Larmon Parker is a financial advisor with Cetera in Naples, FL, holding Series 63 and Series 65 licenses and over 30 years of industry experience. He has been affiliated with Cetera since 2004 and also operates Parker & Associates Financial Services, LLC. Outside of advising, he is president of Parkintex, Inc., a tax accounting firm specializing in tax preparation and commercial real estate, and he is involved in a wellness business focused on light therapy. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of investment program options and manages over $256 billion in assets through a network of more than 10,000 advisors.

Shawn Perona is a financial advisor at Cetera with 10 years of industry experience. He holds a Series 66 designation and has worked previously at JPMorgan Chase Bank, J.P. Morgan Securities, Merrill, Bank of America, AXA Advisors, and Rocket Mortgage. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary programs.

Steven Nikkel is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 28 years of industry experience. He has been with Cetera since 2014 and also has longstanding ties to The Citizens State Bank since 1998. Outside of his advisory role, he serves as treasurer on a church plant committee and is a board member of a church planning committee within the Western District Conference. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and consulting services, operating a multi-manager platform with access to both affiliated and third-party investment strategies.

Dean Kantzos is a financial advisor at Cetera with 24 years of industry experience. He holds a Series 66 designation and has held roles at Avantax Advisory Services, Avantax Investment Services, and 1st Global Advisors, among others. Kantzos is also the founder of Dean Financial Group, a financial services firm based in Glen Rock, NJ. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that combines affiliated and third-party managers.

Amanda Schmidt is a financial advisor with Cetera Investment Advisers LLC and holds the PFS™ designation. She has been with Cetera since 2026 and has over ten years of experience at Johanson & Yau Accountancy Corporation. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad range of clients, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a nationwide network of advisors and operates a multi-manager platform with access to affiliated and third-party managers.

Crystal Davis is a CFP® professional with 15 years of industry experience, currently with Cetera. She has held roles at Avantax and operates Davis Financial Services LLC, where she prepares tax returns for individuals, businesses, and estates. She also serves as a director at Davis & Ritter CPA's LLC and is involved in editorial work for various publications. Cetera Investment Advisers LLC is a large SEC-registered firm that serves a wide range of clients including individuals, retirement plans, and institutional accounts. The firm offers diverse investment solutions through a multi-manager platform, combining affiliated and third-party managers across discretionary and non-discretionary programs.

Pablo Miranda is a financial advisor at Cetera with two years of industry experience. He holds Series 65 and Series 63 licenses and has worked at several financial institutions including Wells Fargo and Regions Bank. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party investment strategies.

Silvia Newell is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 26 years of industry experience. She has been with Cetera since 2004 and is also the managing principal of Newell & Newell P.C., a tax and accounting practice she has operated since 1986. Additionally, she serves as trustee and executor for several family trusts. Cetera Investment Advisers LLC is an SEC-registered firm with a nationwide network of over 10,000 independent advisors serving individuals, retirement plans, and institutional clients. The firm offers a range of portfolio management, financial planning, and consulting services through a multi-manager platform that includes both affiliated and third-party managers across various program structures.

Sheeza Rashid is a financial advisor at Cetera with 10 years of industry experience. She holds a Series 66 designation and has worked at several firms, including TradeStation Securities and Ameriprise Financial Advisors. Rashid is based in Fort Lauderdale, FL. Cetera Investment Advisers LLC operates a multi-manager platform serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, utilizing both affiliated and third-party managers across various program structures.

Douglas Schiffmiller is a financial advisor at Cetera with 26 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including American Portfolios Advisors and Avantax. He also operates Retirement Help Group, providing investment, retirement, tax, financial, and estate planning services. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting more than 10,000 advisors and overseeing over $256 billion in assets.

Heath Chavis is a CFP® with 13 years of experience in financial advisory roles, currently with Cetera. His prior experience includes positions at Avantax Advisory Services, Triad Advisors, and H.D.Vest Advisory Services. In addition to his advisory work, he owns The IBC Group, a full-service tax and accounting firm providing services to small businesses and individuals. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with access to affiliated and third-party investment managers and manages over $256 billion in assets.

