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Nicholas M

Series 63, Series 65

Cedar Park, TX

Cetera

Nicholas Mcmahan is a financial advisor at Cetera with 18 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at several firms including Hilltop Securities Inc. and BBVA Wealth Solutions Inc. Prior to joining Cetera, he spent multiple years with BBVA entities and Compass Bank. Cetera Investment Advisers LLC serves a wide range of clients including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services, utilizing a multi-manager platform that provides access to affiliated and third-party investment strategies.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Adam B

CFP®, Series 66

Marble Falls, TX

Cetera

Adam Bowen is a CFP® professional with 24 years of industry experience, currently serving as a financial advisor at Cetera. He has worked at Cetera and its affiliated entities since 2019 and previously spent six years at Summit Financial Group Inc. Bowen is a senior financial advisor at Granite Wealth Management, where he focuses on tax management, investment management, retirement strategies, and estate conservation. He is also a 25% owner of HORNFROG LLC, which holds ownership in the office building that Granite Wealth Management operates from. Cetera Investment Advisers LLC is an SEC-registered adviser that provides services through a nationwide network of independent advisors. The firm serves individual, corporate, charitable, and institutional clients with a range of portfolio management and financial planning solutions, offering both discretionary and non-discretionary account management across various programs and custodial relationships.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Trent R

Series 66

Lubbock, TX

Cetera

Trent Riddle is a Series 66 licensed financial advisor with 20 years of industry experience, currently practicing at Cetera. His career includes long tenures at Avantax Advisory Services and Northwestern Mutual Investment Management. Outside of advising, he serves as vice president of Reclaimed 43, a nonprofit focused on mentoring children in the foster care system, and owns TRK Enterprises, a business selling grills and smokers. Cetera Investment Advisers LLC operates as a nationwide multi-manager platform serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and consulting services with various program options and access to third-party money managers.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Samantha M

Series 66

Vienna, VA

Cetera

Samantha Millick is a financial advisor with Cetera, holding a Series 66 designation and four years of industry experience. She has worked at Cetera and affiliated firms since 2023 and previously held roles at The Vanguard Group and Amazon. Millick also serves as a Client Service Associate with Egan, Berger and Weiner LLC. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a diverse client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, including both discretionary and non-discretionary services.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Daniel H

Series 63, Series 65

Spindale, NC

Cetera

Daniel Hudson is a financial advisor at Cetera with Series 63 and Series 65 credentials and four years of industry experience. He has held roles at Avantax Investment Services Inc. and Avantax Advisory Services and is also a shareholder at Staton CPA, P.C., where he provides accounting and consulting services. Additionally, he manages inherited business interests including a gift shop and has experience in landscape maintenance and property upkeep. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a nationwide network of independent advisors, serving a diverse client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services with flexible investment approaches, including access to affiliated and third-party managers across multiple program structures.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Richard B

CFP®, ChFC®, Series 66

Long Valley, NJ

Cetera

Richard Byank is a CFP® and ChFC® credentialed advisor with 21 years of industry experience. He currently works at Cetera and previously spent 19 years at Ameriprise Financial Services. He also has an active role as a Wealth Management Advisor with Wealthspring Financial Partners LLC, providing financial planning and portfolio management services. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of discretionary and non-discretionary portfolio management and consulting services.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Angela A

Series 63, Series 65

Covington, LA

Cetera

Angela Avant is a financial advisor at Cetera with 29 years of industry experience. She holds Series 63 and Series 65 licenses and has worked with Hancock/Whitney Bank and Hancock/Whitney Investment Services since 2016. Avant has been with Cetera and its affiliate, Cetera Investment Services LLC, since 2022. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individual, corporate, charitable, retirement plan, and institutional clients through a large nationwide network of independent advisors. The firm offers a range of portfolio management and consulting services, with a multi-manager platform allowing advisors to implement affiliated and third-party model portfolios or bespoke strategies.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Kipp N

ChFC®, Series 63, Series 65

Lawrenceburg, IN

Cetera

Kipp Newman is a financial advisor with Cetera, holding the ChFC® designation and Series 63 and 65 licenses, and has 41 years of industry experience. He has worked at Cetera since 2013 and previously at Pinnacle Advisory Group since 1986. Outside of advising, Newman serves on the boards of the Lawrenceburg City Bond Bank and the Lawrenceburg High School Building Corporation and is active as an independent insurance agent. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, supporting a broad range of program structures and custodial relationships.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Cary F

Series 66

Athens, GA

Cetera

Cary Foster is a financial advisor with Cetera, holding a Series 66 license and bringing 11 years of industry experience. He has worked with Cambridge Investment Research Advisors, Fixed Insurance, and Mitchell Investment Group, among others. Foster is also involved as a financial professional with Full Cup Financial, LLC, a financial services business. Cetera Investment Advisers LLC serves a broad range of clients including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and consulting services through a large network of independent advisors and provides access to multiple program platforms and third-party money managers.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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George G

