Gabriel Macias is a financial advisor at Capital Analysts with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Lincoln Investment since 2017, with prior experience at Legend Advisory Corporation and Legend Equities Corporation. In addition to his advisory role, he has assisted with tax preparation and investment support as an administrative assistant to another investment advisor representative. Capital Analysts serves a diverse client base including individual and high-net-worth investors, trusts, foundations, and charitable organizations. The firm offers portfolio management, custom and model portfolios, and retirement-plan advice through a nationwide network of independent advisors and in-house investment teams utilizing proprietary portfolio construction tools.

Matthew Palmgren is a financial advisor with Capital Analysts in Worcester, MA, holding Series 63 and Series 65 licenses and 15 years of industry experience. His prior roles include positions at Lincoln Investment Planning, Raymond James and Associates, and Fidelity Investments Institutional Services. He serves on the board of Rutland Youth Soccer, engaging with the local youth soccer community. Capital Analysts provides investment and retirement planning services to individual and institutional clients, offering both discretionary and non-discretionary portfolio management through a nationwide network of independent advisors and in-house teams.

Lauren Snider is a financial advisor with Capital Analysts in Renton, WA, holding a Series 66 designation and four years of industry experience. Her background includes roles at Thrivent Financial, Lincoln Investment, and CHS NW. Outside of financial advising, she is involved in social media marketing for Buckskin Brand, a horse gear boutique. Capital Analysts serves a diverse client base including individual and high-net-worth investors, trusts, foundations, businesses, and charitable organizations. The firm offers portfolio management, custom and model portfolios, access to third-party managers, and retirement-plan advice through a nationwide network of independent advisors and in-house investment management.

Virginia Harriett is a CFP® with 44 years of industry experience, currently affiliated with Capital Analysts. She has worked at Lincoln Investment Planning, Inc. since 1983. Outside of her advisory role, she serves as chair of the administrative council at Medford United Methodist Church and is a member of a professional board where she presents on CFP Ethics annually. Capital Analysts serves a diverse client base including individuals, high-net-worth investors, trusts, foundations, businesses, and charitable organizations. The firm offers portfolio management and retirement-plan advice through a network of independent advisors and an in-house investment team utilizing a proprietary mutual fund screening process.

Valerie Love Parker is a financial advisor at Capital Analysts with 22 years of industry experience and holds a Series 66 designation. She has worked at Lincoln Investment since 2017 and previously at Legend Equities Corporation and Waddell & Reed. Outside of her advisory role, she is the CEO and founder of Phoenix Financial for Abundant Prosperous Life, where she promotes financial literacy through educational workshops targeted at youth and young adults. Additionally, she volunteers in community advocacy and works as an usher at Broadway in Chicago. Capital Analysts serves a diverse clientele, including retail and institutional investors, trusts, foundations, businesses, and charitable organizations. The firm offers portfolio management and retirement-plan advice delivered through a combination of in-house discretionary management and advisor-managed third-party strategies.

Louis Deppas is a financial advisor with Capital Analysts and holds the Series 63 designation. He has 38 years of industry experience, including roles at Lincoln Investment, Legend Advisory Corporation, and Legend Equities Corporation. Outside of advising, he is involved in several local organizations, serving on the boards of the Lucy Desi Center and the Chautauqua Sports Hall of Fame, and participates in the finance committee of the Chautauqua Region Community Foundation. Capital Analysts serves retail and institutional clients such as high-net-worth individuals, trusts, foundations, businesses, and charitable organizations. The firm offers portfolio management and retirement plan advice through a nationwide network of independent advisors and in-house investment management using a proprietary mutual fund screening process.

Hugh Roberts is a CFP® with over 41 years of experience in the financial industry. He has been associated with Capital Analysts since 2006 and Lincoln Investment since 2012. Roberts also advises family-owned businesses on succession planning and authored a book titled *Help I've Got Family in the Business*. Capital Analysts serves a range of clients including individual and high-net-worth investors, trusts, foundations, businesses, and charitable organizations. The firm offers portfolio management, advisor-managed custom and model portfolios, access to third-party managers, and retirement-plan advice through a nationwide network of independent advisors and in-house investment management.

