Roman Spear is a CFP® professional with four years of industry experience, currently serving as an advisor at Cambria Wealth Management. His prior roles include positions at Charles Schwab & Co., Inc., Equitable Advisors, and AXA Advisors, LLC. Cambria Wealth Management provides fee-based discretionary portfolio management and financial planning to individuals, trusts, estates, charitable organizations, and business entities, serving both high-net-worth and non-HNW clients. The firm employs a tactical allocation strategy using fundamental, technical, and cyclical analysis, managing portfolios on a discretionary basis with an emphasis on risk management and opportunistic tax strategies.

Justin Rees is a CFP® with 18 years of industry experience, currently serving as an advisor at Cambria Wealth Management. He previously worked at Robert Baird & Co. and Avantax Advisory Services among other firms. He serves as a trustee for a family trust, managing distributions in accordance with the trust terms. Cambria Wealth Management provides fee-based discretionary portfolio management and financial planning to individuals, trusts, estates, charitable organizations, and business entities, serving both high-net-worth and non-HNW clients. The firm employs a tactical allocation strategy using fundamental, technical, and cyclical analysis, managing portfolios on a discretionary basis with an emphasis on risk management and opportunistic tax harvesting.