James Lambert is a CFP® with 24 years of industry experience, currently serving at Capital Trust Advisors. He previously led Lambert Wealth Advisory, LLC for 12 years and worked at UC Davis for over two decades. His credentials also include Series 63 and Series 65 licenses. Capital Trust Advisors is a multi-advisor firm that provides discretionary wealth management and financial planning services to individual, high-net-worth, and institutional clients. The firm uses a combination of fundamental, technical, and cyclical analysis to manage portfolios primarily invested in mutual funds and ETFs.

John Goldberg is a CFA® charterholder with 25 years of industry experience. He has led Goldberg Advisers, LLC since 1999. Goldberg is based in Piedmont, CA, and works as part of a four-advisor team at Capital Trust Advisors. Capital Trust Advisors serves individual and high-net-worth clients, as well as institutional entities including trusts, estates, pension, and charitable organizations. The firm provides discretionary wealth management and financial planning, managing portfolios across equity, fixed-income, and balanced strategies using a combination of fundamental, technical, and cyclical analysis.

Sanford Lowengart is a financial advisor with Capital Trust Advisors (Goldberg Advisers, LLC) and holds Series 63 and Series 65 licenses. He has 23 years of industry experience and has been with Goldberg Advisers since 2013. Capital Trust Advisors serves individual and high-net-worth clients as well as institutional entities, providing discretionary wealth management and financial planning with a focus on asset allocation, retirement, tax, and cash-flow planning. The firm manages portfolios primarily invested in mutual funds and ETFs, using a combination of fundamental, technical, and cyclical analysis.