transaction costs.

David Apted is a financial advisor with Bristol Financial LLC, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He joined Bristol Financial in 2018 after working at Forest Securities Inc. Apted is the managing member of David M. Apted, LLC, an RIA applicant in Missouri, and is also a licensed insurance agent who occasionally offers insurance products to clients. Bristol Financial LLC provides portfolio management, financial planning, and consulting services to individuals, high-net-worth clients, and business entities. The firm operates primarily on a non-discretionary basis, manages $84 million in assets, and employs a mix of investment strategies including long-term equity positions, short sales, and options.