Overwhelmed by options?
Answer a few questions to see advisors matched to you.
Find a financial advisor
Based on your filters
Zach R
CFP®
San Angelo, TX
Circadia Financial Planning
I started Circadia to focus my time on clients who understand the point isn't the amount of wealth; it's being intentional and aligning that wealth with their priorities and values to create the life they want. Most people come to me with a question, like how to lower their taxes, whether a Roth conversion makes sense, what to do with their stock options, or when to start Social Security. We start there, and then I help you find the questions you haven't asked yet. My planning is grounded in tax strategy and covers cash flow, investments, insurance, and your estate, so each decision fits the rest of your plan and what matters to you. I also manage investments, usually alongside an ongoing financial plan. My wife is a Nurse Practitioner, so the demands of a medical career are part of our life at home, too. Medical professionals are a particular focus, along with families and professionals at every stage of their careers. We work together virtually, on a schedule that fits your life. If that sounds like the kind of help you're looking for, let's talk.
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)
Finding advisors...
Find a financial advisor
Based on your filters