Paul Dillman is a financial advisor with Cetera who holds the PFS™ and Series 66 designations and has 24 years of industry experience. He previously worked with Avantax Investment Services and its related entities for 16 years and has operated P&L Financial Services Inc and P&L Accounting & Tax Service since 2002 and 1979, respectively. He serves as treasurer for Helping Neighbors Worldwide Ministries. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with both discretionary and non-discretionary program options.

Craig Walters is a financial advisor with Cetera, holding the ChFC® designation and Series 63 license, and has 31 years of industry experience. He previously worked at Securian Financial Services, Inc. for 28 years and Minnesota Life Insurance Company for 30 years. Walters is also involved with North Star Consultants, Inc., where he serves as an agent/broker specializing in fixed insurance sales. Cetera Investment Advisers LLC is a large SEC-registered firm that provides portfolio management, financial planning, and retirement services through a nationwide network of over 10,000 independent advisors. The firm serves a diverse client base including individuals, retirement plans, and institutional accounts, and offers multi-manager investment platforms with a range of discretionary and non-discretionary program options.

Carissa Hagen is a financial advisor with Cetera, holding Series 65 and 66 credentials and 24 years of industry experience. Her prior work includes roles at Commonwealth Financial Network and Ameriprise Financial Services. She is also involved in divorce planning services through Empower Divorce Consulting. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a large network of independent advisors and operates a multi-manager platform with over $256 billion in assets under management.

Michael Wenske is a financial advisor at Cetera with 25 years of industry experience. He holds the Series 66 credential and has previously worked at Avantax Advisory Services, Avantax Investment Services, Avantax Insurance Services, and 1st Global Capital Corp. In addition to his advisory role, he is a managing partner and CPA at Bumgardner, Morrison & Co, LLP, a tax, accounting, and consulting firm. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of advisors. The firm offers portfolio management, financial planning, and access to third-party money managers, operating a multi-manager platform with a range of discretionary and non-discretionary program options.

William Guisinger is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. His prior roles include positions at PNC Investments and Centier Bank. He serves as a board member of the Kankakee Valley Educational Foundation and participates in several local community and educational organizations, including the Demotte-KV Rotary Club and the Jasper Newton Foundation. Cetera Investment Advisers LLC is an SEC-registered firm that provides a range of investment and retirement services through a nationwide network of independent advisors. The firm serves a diverse client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients, offering access to multiple portfolio management options and third-party managers.

Kenneth Greenlee is a financial advisor with Cetera in San Diego, CA, holding a Series 66 designation and 13 years of industry experience. He has worked at multiple Cetera entities since 2017 and was previously with First Allied Securities. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a large network of independent advisors and utilizes a multi-manager platform with diverse program options.

Zachary Smith is a financial advisor at Cetera with five years of industry experience. He holds a Series 66 designation and has worked at firms including Renaissance Financial and Securian Financial Services. Smith is also associated with Renaissance Financial as registered staff and acts as an insurance agent for fixed insurance products. Cetera Investment Advisers LLC serves a wide range of clients including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers portfolio management, financial planning, and access to multiple program platforms, operating as a multi-manager platform with over 10,000 advisors and approximately $256 billion in assets under management.

Hunter Hebert is a financial advisor at Cetera with a Series 66 credential and one year of industry experience. Prior to joining Cetera, he worked in roofing and construction, as well as in credit union services. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and employs a multi-manager platform with various program options and custodial arrangements.

Thomas Grant is a financial advisor with Cetera possessing the Series 66 designation and six years of industry experience. His work history includes positions at Cetera Wealth Services, Marg Financial, and Mid Atlantic Resource Group. Grant also holds a role as a salesperson with Mid Atlantic Benefit Strategies LLC, focusing on fixed insurance sales. Cetera Investment Advisers LLC is an SEC-registered firm that serves a wide range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers diverse portfolio management and financial planning services through a large national network of independent advisors and features multiple program options including model portfolios, third-party managers, and bespoke strategies.

