I'm Linda Rapisardo, CFP® and founder of Canela Wealth, a flat-fee, advice-only financial planning firm for first-generation wealth builders. My clients are first-gen professionals in their 30s and 40s who have worked hard to build successful careers, but never got a roadmap for what comes next. They're the ones who 'made it,' so the family might turn to them with money questions. Meanwhile, they're asking themselves: Am I saving enough? Am I spending too much? What should I be prioritizing right now? That mental load can feel overwhelming, especially when you've spent most of your life figuring things out on your own. I know that feeling. I grew up in a working-class, immigrant family where my parents navigated an unfamiliar financial system without anyone trustworthy to guide them. The 2008 financial crisis hit us hard. My parents were smart, resourceful, and hardworking, but the system wasn't designed with them in mind. I saw what it costs a family to go it alone, and it shaped who I am as a planner today. My goal is to be the person my parents never had: someone who cuts through the noise, explains how things actually work, and makes sure you never feel alone navigating the financial system. I believe transparency and education are everything. I'm an advice-only planner, which means you pay for advice and maintain control of your assets. I do not sell products or earn commissions. I help with comprehensive financial planning, including cash flow, debt strategy, retirement projections, tax planning, insurance review, home-buying decisions, and investment guidance for those managing their own portfolios. When I'm not helping clients, I'm chasing my two kiddos, Luca (5) and Camila (2), and dreaming up our next big family trip.