Series 63, Series 66

Richardson, TX

Cetera

George Gile is a financial advisor at Cetera with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including JPMorgan Chase Bank, Morgan Stanley, and Avantax. Outside of his advisory role, he designs and sells fitness clothing as a managing member of Aesthetic Global Fitness LLC and leads group fitness sessions. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and unaffiliated managers and various program structures.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Marcos A

Series 63, Series 66

Fort Worth, TX

Cetera

Marcos Andujar is a financial advisor at Cetera with 28 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at several firms, including Securities America Advisors and Arbor Point Advisors. He is also the owner of Clarity Financial Group, a financial services business. Cetera Investment Advisers LLC serves a broad client base, including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options and access to third-party money managers.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Nathan B

Series 66

Medford, WI

Cetera

Nathan Bilodeau is a financial advisor at Cetera with six years of industry experience. He holds the Series 66 designation and has worked at Cetera and several affiliated firms since 2020, as well as at Forward Bank and Associated Bank earlier in his career. He serves as a board member for the Fulcrum Foundation. Cetera Investment Advisers LLC is an SEC-registered firm distributing services through a nationwide network of independent advisors, serving individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a range of portfolio management and financial planning services, utilizing both affiliated and third-party managers within multiple program structures.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Todd V

Series 63, Series 65

Sioux Center, IA

Cetera

Todd Van Bruggen is a financial advisor at Cetera with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including Avantax Insurance Agency, Avantax Advisory Services, and Mariner Wealth Advisors. Van Bruggen is also involved in tax, bookkeeping, and payroll services through Siebrecht & Co., P.C., where he serves as secretary. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to various program structures and third-party managers.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Andrew T

Series 63, Series 65

Flushing, NY

Cetera

Andrew Tsiolas is a financial advisor at Cetera with 31 years of industry experience. He holds the Series 63 and Series 65 licenses. His prior work includes roles at Merrill, Bank of America, Edward Jones, Ameriprise, and ALMA Bank. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, employing a multi-manager platform with access to affiliated and third-party managers and various program structures.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Andrew M

Series 63

White Plains, NY

Cetera

Andrew Miller is a financial advisor at Cetera with 18 years of industry experience. He holds a Series 63 license and has worked in roles including senior analyst and vice president at multiple firms providing pension actuarial consulting, insurance sales, and administrative services. Miller is also involved in insurance wholesaling, focusing on variable life insurance sales and management. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers discretionary and non-discretionary portfolio management and financial planning through a multi-manager platform that includes affiliated and third-party managers, covering a range of program structures and custodial relationships.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Chad M

Series 66

Cold Spring, MN

Cetera

Chad Middendorf is a financial advisor at Cetera with over 21 years of industry experience. He holds a Series 66 designation and has worked at firms including Voya Financial Advisors and Wealthcare Financial Services. Outside of his advisory work, he owns and operates a tanning salon and serves on the board of a nonprofit organization in the Upper Midwest. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, and institutional accounts. The firm offers diversified portfolio management and financial planning through a multi-manager platform that includes affiliated and third-party managers.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Ross K

Series 63, Series 65

Pasadena, CA

Cetera

Ross Klafter is a financial advisor at Cetera with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Cetera Investment Adviser LLC and Cetera Investment Services LLC since 2019. Prior to that, he was with Foresters Advisory Services and Foresters Financial Service in Los Angeles from 2008 to 2019. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors, utilizing multiple program structures and a multi-manager platform.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Joseph A

Series 63, Series 65

Staten Island, NY

Cetera

Joseph Alamo is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His career includes long-term roles at Avantax Advisory Services and related entities, as well as over three decades at the Office of Court Administration. In addition to advisory work, he maintains an accounting and tax practice focused on financial planning and investments. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporations, charities, and institutions. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform that supports multiple program structures and custodial relationships.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Nicholas W

Series 66

St. Louis, MO

Cetera

Nicholas Wulsch is a financial advisor with Cetera, holding a Series 66 designation and beginning his industry career in 2026. His prior work includes roles in education and retail, as well as experience at Lindenwood University and several other local organizations. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform that includes affiliated and third-party model portfolios as well as customized strategies.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Laura D

CFP®, Series 63, Series 66

San Diego, CA

Cetera

Laura Decker is a CFP® professional with 19 years of industry experience, currently with Cetera since 2019. Her prior experience includes roles at Foresters Advisory Services, Foresters Financial Services, and managing her own LLC. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients nationwide. The firm offers a range of portfolio management and retirement services through a multi-manager platform with over 10,000 advisors and more than $256 billion in assets under management.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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