James Burgess Jr. is a CFP®-credentialed financial advisor with 16 years of industry experience, currently affiliated with Cetera. His career includes prior roles at Purk & Associates, P.C. and 1st GLOBAL ADVISORS, Inc. He also serves as a Sergeant Major in the Missouri National Guard. Cetera Investment Advisers LLC is a nationwide SEC-registered firm that supports a broad client base, including individual investors, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers diversified investment management options through a multi-manager platform, combining affiliated and third-party strategies across discretionary and non-discretionary program structures.

Alexander Morrall is a CFP® professional with 10 years of industry experience, currently affiliated with Cetera. He has held roles at multiple firms, including Fortune Financial and Securian Financial Services. Outside of his advisory work, Morrall owns the Twin Cities Wellness Collective, a business based in Minnetonka, MN. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base ranging from individual investors to institutional accounts. The firm offers various portfolio management and consulting services through a multi-manager platform that supports customized investment strategies and access to third-party money managers.

Steven Rosauer is a CFP® professional with 37 years of industry experience, currently affiliated with Cetera. He has worked at Cetera since 2021 and previously spent seven years with VOYA Financial Advisors. Rosauer also owns Rosauer Financial, a financial services business, and serves as club chaplain for the Moose Lodge 328 in Waterloo, Iowa. Cetera Investment Advisers LLC is a multi-manager platform serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of over 10,000 advisors.

Hardik Shah is a financial professional with 23 years of industry experience. He currently works at Cetera and holds Series 63 and Series 65 licenses. Prior to joining Cetera in 2023, he spent two decades with Minnesota Life and Securian Financial Services. Shah is also an author. Cetera Investment Advisers LLC operates a large nationwide network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers various portfolio management and financial planning services through multiple program structures and managerial options.

William Silvan is a CFP® with 36 years of industry experience. He is currently with Cetera and has previously worked at Fiduciary Trust and Avantax Advisory Services, among others. In addition to his advisory work, he owns a tax preparation and consulting business and serves as treasurer of a local homeowners association. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers diverse portfolio management and consulting services, operating a multi-manager platform with access to both affiliated and third-party investment strategies.

Neel Hasan is a CFA® charterholder with eight years of industry experience. He is currently with Cetera and its affiliated entities, where he has worked since 2021. Prior to that, he was employed at Institutional Cash Distributors, LLC and Merrill. Outside of his advisory role, he is a member of BLU LOTUS LLC, a real estate LLC. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and operates a multi-manager platform with access to various investment strategies and program structures.

Elizabeth Mccormack is a CFP® with 15 years of experience in financial advisory roles. She is currently a partner and financial advisor at Lanier-McCormack Wealth Management and has been with Cetera since 2025. Mccormack also serves on the board of the Miller Theater in Augusta, Georgia. Cetera Investment Advisers LLC is an SEC-registered firm that provides services through a large nationwide network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and retirement services, operating a multi-manager platform with various program structures and investment options.

Ashley Parks is a financial advisor with Cetera in Colorado Springs, CO, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. Prior to joining Cetera in 2023, Parks was affiliated with Martin Financial Group since 1999 and held roles with Securian Financial Services, Inc. and Minnesota Life Insurance Company. Parks is also the owner of a book publishing business. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, employer-sponsored, corporate, charitable, and institutional clients through a network of independent advisors. The firm offers a multi-manager platform with diverse portfolio management options, including discretionary and non-discretionary services, and oversees over $256 billion in assets.

Michael Paulus is a CFP® and ChFC® with 16 years of industry experience. He is currently with Cetera and has held roles at Cetera Wealth Services, North Star Consultants, CRI Securities, and Minnesota Life Insurance Company. Paulus is also involved with Paulus Ventures LLC and participates in fixed insurance sales through North Star Consultants. Cetera is an SEC-registered adviser serving a diverse client base that includes individual investors, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to a range of investment strategies and third-party money managers.

Tony Kelly is a CFP® with 16 years of experience in the financial services industry. He is currently affiliated with Cetera and has held roles at King Financial Network since 2015 and Commonwealth Financial Network from 2015 to 2025. Outside of his advisory work, he serves as Director of Financial Planning at King Financial Network. Cetera Investment Advisers LLC is an SEC-registered firm supporting a nationwide network of independent advisors who serve individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through multiple program structures and a mix of discretionary and non-discretionary authorities.

