Paul Stageberg is a financial advisor with Cetera in Willmar, MN, holding a Series 63 designation and 35 years of industry experience. He has worked at Cetera since 2005 and is also affiliated with Lake Region Bank. Outside of his advisory role, he develops newsletters for businesses, reviews investment documents for a law firm, and engages in educational talks about the stock market with high school students. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing multiple program structures and both affiliated and third-party managers.

Archibald Mcmichael III is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 28 years of industry experience. Prior to joining Cetera in 2025, he worked with Avantax Investment Services and Lifemark Securities Corp., among others. He is the owner of AW McMichael, a tax planning and consulting business, and serves as Treasurer for the United States Merchant Marine Academy Tri-State Parents Association. Cetera Investment Advisers LLC is an SEC-registered adviser that provides services through a nationwide network of independent advisors, serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform that includes discretionary and non-discretionary portfolio management and access to third-party money managers across various program structures.

Aaron McDermott is a financial advisor with Cetera in Bellevue, WA, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Voya Financial Advisors, the University of Washington's Michael G. Foster School of Business, and entrepreneurial ventures in fitness and hospitality. McDermott is also an independent insurance agent managing fixed insurance product sales. Cetera Investment Advisers LLC serves individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with discretionary and non-discretionary programs, accommodating various investment strategies and custodial relationships.

Karen Patel is a financial professional at Cetera with 15 years of industry experience. She holds the Series 63 and Series 65 designations and has worked at firms including Minnesota Life Insurance Co. and Securian Financial Services. Outside of her advisory role, she serves as a director of a homeowners association in Westminster, Colorado, where she is involved in governance and community relations. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individual investors, retirement plans, and institutional accounts. The firm offers a multi-manager platform with diverse portfolio management options and access to third-party money managers.

Tyler Eliason is a financial advisor at Cetera with 12 years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Cetera in 2021, he worked at Key Investment Services and Key Bank. In addition to his advisory role, he teaches at Ensign College and mentors small business owners in developing countries through the Academy for Creating Enterprise. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, operating a multi-manager platform with over $256 billion in assets under management.

David Dodds is a financial professional with 24 years of industry experience, currently affiliated with Cetera. He holds Series 63 and Series 65 credentials and has worked at Cetera Wealth Services, LLC since 2013. In addition to his advisory role, he is an executive vice president at Data Enterprises Inc., a financial services firm, and is involved in fixed insurance sales and equipment leasing management. Cetera Investment Advisers LLC is an SEC-registered adviser serving a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services, supported by over 10,000 advisors and managing assets exceeding $250 billion.

Blake Davidson is a CFP®, PFS™, and Series 66-licensed financial advisor with 20 years of industry experience, currently with Cetera in Houston, TX. He has previously worked at Avantax Advisory Services and has over two decades of involvement with Kenneth Capital and Power Research Inc., where he serves as president and CFO respectively, overseeing accounting and financial reporting. Cetera Investment Advisers LLC operates as a multi-manager platform serving a broad range of clients including individual, corporate, charitable, and institutional accounts, offering portfolio management, financial planning, and retirement services through a network of over 10,000 advisors.

Kyle Braender is a financial professional with 13 years of industry experience, currently associated with Cetera. He holds the Series 66 designation and has worked at various firms including Grove Point Investments, H. Beck, and Northwestern Mutual. In addition to his advisory role, he is involved with RMB Wealth Advisors, LLC, providing financial services. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and retirement services through a nationwide network of independent advisors, employing a multi-manager platform with various program structures and investment options.

Adam Greene is a CFP®-certified financial advisor with 15 years of industry experience. He is currently affiliated with Cetera and has held positions at Menard Financial Group, Voya Financial Advisors, and Capital One Investing. Greene also operates as an independent insurance agent specializing in fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform with over $256 billion in assets under management.

