Monte Gehrtz is a financial advisor with Cetera, holding a Series 66 designation and 15 years of industry experience. He has been associated with Cetera and related entities since 2015 and is involved in several other business activities, including ownership of a project management firm specializing in government infrastructure contracts and serving as a board member for the Red River Valley Fair Foundation. Cetera Investment Advisers LLC is an SEC-registered advisor serving a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers, with over $256 billion in assets under management and a network of more than 10,000 advisors.

Jennifer Pazicni is a financial advisor at Cetera with a Series 66 designation and three years of industry experience. She previously worked at LPL Financial LLC and The Middlefield Banking Company. She also serves as a notary. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform including discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Paula Johnston is a financial advisor with Cetera, holding a Series 66 designation and 27 years of industry experience. She has worked with several firms over her career, including Voya Financial Advisors and Prosperity Network of Advisors, where she currently serves as president. Additionally, she holds a notary public commission. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services, utilizing a multi-manager platform with extensive program options and affiliations.

Amy Johnson is a Series 66-credentialed financial professional with four years of industry experience. She currently works at Cetera and Stein Financial Group, where she focuses on financial planning and securities recommendations. Outside of her advisory role, she is the sole owner of two real estate rental properties. Cetera Investment Advisers LLC is a multi-manager platform serving individual, corporate, and institutional clients with a range of portfolio management, financial planning, and retirement services. The firm offers both discretionary and non-discretionary programs and provides access to affiliated and unaffiliated money managers through various account structures.

Ryan Wong is a CFP®-designated financial advisor with 14 years of industry experience, currently affiliated with Cetera in Rosemead, CA. He has worked at Avantax Advisory Services and co-manages a CPA practice, Thong, Yu, Wong & Lee, LLP. Wong serves as president of Friends of the Chinatown Library, a nonprofit organization supporting the Chinatown Los Angeles library and providing scholarships to high school students. Cetera Investment Advisers LLC is a large SEC-registered advisory firm offering a multi-manager platform with discretionary and non-discretionary portfolio management, serving a broad client base including individuals, retirement plans, corporations, and charities. The firm provides access to model portfolios, third-party managers, and various program structures with ongoing supervision and client reviews.

Owen Taylor is a financial advisor with Cetera, holding a Series 66 designation and 18 years of industry experience. His work history includes positions at Bank of America, Merrill, Camden National Bank, and First National Bank. Taylor is currently based in Damariscotta, Maine. Cetera Investment Advisers LLC serves a broad client base including individual investors, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Matthew Bruce is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and 29 years of industry experience. He has worked at Cetera and Cetera Wealth Services since 2021 and owns Bruce Capital Management. Bruce serves on the board of Sino-American Bridge for Education and Health, a nonprofit facilitating exchange programs for American and Chinese educators and healthcare workers, and is involved with several other nonprofit organizations focused on education and mediation. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and financial planning services through discretionary and non-discretionary programs, utilizing affiliated and third-party managers within a multi-manager platform.

Stephanie Fagan is a financial advisor with Cetera who holds the Series 66 designation and has eight years of industry experience. Her prior work includes roles at Morgan Stanley, Merrill Lynch, Avantax Advisory Services, and Monat Global. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers portfolio management, financial planning, and retirement services through a multi-manager platform with over 10,000 advisors and approximately $256 billion in assets under management.

Travis Guerry is a CFP® and Series 66 credentialed financial advisor with two years of industry experience. He currently works at Cetera in Wilmington, NC, having previously held roles at Commonwealth Financial Network and Fortress Financial. Outside of his advisory role, he is a co-owner of a rental property. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform that includes both affiliated and third-party managers.

Wayne Loi is a financial advisor at Cetera with 16 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at several firms, including Bancwest Investment Services and East West Bank. Prior to his financial career, he was involved with The Hair Cut Place for five years. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. It offers a multi-manager platform with various investment programs, including discretionary and non-discretionary portfolio management and access to third-party money managers.

