Nicholas Winstead is a financial advisor at Changing Parameters, LLC in Los Altos, CA, holding a Series 65 designation with four years of industry experience. He has worked at Changing Parameters since 2021 and previously held roles at Edelman, among others. Changing Parameters, LLC provides discretionary tactical allocation and portfolio management services to individuals, pensions, trusts, charitable organizations, and corporations, as well as serving as investment adviser to an SEC-registered open-end investment company. The firm employs a model-based approach using price-trend, technical, quantitative, and momentum analysis to adjust allocations across equity, fixed income, and money market funds, and manages both separately managed accounts and an actively traded Fund that employs long and short positions, derivatives, and futures.

Howard Smith is a financial advisor with Changing Parameters, LLC in Los Altos, CA, holding a Series 63 designation and over 34 years of industry experience. He has worked at Ceros Financial Services, Inc. since 2009 and has been involved with Changing Parameters entities since 2004. Outside of his advisory role, he serves as an uncompensated director of a nonprofit 501(c)(3) organization. Changing Parameters, LLC provides discretionary tactical allocation and portfolio management services to individuals, pensions, trusts, charitable organizations, and corporations, as well as advising an SEC-registered open-end investment company. The firm uses model-based strategies with a focus on technical and quantitative analysis to adjust exposures across asset classes and employs both separately managed accounts and active management of a non-diversified investment fund.