Damon Lichtenberger is a financial advisor at Cetera with 22 years of industry experience. He holds a Series 66 designation and has worked at firms including CRI Securities, Inc. and Securian Financial Services. Outside of advising, he is involved as an agent/broker with North Star Consultants focusing on fixed insurance sales. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, and various program platforms, operating as a multi-manager platform with access to both affiliated and unaffiliated third-party managers.

William Winters is a financial professional with 10 years of industry experience, currently affiliated with Cetera. He holds a Series 66 designation and has worked at Cetera and its affiliated entities since 2015. He also serves as a financial professional at Clearpath Advisors, Inc. Outside of advisory roles, Winters has worked as an insurance agent selling disability insurance. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with diverse investment program options and a large nationwide network of advisors.

Thomas Bellos II is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 20 years of industry experience. He has worked at Cetera since 2021 and previously at VOYA Financial Advisors from 2014 to 2021. Bellos is involved with the nonprofit organization Empty Bowls Detroit, participating in planning and event preparation. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Hunter Torgeson is a financial professional with Cetera holding a Series 66 license and three years of industry experience. He has worked at multiple firms including Lux Wealth Advisors and Securian Financial Advisors of ND. Outside of his financial advisory roles, he coaches junior high baseball at May Port CG High School. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform that provides discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Gage Bertucci is a Series 66-credentialed financial professional with one year of industry experience. He is currently with Cetera and has previous experience at Renaissance Financial and several other firms. Outside of his advisory work, he was involved with Mr. Picnic for four years and the Omaha Sports Academy for two years. Cetera Investment Advisers LLC is a large SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and consulting services through a multi-manager platform with a variety of program options and affiliations.

Christopher Yurkanin is a financial advisor with Cetera, holding a Series 66 designation and 19 years of industry experience. He has worked at Avantax Advisory Services and Cetera since 2009 and 2025, respectively. Outside of his advisory role, he is the owner of Yurkanin & Zabriski, P.C., a firm providing accounting services, tax preparation, and client representation before tax authorities. Cetera Investment Advisers LLC is an SEC-registered advisor serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management options and services, supported by a nationwide network of over 10,000 advisors and more than $256 billion in assets under management.

Travis White is a financial advisor at Cetera with 16 years of industry experience. He holds a Series 66 designation and has worked at Cetera Investment Advisors, Cetera Investment Services, and First National Bank of PA since 2017, following three years at Securities America Advisors and Securities America Inc. Outside of Cetera, he is involved in fixed life insurance sales. Cetera Investment Advisers LLC is an SEC-registered firm that serves a wide range of clients including individual investors, employer-sponsored retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and consulting services through a multi-manager platform that includes affiliated and third-party managers, providing clients access to diverse investment strategies and program structures.

Arnold Tang is a financial advisor at Cetera with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Cetera since 2013, including his current role starting in 2023. Tang also operates UBF Consulting, which refers companies interested in employee benefits, and sells fixed insurance products such as life, health, annuities, and long-term care insurance. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

William Mason is a financial advisor at Cetera with 10 years of industry experience. He holds Series 65 and Series 63 credentials. His prior work includes roles at Northwestern Mutual Investment Services and several business ventures, including Essential Benefits, LLC and Digby International LLC. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers.

Zeina Maalouf is a financial advisor at Cetera with six years of industry experience. She holds a Series 65 credential and has previously worked at Avantax Insurance Agency LLC and Avantax Advisory Services. In addition to her advisory role, Maalouf operates a CPA practice providing tax preparation and accounting services to individuals and small businesses and is active as a residential real estate agent. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services, supported by a large nationwide network of over 10,000 advisors.

Andrew Smith is a Series 66-licensed financial advisor with seven years of industry experience, currently affiliated with Cetera in Gadsden, AL. Prior to joining Cetera, he worked at Avantax Advisory Services and has maintained a tax preparation business under his own name. Smith serves as treasurer for both the Kiwanis Club of Gadsden and The Episcopal Church of the Holy Comforter, where he handles financial reconciliations and reporting. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with diverse portfolio management options, including discretionary and non-discretionary strategies, and oversees approximately $256 billion in assets through a network of over 10,000 advisors.