Brent Clabaugh is a financial advisor with Cetera who holds Series 63 and Series 66 credentials and has 19 years of industry experience. He has worked at Cetera and Cetera Wealth Services since 2013. Outside of his advisory role, he serves on the finance committee at Delone Catholic High School. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a large nationwide network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management, financial planning, and consulting services, overseeing more than $256 billion in assets.

Roger Green is a financial advisor at Cetera with over 38 years of industry experience. He holds the CFP® and ChFC® designations and has been associated with Cetera and its affiliates since 2004. In addition to his advisory work, Green teaches retirement planning courses at Gwinnett Technical College and serves as secretary of a local religious organization as well as chairman of the board for a nonprofit assisting deaf children. Cetera Investment Advisers LLC operates a large nationwide network of independent advisors serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and consulting services through multiple program platforms and third-party money managers.

Heather Snead is a financial professional with 13 years of industry experience, currently affiliated with Cetera. She holds a Series 66 designation and has held roles at VAM Partners, Virginia Asset Management, Securian Financial Services Inc., and BB&T Securities. Outside of her advisory duties, she serves as Vice President of Compliance and Business Operations at Virginia Asset Management. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser supporting individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with options including discretionary and non-discretionary portfolio management, financial planning, and access to a variety of third-party managers.

Grayson Harris is a financial advisor at Cetera with Series 66 credentials and less than one year of industry experience. He has held roles at Cetera Wealth Services, Virginia Asset Management, and other affiliated entities since 2025. Outside of his advisory work, he serves as an assistant baseball coach for a local travel sports organization. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, corporate, and institutional clients with portfolio management, financial planning, and retirement services. The firm offers a multi-manager platform that includes model portfolios, third-party manager selections, and customized strategies across various program structures.

Christopher Magliolo is a financial advisor at Cetera with seven years of industry experience. He holds the Series 66 designation and has worked previously at Morgan Stanley and Hancock Whitney. He also serves in the United States Marine Corps Reserve. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with various program options and custodial relationships.

Timothy Dilley is a financial advisor at Cetera with 15 years of industry experience. He holds a Series 66 designation and has previously worked at Avantax Advisory Services, Avantax Investment Services, and 1ST Global Advisors. Outside of his advisory role, he serves as treasurer for the Exchange Club of Wenatchee, a local service organization. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers diverse portfolio management options through a multi-manager platform, combining affiliated and third-party managers with discretionary and non-discretionary program choices.

Edward Foltz is a financial advisor with Cetera in Frankenmuth, MI, holding a Series 63 designation and 28 years of industry experience. He has held roles at Cetera Advisors LLC since 2013 and has been involved with multiple financial services and insurance firms, including Rummel Benefits Group and Income Planning Services. Outside of his advisory work, Foltz participates in traditional Bavarian dance through Frankenmuth Schuhplattler LLC and serves on the board of governors for the Frankenmuth Community Foundation. Cetera Investment Advisers LLC is an SEC-registered firm offering portfolio management, financial planning, and retirement services through a nationwide network of independent advisors. The firm serves a diverse client base including individuals, employer-sponsored plans, corporate and charitable entities, and institutional accounts, utilizing a multi-manager platform with various discretionary and non-discretionary program options.

Joseph Peterka is a financial advisor at Cetera with eight years of industry experience. He holds the Series 66 designation and has worked with Renaissance Financial Corp. and Minnesota Life Insurance Co. among other firms. Peterka serves as a trustee on the finance committee at Crossroads Presbyterian Fellowship and is involved as a trustee of a nonprofit cemetery association. Cetera Investment Advisers LLC is an SEC-registered firm that provides advisory services through a nationwide network of independent advisors, serving individual, institutional, and retirement plan clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Jensen Postema is a CFP® with seven years of industry experience, currently affiliated with Cetera. He previously worked at Edward Jones and operated Advisory Alpha LLC for five years. His background also includes roles in various financial and non-financial businesses. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and consulting services through a multi-manager platform that supports discretionary and non-discretionary strategies.