Jonathan Smith is a financial advisor with Cetera, holding a Series 66 designation and 16 years of industry experience. He has worked with Cetera since 2013 and operates in Boone, NC. Outside of his advisory role, he serves as Vice President of Lifestore Bank and sells fixed insurance products including life, health, disability, fixed annuities, and long-term care insurance. Cetera Investment Advisers LLC is an SEC-registered firm serving individual and institutional clients through a nationwide network of independent advisors. The firm offers diverse portfolio management and financial planning services, utilizing multiple program structures and a multi-manager platform that includes affiliated and third-party model portfolios.

David Obedin is a financial advisor at Cetera with 32 years of industry experience. He holds the CFP® and ChFC® designations and has worked with several firms including Securian Financial Services and Coop Insurance Agency. Outside of his advisory role, he serves as a voting commissioner and treasurer for the St. Louis Art Museum and Foundation and holds a position as a city alderman. Cetera Investment Advisers LLC is an SEC-registered advisor serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of investment options including model portfolios, third-party managers, and bespoke strategies.

Cheryl Kunstle is a CFA® charterholder with 25 years of industry experience, currently serving as a financial advisor at Cetera. She has held roles at Cetera Wealth Services, Tartan Financial Services, LLC, and has been involved in financial services consulting since 2011. Outside of advising, she owns and operates businesses in accounting and tax preparation as well as business consulting focused on office efficiencies and technology. Cetera Investment Advisers LLC is an SEC-registered adviser with a nationwide network of over 10,000 independent advisors, serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform featuring affiliated and third-party managers and a variety of program structures.

John Southerland is a financial advisor with Cetera in Oklahoma City, OK, holding Series 63 and Series 65 licenses and 28 years of industry experience. He has worked at Cetera since 2010 and at Midfirst Bank since 2010. He receives compensation through a referral program associated with Midfirst Bank. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers diverse investment programs and portfolio management options through a large network of independent advisors.

Nancy Sides is a financial advisor with Cetera who holds the ChFC® designation along with Series 63 and Series 65 licenses, and has 36 years of industry experience. She has worked at Cetera since 2021 and has been president of Sides Financial Strategies, Inc. since 1995. Additionally, she teaches financial strategies at Midlands Technical College. Cetera Investment Advisers LLC serves a broad range of clients including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers portfolio management, financial planning, and access to third-party money managers through a multi-manager platform with a variety of program options and custodial relationships.

Joseph Heinert is a financial professional at Cetera with one year of industry experience. He holds a Series 66 designation and has prior experience at Cetera Wealth Services, LLC. Outside of advising, Heinert is involved in multiple business ventures, including his role as president of Heinert Legacy, a real estate company, and as part owner of Dakota Business Solutions, an office equipment business. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and consulting services through a multi-manager platform that supports both discretionary and non-discretionary strategies.

Kaci Skidgel is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. She has been associated with Cetera since 2013 and also leads Summit Capital Ventures, Inc. outside of her advisory role. Skidgel serves on several nonprofit and community boards, including Goodwill Industries of Tulsa and the Tulsa Regional Chamber. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and consulting services through a large network of independent advisors and features a multi-manager platform with access to affiliated and unaffiliated investment managers.

Michael Chalaron is a financial advisor at Cetera with 11 years of industry experience. He holds Series 63 and Series 65 designations. Prior to joining Cetera in 2019, he worked at Foresters Financial and Foresters Advisory Services, and he also spent four years with The Princeton Review. Outside of his advisory work, he delivers Walmart orders part-time and serves as power of attorney for his father. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a large network of advisors, employing multiple program structures and third-party managers.

Rachel Loxterman is a financial advisor at Cetera with 29 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including Cetera Wealth Services, Summit Financial Group, Summit Brokerage Services, and Coleman Quiner Ltd, where she is also President and Director. In addition to her advisory role, she serves as the bookkeeper and administrator for the Toy Box Storage Condominium Owner's Association and is a licensed notary public. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporations, charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

James Witner is a financial professional with five years of industry experience, currently associated with Cetera. He holds the Series 65 designation and has worked at various firms including Rosenzweig & Associates and Diversified, LLC. Witner is also involved with Van Pelt Wealth Advisors, where he conducts investment research and operations. Cetera Investment Advisers LLC is an SEC-registered firm serving individual clients, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management services and operates a multi-manager platform that supports diverse investment strategies across discretionary and non-discretionary accounts.