Joel Miller is a financial advisor at Cetera with one year of industry experience. He holds the Series 66 designation and previously worked at Tortoise Capital from 2013 to 2024. Miller is also involved with MSMF Wealth Management, a business related to wealth management services. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, enabling advisors to utilize various investment models and strategies.

Gregory Wilt is a CFP® with 16 years of industry experience, currently affiliated with Cetera. He has previously worked at Avantax Advisory Services and Avantax Investment Services and owns a CPA firm specializing in accounting and tax preparation. Outside of his advisory work, he owns and manages Kitschy Collective LLC, focusing on banking, accounting, and tax compliance. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options and access to third-party money managers, managing over $256 billion in assets through more than 10,000 advisors.

Brent Leach is a financial advisor at Cetera with 11 years of industry experience and holds a Series 66 designation. He has worked at firms including Avantax Advisory Services and 1st Global Capital Corp. In addition to his advisory role, he serves as an equity partner and managing partner of the tax practice at Eck, Schafer & Punke, LLP, a public accounting firm, and acts as treasurer for the Dana-Thomas House Foundation, a nonprofit organization dedicated to preserving a historic Frank Lloyd Wright property. Cetera Investment Advisers LLC is an SEC-registered firm that supports a network of over 10,000 independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with access to various portfolio management strategies and third-party managers, encompassing discretionary and non-discretionary investment programs.

Dominick Scarfogliero is a financial advisor with Cetera, holding a Series 63 designation and 12 years of industry experience. He has worked at Cetera since 2019 and previously spent three years at Foresters Financial Services. He is also involved with the Long Island Financial Planning Group, a business related to Cetera. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with various program options and ongoing client supervision.

Kyle Ciarlelli is a financial advisor with Cetera in Littleton, CO, holding a Series 66 designation and seven years of industry experience. He has worked at Cetera and affiliated firms since 2019 and is the owner of Alpenglow Apogee LLC, a financial services business. Ciarlelli also operates CC Coaching and Consulting, Inc., which provides investment advisory services. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform featuring both affiliated and third-party managers.

Kenneth Nelson is a financial advisor at Cetera with a Series 66 designation and three years of industry experience. He has worked at several firms including Raymond James & Associates and Regions Bank. Outside of his advisory role, he serves as vice president and junior board member of Birmingham Landmarks and participates in its board meetings. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, employer-sponsored retirement, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a variety of portfolio management, financial planning, and retirement services, utilizing a multi-manager platform with access to affiliated and third-party managers across multiple program structures.

Roy Seto is a financial advisor with Cetera who holds a Series 66 designation and has three years of industry experience. His prior work includes roles at Clinomics and involvement with Friends of Santa Ana Zoo. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers.

Michelle Crause is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. She has worked with Cetera and its affiliated entities since 2014, including a prior role at VOYA Financial Advisors. Additionally, she operates as an independent insurance agent, focusing on the sales of fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered advisor serving individuals, retirement plans, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing multiple program structures and investment platforms with over $256 billion in assets under management.

Sarah Holmes is a financial advisor at Cetera with 16 years of industry experience and holds a Series 66 designation. She has worked with Cetera and its affiliates since 2013 and is also the owner of Smith & Company Financial Services. Outside of her advisory work, Holmes serves as treasurer for Hemlock Youth Baseball and Softball, managing the organization's finances. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual clients, employer-sponsored retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, combining affiliated and third-party managers to tailor investment solutions.

Alex Lee is a CFP® professional with 30 years of industry experience, currently serving as an advisor at Cetera since 2023. His prior roles include positions at VOYA Financial Advisors and Hornor, Townsend & Kent, LLC. Outside of his advisory work, he is also an insurance agent involved in the sale of fixed insurance products. Cetera Investment Advisers LLC operates a large nationwide network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers and various program structures.