Randall Tepatti is a financial advisor at Cetera with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has held roles at Avantax Advisory Services, Bulloch Telephone Cooperative, and other firms. In addition to advising, he operates Tepatti Financial, LLC, where he provides accounting services and tax preparation for individuals and small businesses. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, and institutional accounts. The firm offers a range of portfolio management and consulting services through a nationwide network of independent advisors and employs a multi-manager platform with various program options.

Barry Falter is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 34 years of industry experience. He has worked at Cetera since 2019 and previously held roles at Merrill and Summit Financial Group. Outside of his advisory work, he is involved in managing multiple real estate ventures, where he oversees renter approvals and property maintenance. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individual, corporate, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and provides access to various investment platforms and third-party managers.

Carrie Scott is a financial advisor at Cetera with 29 years of industry experience. She holds Series 63 and Series 65 licenses and has worked with Cetera since 2019, following prior roles at Foresters Advisory Services LLC and Foresters Financial. She is also a 50% owner of Scott Wealth Management, a business related to her Cetera work. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and access to third-party managers, supporting both discretionary and non-discretionary investment approaches.

Gary Johnson is a financial advisor at Cetera with 28 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at Avantax Insurance Agency LLC and Avantax Advisory Services. Johnson is also president of Johnson Financial Group PSC, a tax preparation and accounting firm. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers diverse portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and $256 billion in assets under management.

John Barry III is a financial advisor with Cetera who holds a Series 66 designation and has 24 years of industry experience. He has worked at Cetera and its affiliates since 2021 and previously spent seven years at Voya Financial Advisors. Barry owns and operates Barry Financial Advisors and acts as an independent insurance agent involved in the sale of fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad range of clients including individuals, retirement plans, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers.

Christina Anderson is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and seven years of industry experience. Her prior work includes roles at JP Morgan Securities LLC, Thrivent Financial, and Morgan Stanley. Outside of finance, she co-owns and instructs at Da Capo Studios, a music and art studio where she teaches voice, piano, violin, and viola lessons. Cetera Investment Advisers LLC is a nationwide SEC-registered advisor serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Ali Koprencka is a CFP® with 16 years of industry experience currently with Cetera in New York, NY. His prior firms include Foresters Advisory Services and Foresters Financial, where he worked for nine years. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individual, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a multi-manager platform with a broad range of portfolio management and financial planning services, managing over $256 billion in assets across more than 10,000 advisors.

Edmardo Tomei III is a CFP® certified financial advisor with over 25 years of industry experience. He is currently with Cetera and has previously worked at Next Financial Group Inc. Tomei is also the owner and senior wealth manager of PWA Financial, where he has provided financial planning and retirement plan services since 2003. Additionally, he works as an insurance agent selling life, annuities, and long-term care products. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individual, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, ERISA retirement services, and access to third-party money managers.

Donna Stefans is a financial advisor at Cetera with 33 years of industry experience. She holds Series 63 and Series 65 licenses and has worked with multiple firms, including Adviseher Financial and Gold Coast Capital Management. Stefans is also an attorney specializing in estate planning and trusts, and she serves on several nonprofit boards, including the Alzheimer's Association and the New York State Bar Association. Cetera Investment Advisers LLC is a large SEC-registered advisory firm that supports a nationwide network of independent advisors serving individuals, retirement plans, and institutional clients. The firm offers a multi-manager platform with various portfolio management options, including model portfolios, third-party managers, and customized strategies.

Barrett Norris is a financial advisor at Cetera with 22 years of industry experience. He holds the Series 66 designation and has been associated with Cetera and Cetera Wealth Services, LLC since 2013. He also operates a securities business under the DBA Commonwealth Capital Management, LLC. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and consulting services through a large nationwide network of independent advisors and employs a multi-manager platform with various investment program options.

Robert Drier is a financial advisor with Cetera, holding Series 63 and Series 66 designations and bringing 35 years of industry experience. He has been with Cetera Advisors LLC since 2013 and joined Cetera in 2024. Outside of his advisory role, he is an insurance agent receiving commission trails from prior years. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a multi-manager platform that offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers. The firm supports over 10,000 advisors and manages more than $256 billion in assets.

David Barnett is a financial advisor with Cetera in Phoenix, AZ, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. His prior roles include positions at Avantax Investment Services and 1ST Global Advisors, with ongoing involvement in his own firm, PK Financial Strategies. Outside of his advisory work, he is president of DB Golf, LLC, a company managing related revenue. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers, supporting both discretionary and non-discretionary strategies.

Ann Marie Cerullo is a financial advisor at Cetera with a Series 66 designation and three years of industry experience. She previously worked at Johnston Willis Hospital for 19 years before entering the financial services sector. Cerullo also provides operational support at Virginia Asset Management. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, and institutional accounts, offering portfolio management, financial planning, and access to various third-party managers through a multi-manager platform.

David Rea is a CFP® professional with 12 years of experience in the financial services industry. He is currently affiliated with Cetera and Regions Bank. His prior roles include positions at Wells Fargo Clearing, Bank of America, and Merrill. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors, utilizing a multi-manager platform that includes affiliated and third-party model portfolios as well as bespoke strategies.

Paul Scott is a ChFC® credentialed financial advisor with 31 years of industry experience. He is currently with Cetera and has held previous roles at VOYA Financial Advisors and Scott Insurance Services, Inc. Scott is involved in several community and nonprofit organizations, including serving as a board member for Partners In Aging and chairing a committee for the Chancellor Ruritan Club. He also owns Tall Tales, a business focused on teaching storytelling to a range of audiences. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a variety of portfolio management and financial planning services, utilizing a multi-manager platform with options ranging from automated allocations to bespoke strategies.

James Carr is a financial advisor with Cetera in Columbiana, AL, holding a Series 66 designation and 10 years of industry experience. His prior employment includes roles at Mass Mutual Investors Services, E*TRADE Securities, and Edward Jones. Cetera Investment Advisers LLC is an SEC-registered firm serving individual investors, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers across various program structures.

David Shimana is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has worked with First Allied Advisory Services, First Allied Securities, and Cetera, and currently owns Storybook Ventures, Inc., which operates under the dba Avodah Wealth Management. He also serves as a successor trustee for multiple family trusts. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services, utilizing multiple program structures and investment approaches including model portfolios, third-party managers, and bespoke strategies.

Gary Mott is a financial advisor at Cetera with Series 63 and Series 65 credentials and 39 years of industry experience. He previously worked at Avantax Advisory Services and Avantax Investment Services, and he is president of Gary T. Mott, CPA, PA, an accounting and tax preparation firm. Mott also serves as a trustee overseeing trust administration for multiple fiduciary appointments. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of over 10,000 advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform featuring discretionary and non-discretionary portfolio management, financial planning, and access to various program structures and third-party money managers.

Chad Harris is a financial advisor with Cetera who holds a Series 63 designation and has 24 years of industry experience. He previously worked at LPL Financial for 15 years and has been affiliated with First National Bank since 2001, where he serves as a for-profit board member. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services, supporting both discretionary and non-discretionary account management across diverse program structures.

Joseph Bonfiglio is a CFP® professional with 34 years of experience in the financial services industry. He is currently with Cetera and has held roles with various Avantax entities over three decades. He also owns an accounting and tax preparation business focused on individual tax planning. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individual, retirement plan, corporate, charitable, and institutional investors. The firm offers diversified portfolio management, financial planning, and access to a range of third-party managers through a multi-manager platform supporting discretionary and non-discretionary strategies.