Don Adwell is a financial advisor with Capital Analysts who holds a Series 65 designation and has 14 years of industry experience. He has worked at Lincoln Investment Planning, Inc. since 2011 and also serves as a volunteer board member for the Tampa Firefighters Museum and as a fiduciary trustee for the Tampa Firefighters and Police Officers Employees Health Plan. Additionally, he is a licensed agent offering fixed annuities and life insurance through West Coast Financial Group. Capital Analysts serves a diverse client base including individual and high-net-worth investors, trusts, foundations, businesses, and charitable organizations. The firm provides portfolio management, custom and model portfolios, access to third-party managers, and retirement-plan advice through a network of independent advisors and firm-managed programs.

Freddie Watson is a financial advisor with Capital Analysts in Columbia, MD, holding Series 63 and Series 65 credentials and having 45 years of industry experience. He has worked with Lincoln Investment Planning, Inc. for over three decades. Outside of advising, Watson serves as president of Watson Family Farms LLC. Capital Analysts serves a diverse client base including individuals, high-net-worth investors, trusts, foundations, businesses, and charitable organizations. The firm offers portfolio management and retirement-plan advice through a nationwide network of independent advisors and proprietary investment processes.

Daniel Danese is a CFP® professional with 40 years of industry experience. He is affiliated with Capital Analysts and has held roles at Legacy Solutions, LLC, Lincoln Investment, and Capital Analysts Inc. In addition to his advisory work, he serves as president of Legacy Solutions Incorporated, which engages in insurance sales focused on risk management. Capital Analysts serves a diverse client base including individual and high-net-worth investors, trusts, foundations, businesses, and charitable organizations. The firm offers portfolio management, advisor-managed and model portfolios, access to third-party managers, and retirement-plan advice through both discretionary and non-discretionary investment approaches.

Benjamin Weinberger is a CFP® and holds a Series 66 license with four years of industry experience. He is currently affiliated with Capital Analysts and Lincoln Investment, having previously worked at Cetera and operated a self-employed financial services practice. Outside of his advisory roles, he provides insurance services related to life and long-term care coverage. Capital Analysts serves a diverse client base that includes retail, high-net-worth individuals, trusts, foundations, businesses, and charitable organizations. The firm offers portfolio management, custom and model portfolios, access to third-party managers, and retirement-plan advice through a nationwide network of advisors and in-house investment teams.

Brian Haubenstock is a ChFC® credentialed financial advisor with 43 years of industry experience. He is currently with Capital Analysts and has prior experience at Lincoln Investment and Cincinnati Analysts, Inc. He serves as president of the Center for Insurance Research, a nonprofit organization, and as chairman of the board of the Behavioral Diabetes Institute, a not-for-profit institute. Capital Analysts provides investment and retirement-plan advice to a diverse client base that includes individual investors, institutions, trusts, foundations, businesses, and charitable organizations. The firm offers portfolio management through both discretionary and non-discretionary approaches, utilizing in-house investment research and third-party managers, and operates a nationwide network of independent advisors.

Thomas Bird is a financial advisor with Capital Analysts in Syracuse, NY, holding a Series 63 designation and 34 years of industry experience. His prior work includes roles at Lincoln Investment, Legend Advisory Corporation, and Legend Equities Corporation. Bird also works as a self-employed tax preparer during tax season. Capital Analysts serves both retail and institutional clients, offering portfolio management, advisor-managed model portfolios, and retirement-plan advice through a nationwide network of independent advisors and in-house investment management.