Laurette Dearden is a CFP® professional with 30 years of industry experience, currently affiliated with Cetera. She has held roles at several firms, including The Guardian Life Insurance Company of America and Petersen International Underwriters. In addition to her advisory work, she owns a tax preparation and accounting practice. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts, offering a range of portfolio management and consulting services through a nationwide network of independent advisors. The firm employs a multi-manager platform with diverse program structures and custodial relationships.

William Wilkes Jr. is a financial advisor at Cetera with 32 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Cetera since 2014. He also has experience with Midfirst Bank dating back to 2006. Wilkes participates in a referral program through Midfirst. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients nationwide. The firm offers a multi-manager platform with a broad range of portfolio management and retirement services, managing over $256 billion in assets through more than 10,000 advisors.

John Nave is a financial advisor with Cetera in Pittsburgh, PA, holding Series 63 and Series 66 licenses and with 25 years of industry experience. He has worked with Cetera and Cetera Wealth Services since 2023 and spent 12 years at LPL Financial. Nave is also president and program manager at Brentwood Bank DBA Brentwood Advisors, where he has provided brokerage, advisory, and insurance services since 1992. Additionally, he acts as an insurance agent selling fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform, combining affiliated and third-party managers, with over $256 billion in assets under management and a network of more than 10,000 advisors.

Richard Kundracik is a financial advisor at Cetera with 38 years of industry experience. He holds Series 63 and Series 66 designations and has worked with multiple firms including Hartshorne Group Inc. and Millington Securities, Inc. prior to joining Cetera. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a wide range of clients including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and provides access to multiple program options and third-party managers.

Kevin Meiring is a financial advisor with Cetera, holding the PFS™ and Series 63 credentials and bringing 24 years of industry experience. He has been with Cetera since 2017 and also owns Meiring Investment and Insurance. In addition to his advisory work, Meiring owns and operates a CPA and accounting firm, Risse, Meiring & Company, Inc. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers diversified portfolio management and financial planning services through a multi-manager platform with access to various investment strategies and program structures.

Alexander Barrett is a financial advisor with Cetera based in Overland Park, KS, holding a Series 66 credential and two years of industry experience. Prior to his current role, he was involved with Nivo Solar LLC and worked in various positions across multiple industries. He is also a financial advisor at Renaissance Financial, where he offers securities, insurance, and advisory services. Cetera Investment Advisers LLC serves a broad range of clients including individuals, retirement plans, corporations, and institutional accounts. The firm provides a multi-manager platform with various portfolio management options and access to third-party money managers, supported by a nationwide network of independent advisors.

Keith Gengler is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 20 years of industry experience. He has worked at Cetera and its affiliate since 2021 and previously spent seven years at VOYA Financial Advisors. Outside of advising, he serves on the finance board of Bishop Heelan Catholic Schools and works as an independent insurance agent. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with scalable program options and various investment strategies.

Arne Hogg is a financial advisor at Cetera with 20 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Cetera Investment Services LLC since 2019. Prior to that, he was with Jackson National Life Distributors LLC from 2011 to 2018. He also serves as power of attorney and executor of the estate for his parents and as trustee for the Zaworski Family Trust. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of over 10,000 independent advisors. The firm offers a range of portfolio management and financial planning services using multiple program structures and access to third-party and affiliated money managers.

Gregory Lambert is a financial advisor at Cetera with 28 years of industry experience. He holds the Series 66 designation and has been with Cetera and related entities since 2004. Lambert is based in Spokane, WA. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad range of clients, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and institutional accounts. The firm offers diversified portfolio management, financial planning, and retirement services through a multi-manager platform with access to affiliated and third-party managers across various program structures.

Alexander Lee is a financial advisor with Cetera in Pasadena, CA, holding Series 63 and Series 65 licenses and six years of industry experience. He previously worked at The Leaders Group Inc and Ascendant LLP, where he is a one-third owner in a law practice. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with diverse portfolio management options and a large nationwide network of advisors.

Thomas Brennan III is a financial advisor with Cetera, holding Series 63 and Series 65 credentials, and has 12 years of industry experience. His prior roles include positions at Northwestern Mutual and Voya Financial Advisors. He is also active as an independent insurance agent and serves as an associate agent involved in the sale of employee benefits and property casualty insurance. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to both affiliated and third-party investment managers.