Nichole Coyle is a CFP® with 14 years of industry experience, currently affiliated with Cetera. She has held roles at Impact Financial Planning, Impact Wealth Management, and Cetera since 2023. In addition to her financial advisory work, she owns Nichole Coyle Photography, LLC, where she books photo sessions and sells prints. She also operates a business education and coaching venture producing blog posts, workbooks, and e-courses. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diversified portfolio management options and financial planning services through a large network of independent advisors, utilizing both affiliated and third-party investment managers.

Michael Giandolfo is a financial professional with Cetera, holding a Series 66 designation and over 33 years of industry experience. He has been with Cetera and Cetera Financial Specialists LLC since 2005 and also serves as president of his own accounting and tax services firm, Michael J. Giandolfo CPA PC. Outside of his advisory role, he manages this separate CPA practice. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with access to a broad range of portfolio management options and third-party managers.

Tonia Green is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and seven years of industry experience. Her work history includes roles at The Prudential Insurance Company of America, Pruco Securities LLC, and Walcyk Financial Services. Outside of her advisory work, she is co-owner of Green Acres' Performance Horses, LLC, a horse boarding facility. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and retirement services, utilizing a multi-manager platform with both affiliated and third-party model portfolios.

Susan Powers is a financial advisor with Cetera, holding a Series 66 designation and 17 years of industry experience. She previously worked at Edward Jones for 12 years before joining Cetera and also owns and manages Powerhouse Wealth Management LLC. Additionally, she is licensed to sell fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers, and manages over $256 billion in assets across more than 10,000 advisors.

Robert Dulskis is a financial advisor with Cetera, holding Series 63, 65, and 66 licenses and bringing 42 years of industry experience. He has worked at Cetera Wealth Services, LLC since 2019 and previously spent over a decade with Summit Financial Group Inc and Summit Brokerage Services Inc. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients nationwide. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party managers.

Robert Lobdell is a financial advisor at Cetera with 30 years of industry experience. He holds Series 63 and Series 65 designations and previously worked for Concourse Financial Group Securities Inc for 17 years. Outside of his advisory role, he assists his son as an independent insurance producer in selecting fixed life and fixed annuity products. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutions through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

David Roche is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has worked at Cetera since 2019 and previously served at Foresters Advisory Services and Foresters Financial. Additionally, he provides financial advisor coaching and consulting and is the owner of Roche Capital Enterprises. Cetera Investment Advisers LLC is an SEC-registered firm serving individual clients, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party managers.

Robert Mason Jr. is a financial advisor at Cetera with 19 years of industry experience. He holds a Series 66 designation and has previously worked at Avantax Advisory Services and 1st Global Advisors. Mason is also president of Coast Financial Services Wealth Management Inc. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services via multiple program platforms and third-party money managers.

John Gibbs Jr. is a financial advisor at Cetera with Series 63 and Series 65 credentials and 29 years of industry experience. He has worked with Avantax Advisory Services and Avantax Insurance Agency and currently manages Gnomestead Productions LLC, overseeing property management and development activities. Gibbs also leads Fortress Financial Advantage, LLC, a tax preparation and accounting firm. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers diverse portfolio management and consulting services through a large nationwide network of independent advisors, utilizing a multi-manager platform and a variety of program structures.

Donald Leonard Jr. is a financial advisor at Cetera with over 21 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Cetera and Voya Financial Advisors. Leonard is also the owner of Keith Leonard, LLC, which involves fixed insurance product sales, and he serves as a board member of a local condominium association and holds a position in the Wolfforth-Frenship Masonic Lodge. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers multiple portfolio management options and financial planning services, operating a multi-manager platform that supports various investment strategies across numerous program structures.

Pamela Zschoche is a CFP® professional with 26 years of experience in the financial services industry. She is currently affiliated with Cetera and has worked with related firms since 2004. In addition to her advisory role, she owns and operates Zschoche Financial Planning and serves as owner, president, and treasurer of Zschoche Farms, Inc. Cetera Investment Advisers LLC is a large SEC-registered firm serving a broad client base, including individuals, retirement plans, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party strategies.