Adam Pearce is a financial advisor with Capital Analysts in Tempe, AZ, holding the CFP® designation and Series 63 and 66 licenses. He has 27 years of industry experience, including 14 years at Legend Equities Corporation and 9 years at Lincoln Investment. Pearce is also an author and teaches Financial Peace University classes focused on financial literacy. Capital Analysts serves retail and institutional clients, providing portfolio management, advisor-managed custom and model portfolios, access to third-party managers, and retirement-plan advice through a nationwide network of independent advisors and firm-managed programs. The firm employs both discretionary and non-discretionary investment strategies supported by an in-house investment management and research team using a proprietary mutual fund screening process.

Raymond Donnelly is a financial advisor with Capital Analysts in Garden City, NY, holding a Series 63 designation and having 39 years of industry experience. He has been affiliated with Lincoln Investment since 2010 and MassMutual Life Insurance Company since 2009. Donnelly is also the owner of Advisors Resource Group, Ltd., a life and health insurance sales business, and serves on the board of directors for the South Shore Child Guidance Center. Capital Analysts serves a diverse client base including individual and high-net-worth investors, trusts, foundations, businesses, and charitable organizations. The firm offers portfolio management, custom and model portfolios, access to third-party managers, and retirement-plan advice through a network of independent advisors and firm-managed programs.

Lynn Kaplan is a CFP® with 45 years of industry experience currently affiliated with Capital Analysts. She has held roles at Lincoln Investment, Aag Securities, Commonwealth Equity Services, and Horizon Group Insurance & Agency since 1985. Outside of traditional advisory work, she serves as a Managing General Agent involved in the sale and supervision of fixed annuities, life insurance, and long-term care insurance. Capital Analysts serves a diverse client base including individuals, high-net-worth investors, trusts, foundations, businesses, and charitable organizations. The firm provides portfolio management and retirement-plan advice through a nationwide network of independent advisors and firm-managed programs, utilizing both discretionary and non-discretionary investment approaches supported by proprietary research tools.

Frank Violante is a financial advisor with Capital Analysts, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His prior roles include positions at Lincoln Investment, Wells Fargo Clearing, Wells Fargo Advisors LLC, TD Wealth Management Services Inc., Banc of America Investment Services, Quick & Reilly, and Prudential Equity Group. Capital Analysts serves a diverse client base that includes individual and high-net-worth investors, trusts, foundations, businesses, and charitable organizations. The firm offers portfolio management, advisor-managed portfolios, access to third-party managers, and retirement-plan advice through a network of independent advisors and firm-managed programs.

Marc Panaro is a financial advisor at Capital Analysts with 27 years of industry experience. He holds the CFP® certification along with Series 63, 65, and 66 licenses. His prior experience includes roles at Lincoln Investment, Legend Advisory Corporation, and Legend Equities Corporation. Capital Analysts serves a diverse client base including individual and high-net-worth investors, trusts, foundations, businesses, and charitable organizations. The firm offers portfolio management, custom and model portfolios, third-party manager access, and retirement-plan advice through a nationwide network of independent advisors and firm-managed programs.

David Levine is a financial advisor at Capital Analysts with 20 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Lincoln Investment and GLP Investment Services. Outside of his advisory role, he supports his son in launching and managing a college small business venture. Capital Analysts serves retail and institutional clients, offering portfolio management, custom and model portfolios, access to third-party managers, and retirement-plan advice through a nationwide network of independent advisors and in-house teams.

Christopher Duffy is a CFP® with 26 years of industry experience. He is currently affiliated with Capital Analysts and Lincoln Investment, where he has worked since 1999 and 2012, respectively. Duffy serves as president of Capital Analysts of New England and is vice chair of planned giving for the South Shore Hospital Charitable Foundation. He is also an attorney involved in drafting estate planning legal documents. Capital Analysts serves a diverse client base, including individual and high-net-worth investors, trusts, foundations, businesses, and charitable organizations, providing portfolio management and retirement-plan advice. The firm combines discretionary investment management through an internal research team with non-discretionary solutions delivered by advisors and third-party managers.