Kristina Campos is a financial advisor at Charles Schwab with seven years of industry experience. She holds a Series 66 designation and has worked with Charles Schwab Bank SSB since 2022 and Charles Schwab & Co., Inc. since 2018. Prior to Schwab, she was employed at Zum Services Inc. and was involved with Bethel Church in Redding. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and employs multi-asset model portfolios supported by extensive due diligence.

Ryan Stoner is a financial advisor with Charles Schwab & Co., Inc. He holds Series 63 and Series 66 licenses and has 14 years of industry experience, including prior work at The Vanguard Group. Outside of his advisory role, he has worked as a caddie at Applebrook Golf Club. Charles Schwab serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm offers both non-discretionary and discretionary investment management using multi-asset model portfolios and provides integrated brokerage, custody, and advisory services.

Christina Palmer is a financial advisor with Charles Schwab in Jacksonville, FL, holding Series 63 and Series 66 licenses and bringing seven years of industry experience. She has worked with Charles Schwab and its affiliated entities since 2023 and previously spent six years at TD Ameritrade. Outside of her advisory role, she designs and sells resin dice through an online retail business. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through a range of advisory, brokerage, and custody services. The firm offers both non-discretionary and discretionary investment management options using multi-asset model portfolios and provides centralized client support through its integrated operational structure.

Andrew Cole Goins is a CFP® and Series 66-registered financial advisor with eight years of industry experience. He is currently with Charles Schwab, having joined the firm in 2023 following positions at Goldman Sachs & Co. LLC and The Ayco Company, L.P./Mercer Allied. He is based in Xenia, Ohio. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios backed by Schwab Center for Financial Research due diligence.

Min Deng is a CFP® with 19 years of industry experience, currently serving as a financial advisor at Charles Schwab in San Ramon, CA. She has been with Charles Schwab and Charles Schwab Bank since 2013. Outside of her advisory role, she is connected to a retail business partnership involved in the application for an Offsale Beer and Wine Retail license in Richmond, CA. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a scale-driven, integrated structure with both non-discretionary and discretionary investment management options.

Colton Dean is a financial advisor with Charles Schwab in Omaha, NE, holding Series 63 and Series 66 credentials and eight years of industry experience. His prior roles include positions at TD Ameritrade and Lincoln Federal Savings Bank. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary advisory and discretionary separately managed accounts, supported by multi-asset model portfolios and due diligence on alternative investments.

Matthew Kenny is a financial advisor with Charles Schwab in West Des Moines, IA, holding Series 63 and Series 66 credentials and bringing 11 years of industry experience. His prior roles include positions at TD Ameritrade Investment Management, Scottrade, Voya, and Directed Services. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios alongside a structured due diligence process for alternative investments.

Jeffrey Sokol is a financial advisor at Charles Schwab with eight years of industry experience. He holds the Series 63 and Series 66 designations and has been with Charles Schwab & Co., Inc. since 2017. Prior to his current role, he worked as a caddie master and at LA Fitness. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, offering multi-asset model portfolios and centralized custody and brokerage services.

Garrett Salyi is a financial advisor at Charles Schwab with Series 63 and Series 66 credentials and one year of industry experience. His prior work includes roles at Limitless Evolution LLC, Flagstaff Chevrolet, Vivint, and Crestline Hotels, as well as over a decade in full-time education. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advice with access to discretionary separately managed accounts and employs a multi-asset model portfolio approach supported by centralized operations and due diligence on alternative investments.

Matthew Bauer is a financial advisor at Charles Schwab with 10 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Charles Schwab and its affiliated entities since 2015. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment management options. The firm combines brokerage, custody, and advisory services on a large scale with centralized operational support.

Mark Hamilton is a financial advisor at Charles Schwab with 19 years of industry experience. He holds the CFP® designation as well as Series 65 and Series 63 licenses. His prior experience includes roles at Edward Jones, Morgan Stanley/E*Trade, Franklin Templeton Distributors, Inc., and New York Life. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized supervisory and custody arrangements.

Katrina Bell is a financial advisor with Charles Schwab in San Antonio, TX, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. Her prior roles include positions at USAA Investment Management Company, USAA Financial Planning Services, USAA Financial Advisor Inc., and Citibank. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm’s approach combines non-discretionary advisory relationships with access to discretionary separately managed accounts, multi-asset model portfolios, and a centralized operational structure.

Lonnie Struckman is a Series 66-licensed financial advisor with Charles Schwab, based in Sioux Falls, SD, and has 28 years of industry experience. He has been with Charles Schwab since 2016. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options, utilizing multi-asset model portfolios and a centralized operational structure.

Eugene Engholm Jr. is a financial advisor at Charles Schwab with 39 years of industry experience. He holds the Series 63 and Series 66 designations and has worked previously at Fidelity Brokerage Services, TD Ameritrade, and Scottrade. Outside of his advisory role, he works part-time as a driving range associate at a local golf course. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm’s investment approach includes both non-discretionary and discretionary models, multi-asset portfolios, and access to alternative investments, supported by a centralized and integrated operational structure.

Michael Mealy is a financial advisor at Charles Schwab with 32 years of industry experience. He holds Series 63 and Series 65 designations and has been with Charles Schwab and its affiliated entities since 2005, including recent experience at Swan Capital. He is based in Tampa, FL. Charles Schwab serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering a combination of non-discretionary and discretionary investment management supported by centralized custody and operational infrastructure.

Benjamin Rovenstine is a financial advisor at Charles Schwab in Westlake, TX, holding Series 66 and Series 63 licenses with four years of industry experience. His prior work includes roles at Mark Rovenstine and Towne Park. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering a range of advisory, brokerage, and custody services through its Schwab Wealth Advisory wrap fee program and affiliated managed-account solutions. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs a multi-asset model portfolio approach.

Andrew Hoppen is a CFP® professional with five years of industry experience, currently serving as a financial advisor at Charles Schwab in Clermont, FL. His work history includes roles across Charles Schwab Bank, SSB, and Charles Schwab & Co., Inc., as well as prior experience at Fastenal and Bent Creek Golf Club. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of advisory, brokerage, custody, and cash-sweep services. The firm’s integrated structure supports both non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts.

Peter Savarese is a financial advisor at Charles Schwab with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at TD Ameritrade Inc. from 2013 to 2024. Savarese is based in Escondido, CA. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions, employing multi-asset model portfolios and centralized operational support.

Marshal Morgan is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and nine years of industry experience. His prior roles include positions at The Vanguard Group, Inc. and self-employment ventures. Morgan was also involved with Amazon Associates from 2021 to 2023. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts and offers a multi-asset investment approach supported by centralized custodial and operational infrastructure.

Todd Hoeder is a financial advisor with Charles Schwab in Scottsdale, AZ, holding Series 63 and Series 65 licenses and 27 years of industry experience. He has been with Charles Schwab and its affiliated bank since 2000 and 2005, respectively. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized operational and supervisory structures.