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Scott W

Series 63, Series 66

Salisbury, MD

Cetera

Scott Wight is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and bringing 13 years of industry experience. His prior roles include positions with Nationwide Financial and Cetera Advisor Networks, and he also serves as Vice President of Operations at Wilgus Insurance Agency Inc. Additionally, he owns The Shore Solution LLC, a real estate rental business. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diverse portfolio management options and operates a multi-manager platform that provides access to affiliated and third-party money managers across various discretionary and non-discretionary program structures.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Rodney V

Series 63, Series 65

El Segundo, CA

Cetera

Rodney Viloria is a financial advisor at Cetera with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Western International Securities and National Planning Corporation. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform with over $256 billion in assets under management and more than 10,000 advisors nationwide.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Christopher O

Series 63, Series 66

San Diego, CA

Cetera

Christopher Ouimet is a financial advisor with Cetera, holding Series 63 and Series 66 designations and 12 years of industry experience. He has worked with various Cetera entities since 2019 and was previously associated with Foresters Financial Services. Cetera Investment Advisers LLC serves a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers through a multi-manager platform with diverse investment program options.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Mark D

Series 66

Richmond, VA

Cetera

Mark Douglas is a financial advisor with Cetera, holding a Series 66 designation and 26 years of industry experience. He has been associated with Bowman Gaskins Financial Group since 2000 and has served at Cetera Wealth Services, LLC since 2013. In addition to his advisory work, he operates as an independent insurance agent focusing on disability, fixed annuities, and life, accident, and health insurance. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers diversified portfolio management and financial planning services, utilizing a multi-manager platform with various program structures and custodial relationships.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Ellen K

Series 66

Durango, CO

Cetera

Ellen Kolks is a Series 66-licensed financial advisor with Cetera, based in Durango, CO, and has two years of industry experience. Prior to joining Cetera, she has been involved in various roles including ownership of Elk Wealth Builders LLC and operating Elle Resells, a business focused on selling used and vintage clothing to reduce clothing waste. She also serves as a board member for the City of Durango. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Rebecca F

Series 66

Sarasota, FL

Cetera

Rebecca Fisher is a financial advisor at Cetera with 23 years of industry experience. She holds a Series 66 designation and has worked at Cetera and Cetera Investment Services LLC since 2014. Additionally, she has been associated with Achieva Credit Union since 1998. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individual, corporate, charitable, and institutional accounts. The firm offers a variety of portfolio management and retirement services through a multi-manager platform, allowing advisors to implement model portfolios, select third-party managers, or create customized strategies.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Christopher F

CFP®, Series 63

Huntington Beach, CA

Cetera

Christopher Faris is a CFP®-certified financial advisor with 37 years of industry experience, currently affiliated with Cetera. His career includes long-term roles at Avantax Advisory Services and HD Vest Insurance Services, as well as operating his own wealth management firm. He served on the Edelweiss Haus HOA Board of Directors for six years and works as an independent insurance agent. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individual, corporate, charitable, and institutional clients through a broad network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, a variety of program structures, and access to third-party money managers.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Steven S

Series 63, Series 65

Brentwood, TN

Cetera

Steven Skipper is a financial advisor at Cetera with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with various firms, including Life Credit Union and LPL Financial. Skipper is also the owner of Fortress Wealth Management and Investment Consulting Group, both investment-related businesses. Cetera Investment Advisers LLC serves a broad range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers portfolio management, financial planning, and access to third-party money managers through a multi-manager platform with discretionary and non-discretionary services.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Faustina K

Series 63, Series 66

San Diego, CA

Cetera

Faustina Kerr is a financial advisor with Cetera holding Series 63 and Series 66 licenses and 15 years of industry experience. She has worked with several firms, including First Allied Advisory Services and multiple Cetera entities. Outside of her advisory role, she serves on the board of directors for North Park Little League and is an inspirational author, coach, and mentor through her business, Guided Connections. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of investment and consulting services through a multi-manager platform that includes discretionary and non-discretionary portfolio management options.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Jeremey H

Series 63, Series 66

Sacramento, CA

Cetera

Jeremey Hill is a financial advisor at Cetera with 18 years of industry experience and holds Series 63 and Series 66 credentials. He has worked previously at firms including Allianz Life Insurance Company and LPL Financial. Outside of his advisory work, he serves as secretary of a homeowners association in Fair Oaks, California. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual and institutional clients with portfolio management, financial planning, and retirement services. The firm offers a multi-manager platform allowing advisors to use affiliated and third-party model portfolios, with over $256 billion in assets under management and more than 10,000 advisors nationwide.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Richard S