John Strickler is a financial advisor with Cetera, holding a Series 66 designation and 13 years of industry experience. His prior roles include positions at Morgan Stanley and Hancock Whitney Bank. He serves as a board member and president for Trinitas Christian School. Cetera Investment Advisers LLC is an SEC-registered firm that provides advisory services through a nationwide network of independent advisors, serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services, utilizing a multi-manager platform with access to various investment strategies and program structures.

Randel Rix is a financial advisor at Cetera with 29 years of industry experience. He holds Series 63 and Series 66 designations and has been affiliated with Cetera and its related entities since 2024. Prior to that, he worked at Avantax Advisory Services and Avantax Investment Services for nearly three decades. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors, employing a multi-manager platform with various program options and custodial relationships.

Frederick Bates is a CFP® professional with six years of experience in the financial services industry. He is currently affiliated with Cetera and also holds ownership roles in Compass Capital Management and CC Brokerage, which focus on financial services and fixed insurance sales. Additionally, he owns OptiFormance LLC, a sport coaching and refereeing business that is currently inactive. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. It offers a multi-manager platform with access to various portfolio management options and third-party money managers, supporting both discretionary and non-discretionary account structures.

Curtis Meono is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 18 years of industry experience. He has been associated with Cetera and related entities since 2013 and serves as a registered administrative assistant at Vantage Financial Group, Inc. He also works as an insurance agent selling life, disability, annuities, and long-term care products. Cetera Investment Advisers LLC is a large SEC-registered adviser that serves individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and consulting services and operates a multi-manager platform with various investment program options and custodial relationships.

Timothy Negro is a financial advisor with Cetera, holding Series 63 and Series 65 designations and possessing 41 years of industry experience. He has been associated with Cetera and its affiliate, Cetera Wealth Services, LLC, since 2013. Outside of his advisory role, he is the owner of Tim Negro Investments, a retail stock brokerage. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with access to various portfolio management strategies and third-party managers, supporting both discretionary and non-discretionary accounts.

Edward Heller is a financial advisor with Cetera, holding a Series 63 designation and 27 years of industry experience. He has worked with Avantax Advisory Services and National Tax Service Inc., among other firms, and serves as managing partner at Heller & Filippone LLP, an accounting services firm. Heller is also involved in mortgage consulting and insurance planning through HF Financial Group LLC. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management solutions, combining access to affiliated and third-party managers and various program structures.

Val Dille is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. His prior work includes long tenures at Avantax Insurance Agency, Avantax Advisory Services, and Avantax Investment Services, as well as running his own firm, Dille & Associates Chartered. Outside of advising, he serves as president of the Elders Quorum for his local ward of The Church of Jesus Christ of Latter-day Saints. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a nationwide network of independent advisors serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers, serving over 800,000 clients with more than $256 billion in assets under management.

John Cerulli is a financial advisor at Cetera with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at firms including JPMorgan Chase Bank, J.P. Morgan Securities, LPL Financial, and Jovia Financial Credit Union. Cerulli is also the owner of JCJr trd llc, a business unrelated to his primary advisory role. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform, providing advisors with access to various model portfolios and investment programs.

Zachary Allen is a financial advisor with Cetera, holding a Series 66 designation and over 20 years of industry experience. His work history includes roles at First Financial Equity Corporation and multiple capacities within Cetera-affiliated entities. Outside of traditional advisory activities, he manages BuffChili, a business that refers clients and banks to FDIC-insured programs. Cetera Investment Advisers LLC is a large, SEC-registered firm serving a wide range of clients, including individuals, retirement plans, and institutional accounts. The firm offers discretionary and non-discretionary portfolio management through a multi-manager platform, combining affiliated and third-party strategies with various program structures.