Series 63, Series 65

Scottsdale, AZ

Cetera

Richard Smith is a financial advisor with Cetera in Scottsdale, AZ, holding Series 63 and Series 65 licenses and having 32 years of industry experience. His prior roles include positions at First Financial Equity Corporation and participation in the United States Marshals Posse. He also works as an insurance agent selling life, annuities, and long-term care products. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, overseeing more than $256 billion in assets through over 10,000 advisors.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Jacob F

Series 63, Series 65

Long Beach, NY

Cetera

Jacob Fruchter is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and possessing 43 years of industry experience. He has been with Cetera and its affiliates since 2013 and has operated his own advisory practice since 1982. Outside of his advisory work, he serves as vice president and main preparer at Mutual Income Tax Service Inc. and acts as a trustee for a family trust. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Todd C

Series 66

Indianapolis, IN

Cetera

Todd Camden is a financial advisor with Cetera in Indianapolis, IN, holding a Series 66 designation and seven years of industry experience. He has previously worked at Merrill and Empower Financial Services, among other firms. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers, with over $256 billion in assets under management.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Daniel V

Series 63, Series 66

Chico, CA

Cetera

Daniel Vincent is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 25 years of industry experience. He has worked at various firms including Avantax and 1ST Global Advisors, and he is the sole owner and president of Vincent Financial Group, Inc., which provides tax and investment services. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Robert E

PFS™, Series 63, Series 65

Northbrook, IL

Cetera

Robert Echales is a financial advisor at Cetera with 38 years of industry experience. He holds the PFS™ designation along with Series 63 and Series 65 licenses. His career includes roles at Genworth Financial Planning Corporation, EchaLes, Benjamin & Simkin, LLP, and The Hechtman Group. He operates an investment practice under the name EBS Wealth Management Services. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual clients, retirement plans, corporate and charitable entities, and institutional accounts. It offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party investment strategies.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Paul D

Series 65, Series 63

Bristol, IN

Cetera

Paul Dowd is a financial advisor with Cetera, holding Series 65 and Series 63 registrations and bringing 29 years of industry experience. He has worked at Cetera and its affiliates since 2022 and previously spent 11 years with Morningstar Investment Management LLC. Outside of his advisory work, he serves as treasurer for a local boys club troop. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and retirement services and provides access to multiple investment strategies and third-party managers across various program structures.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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David P

Series 63

Elk River, MN

Cetera

David Pederson is a financial advisor with Cetera and holds a Series 63 designation. He has 48 years of industry experience and has held prior roles at Midwest Wealth Advisors, North Star Consultants, Securian Financial Services, Minnesota Life Insurance Co., and C.R.I. Securities. Outside of his advisory work, he is the owner of Midwest Wealth Advisors and has been involved in fixed insurance sales through North Star Consultants and Balanced Planning Services. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors, utilizing multiple program structures and affiliated third-party managers.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Stephen K

Series 66

Abington, PA

Cetera

Stephen Kolodij is a financial advisor at Cetera with 19 years of industry experience and holds the Series 66 designation. He previously worked at Voya Financial Advisors and Cetera Wealth Services before joining Cetera in 2023. Outside of his advisory role, he serves on the audit and nominating committee of the Ukrainian Engineers' Society of America, acts as membership chairman for the Tryzub Ukrainian American Sports Center, and has worked as a machine inspector assisting voters in Philadelphia County. Cetera Investment Advisers LLC is an SEC-registered firm that provides portfolio management, financial planning, and retirement services to individuals, employer-sponsored plans, corporate, charitable, and institutional clients. The firm operates a multi-manager platform offering a range of program options, including model portfolios, third-party managers, and bespoke strategies, supporting both discretionary and non-discretionary accounts.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Stefan P

Series 63, Series 65

Basking Ridge, NJ

Cetera

Stefan Papoutsoglou is a financial advisor at Cetera with 26 years of industry experience. He holds the Series 63 and Series 65 designations and has worked with Cetera and its affiliated entities since 2005. In addition to his advisory role, he is a certified public accountant and proprietor at Omega Wealth Management, providing tax preparation and financial services. He also works as a tax accountant for Merck & Co. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad range of clients including individuals, retirement plans, corporate and charitable entities, and institutions. The firm offers various portfolio management and financial planning services through a nationwide network of over 10,000 advisors and manages more than $256 billion in assets.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Richard E

Series 63, Series 65

Naperville, IL

Cetera

Richard Elder is a financial advisor with Cetera in Naperville, IL, holding Series 63 and Series 65 credentials and over 33 years of industry experience. He has worked with Cetera and its affiliated entities since 2004 and operates his own firms providing financial and tax services. In addition to his advisory work, he serves as a board member for a nonprofit bakery and maintains a CPA practice focusing on tax preparation and review. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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